Bahrain National Holding Co BSC (BAH:BNH) ROA %: 4.08% (As of Mar. 2026) — 14% Below Median

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BAH:BNH Bahrain National Holding Co BSC BAH:BNH
41 GF Score
Price BHD0.50
GF Value BHD0.59
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bahrain National Holding Co BSC ROA %?

Bahrain National Holding Co BSC BAH:BNH +0.40% 41 ROA % is 4.08% as of Mar. 2026, which is 14% below its 10-year median of 4.73. GuruFocus rates BAH:BNH with a GF Score™ of 41/100 and a GF Value™ of BHD0.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,633 Asset Management companies, Bahrain National Holding Co BSC ranks better than 94.55% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Bahrain National Holding Co BSC's annualized Net Income for the quarter that ended in Mar. 2026 was BHD3.50 Mil. Bahrain National Holding Co BSC's average Total Assets over the quarter that ended in Mar. 2026 was BHD85.94 Mil. Therefore, Bahrain National Holding Co BSC's annualized ROA % for the quarter that ended in Mar. 2026 was 4.08%.

The historical rank and industry rank for Bahrain National Holding Co BSC's ROA % or its related term are showing as below:

BAH:BNH' s ROA % Range Over the Past 10 Years
Min: 2.47   Med: 4.73   Max: 29.34
Current: 29.34

During the past 13 years, Bahrain National Holding Co BSC's highest ROA % was 29.34%. The lowest was 2.47%. And the median was 4.73%.

BAH:BNH's ROA % is ranked better than
94.55% of 1633 companies
in the Asset Management industry
Industry Median: 4.09 vs BAH:BNH: 29.34

Bahrain National Holding Co BSC  (BAH:BNH) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=3.504/85.943
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.504 / 5.64)*(5.64 / 85.943)
=Net Margin %*Asset Turnover
=62.13 %*0.0656
=4.08 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Bahrain National Holding Co BSC ROA % Related Terms


Bahrain National Holding Co BSC ROA % Historical Data

* Premium members only.

The historical data trend for Bahrain National Holding Co BSC's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain National Holding Co BSC ROA % Chart

Bahrain National Holding Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.86 10.28 6.23 4.63 27.69

Bahrain National Holding Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 109.50 1.37 -13.76 4.08

BAH:BNH vs BRK.A, AIG, HIG: ROA % Comparison

For the Asset Management subindustry, Bahrain National Holding Co BSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bahrain National Holding Co BSC ROA % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Bahrain National Holding Co BSC's ROA % distribution charts can be found below:

* The bar in red indicates where Bahrain National Holding Co BSC's ROA % falls into.


BAH:BNH
41GF Score
Bahrain National Holding Co BSC BAH:BNH
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bahrain National Holding Co BSC ROA % Calculation

Bahrain National Holding Co BSC's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=27.458/( (111.919+86.376)/ 2 )
=27.458/99.1475
=27.69 %

Bahrain National Holding Co BSC's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=3.504/( (86.376+85.51)/ 2 )
=3.504/85.943
=4.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 4.08% mean?
Bahrain National Holding Co BSC (BAH:BNH) has a ROA % of 4.08% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bahrain National Holding Co BSC and its competitors. This is 14% below median its historical median of 4.73. Over the past decade, Bahrain National Holding Co BSC's ROA % has ranged from 2.47 to 29.34. According to the industry distribution chart, Bahrain National Holding Co BSC ranks #89 out of 1633 companies in the Asset Management industry, placing it in the top 5.5%.
Is Bahrain National Holding Co BSC's ROA % too high?
Bahrain National Holding Co BSC's current ROA % of 4.08% is 14% below median its 10-year median of 4.73. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 29.34. The Asset Management industry median ROA % is 4.09. Bahrain National Holding Co BSC's value of 4.08% is 0.2% below this industry median. Based on the distribution chart, Bahrain National Holding Co BSC ranks #89 out of 1633 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Bahrain National Holding Co BSC has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bahrain National Holding Co BSC's ROA % compare to BRK.A and AIG?
According to the Asset Management industry distribution chart, Bahrain National Holding Co BSC ranks #89 out of 1633 companies for ROA %. This places Bahrain National Holding Co BSC in the top 6% of its industry — outperforming the majority of peers. The industry median ROA % is 4.09. Bahrain National Holding Co BSC's value of 4.08% is 0.2% below this benchmark. Historically, Bahrain National Holding Co BSC's own ROA % has ranged from 2.47 to 29.34 over the past decade. While the company's 10-year median is 4.73 vs. the industry median of 4.09, Bahrain National Holding Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.09, based on 1,633 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain National Holding Co BSC's current ROA % of 4.08% is 0.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bahrain National Holding Co BSC and its competitors. For the Asset Management industry, the median ROA % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain National Holding Co BSC's current ROA % is 4.08%, which is 14% below median its own 10-year median of 4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain National Holding Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain National Holding Co BSC (BAH:BNH) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.59, compared to a current price of BHD0.50 — trading 14.9% below its estimated fair value. The current ROA % is 4.08%, which is 14% below median its 10-year median of 4.73 and 0.2% below the Asset Management industry median of 4.09. Bahrain National Holding Co BSC's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Bahrain National Holding Co BSC (BAH:BNH), the current ROA % is 4.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bahrain National Holding Co BSC (BAH:BNH) Overvalued in 2026?

Based on GuruFocus' analysis, Bahrain National Holding Co BSC stock appears to be undervalued. The current stock price of BHD0.50 is trading 14.9% below its estimated GF Value™ of BHD0.59. GuruFocus considers Bahrain National Holding Co BSC to be Modestly Undervalued.

Key valuation signals for BAH:BNH:

  • ROA %: 4.08% (14% below median its 10-year median of 4.73)
  • GF Value™: BHD0.59 vs. price of BHD0.50 (14.9% below fair value)
  • GF Score™: 41/100 with 4 warning signs
  • Industry Position: 0.2% below the Asset Management median (#89 of 1633)

No single metric tells the full story. See the BAH:BNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bahrain National Holding Co BSC Business Description

Address BNH Tower, P.O. Box 843, 9th floor, Seef Business District, Manama, BHR
Bahrain National Holding Co BSC is a Bahrain-based company engaged in asset management activities. The group operates through a single reportable segment, Asset Management, which comprises marketable portfolio investments, direct investments, and treasury activities.
41GF Score

Get the complete analysis for BAH:BNH

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.50
Price
BHD0.59
GF Value