Principal Capital PCL (BKK:PRINC) ROA %: -2.85% (As of Mar. 2026)


BKK:PRINC Principal Capital PCL BKK:PRINC
59 GF Score
Price ฿1.72
GF Value ฿3.19
Valuation Possible Value Trap
! 3 Warning Signs
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What is Principal Capital PCL ROA %?

Principal Capital PCL BKK:PRINC 59 ROA % is -2.85% as of Mar. 2026. GuruFocus rates BKK:PRINC with a GF Score™ of 59/100 and a GF Value™ of ฿3.19 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 686 Healthcare Providers & Services companies, Principal Capital PCL ranks worse than 69.39% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Principal Capital PCL's annualized Net Income for the quarter that ended in Mar. 2026 was ฿-452 Mil. Principal Capital PCL's average Total Assets over the quarter that ended in Mar. 2026 was ฿15,890 Mil. Therefore, Principal Capital PCL's annualized ROA % for the quarter that ended in Mar. 2026 was -2.85%.

The historical rank and industry rank for Principal Capital PCL's ROA % or its related term are showing as below:

BKK:PRINC' s ROA % Range Over the Past 10 Years
Min: -3.87   Med: -1.27   Max: 2.14
Current: -2.74

During the past 13 years, Principal Capital PCL's highest ROA % was 2.14%. The lowest was -3.87%. And the median was -1.27%.

BKK:PRINC's ROA % is ranked worse than
69.39% of 686 companies
in the Healthcare Providers & Services industry
Industry Median: 1.75 vs BKK:PRINC: -2.74

Principal Capital PCL  (BKK:PRINC) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-452.24/15890.361
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-452.24 / 6183.304)*(6183.304 / 15890.361)
=Net Margin %*Asset Turnover
=-7.31 %*0.3891
=-2.85 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Principal Capital PCL ROA % Related Terms


Principal Capital PCL ROA % Historical Data

* Premium members only.

The historical data trend for Principal Capital PCL's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Principal Capital PCL ROA % Chart

Principal Capital PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 1.36 -3.87 2.14 -2.68

Principal Capital PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.65 -3.99 -2.01 -2.17 -2.85

BKK:PRINC vs HCA, THC, DVA: ROA % Comparison

For the Medical Care Facilities subindustry, Principal Capital PCL's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Principal Capital PCL ROA % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Principal Capital PCL's ROA % distribution charts can be found below:

* The bar in red indicates where Principal Capital PCL's ROA % falls into.


BKK:PRINC
59GF Score
Principal Capital PCL BKK:PRINC
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Principal Capital PCL ROA % Calculation

Principal Capital PCL's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-406.048/( (15024.567+15269.241)/ 2 )
=-406.048/15146.904
=-2.68 %

Principal Capital PCL's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-452.24/( (15269.241+16511.481)/ 2 )
=-452.24/15890.361
=-2.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -2.85% mean?
Principal Capital PCL (BKK:PRINC) has a ROA % of -2.85% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Principal Capital PCL and its competitors. According to the industry distribution chart, Principal Capital PCL ranks #476 out of 686 companies in the Healthcare Providers & Services industry, placing it in the top 69.4%.
Is Principal Capital PCL's ROA % too high?
Principal Capital PCL's current ROA % is -2.85%. Based on the distribution chart, Principal Capital PCL ranks #476 out of 686 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Principal Capital PCL has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Principal Capital PCL's ROA % compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Principal Capital PCL ranks #476 out of 686 companies for ROA %. This places Principal Capital PCL in the lower half of its industry. The industry median ROA % is 1.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Healthcare Providers & Services company?
The median ROA % among Healthcare Providers & Services companies is 1.75, based on 686 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Principal Capital PCL and its competitors. For the Healthcare Providers & Services industry, the median ROA % is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Principal Capital PCL's current ROA % is -2.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Principal Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, Principal Capital PCL (BKK:PRINC) is currently considered Possible Value Trap. The stock's GF Value™ is ฿3.19, compared to a current price of ฿1.72 — trading 46.1% below its estimated fair value. The current ROA % is -2.85%. Principal Capital PCL's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Principal Capital PCL (BKK:PRINC), the current ROA % is -2.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Principal Capital PCL (BKK:PRINC) Overvalued in 2026?

Based on GuruFocus' analysis, Principal Capital PCL stock appears to be undervalued. The current stock price of ฿1.72 is trading 46.1% below its estimated GF Value™ of ฿3.19. GuruFocus considers Principal Capital PCL to be Possible Value Trap.

Key valuation signals for BKK:PRINC:

  • ROA %: -2.85%
  • GF Value™: ฿3.19 vs. price of ฿1.72 (46.1% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the BKK:PRINC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Principal Capital PCL Business Description

Address Sukhumvit 63 Road, No. 29, 23rd floor, Bangkok Business Center Building, Klongtonnua, Wattana, Bangkok, THA, 10110
Principal Capital PCL is a healthcare services provider. The company's segments include Healthcare services business, Property Development and Rental business and Others. It derives majority of the revenue from Healthcare services business segment. Revenues from healthcare services include doctor fee, room service, and medical fee.
59GF Score

Get the complete analysis for BKK:PRINC

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.72
Price
฿3.19
GF Value