ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Geojit Financial Services's annualizedNet Income for the quarter that ended in Dec. 2025 was ₹509 Mil.
Geojit Financial Services's average Total Assets over the quarter that ended in Dec. 2025 was ₹20,247 Mil. Therefore, Geojit Financial Services's annualized ROA % for the quarter that ended in Dec. 2025 was 2.51%.
The historical rank and industry rank for Geojit Financial Services's ROA % or its related term are showing as below:
BOM:532285'
s ROA % Range Over the Past 10 Years
Min: 2.63 Med: 7.81 Max: 11.86
Current: 4.5
During the past 13 years, Geojit Financial Services's highest ROA % was 11.86%. The lowest was 2.63%. And the median was 7.81%.
BOM:532285's ROA % is ranked better than 71.43% of 819
companies
in the Capital Markets industry
Industry Median: 1.5
vs BOM:532285: 4.50
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Geojit Financial Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geojit Financial Services ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Geojit Financial Services's ROA % distribution charts can be found below:
* The bar in red indicates where Geojit Financial Services's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Geojit Financial Services (BOM:532285) has a ROA % of 2.51% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Geojit Financial Services and its competitors. This is 68% below median its historical median of 7.81. Over the past decade, Geojit Financial Services' ROA % has ranged from 2.63 to 11.86. According to the industry distribution chart, Geojit Financial Services ranks #234 out of 819 companies in the Capital Markets industry, placing it in the top 28.6%.
Is Geojit Financial Services' ROA % too high?
Geojit Financial Services' current ROA % of 2.51% is 68% below median its 10-year median of 7.81. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 11.86. The Capital Markets industry median ROA % is 1.50. Geojit Financial Services' value of 2.51% is 67.3% above this industry median. Based on the distribution chart, Geojit Financial Services ranks #234 out of 819 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Geojit Financial Services has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Geojit Financial Services' ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Geojit Financial Services ranks #234 out of 819 companies for ROA %. This puts Geojit Financial Services in the upper half of its industry. The industry median ROA % is 1.50. Geojit Financial Services' value of 2.51% is 67.3% above this benchmark. Historically, Geojit Financial Services' own ROA % has ranged from 2.63 to 11.86 over the past decade. While the company's 10-year median is 7.81 vs. the industry median of 1.50, Geojit Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Geojit Financial Services's current ROA % of 2.51% is 67.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Geojit Financial Services and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Geojit Financial Services's current ROA % is 2.51%, which is 68% below median its own 10-year median of 7.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geojit Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Geojit Financial Services (BOM:532285) is currently considered Fairly Valued. The stock's GF Value™ is ₹75.26, compared to a current price of ₹78.79 — trading 4.7% above its estimated fair value. The current ROA % is 2.51%, which is 68% below median its 10-year median of 7.81 and 67.3% above the Capital Markets industry median of 1.50. Geojit Financial Services' overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Geojit Financial Services (BOM:532285), the current ROA % is 2.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Geojit Financial Services (BOM:532285) Overvalued in 2026?
Based on GuruFocus' analysis, Geojit Financial Services stock appears to be overvalued.
The current stock price of ₹78.79 is trading 4.7% above its estimated GF Value™ of ₹75.26.
GuruFocus considers Geojit Financial Services to be Fairly Valued.
Key valuation signals for BOM:532285:
ROA %: 2.51% (68% below median its 10-year median of 7.81)
GF Value™: ₹75.26 vs. price of ₹78.79 (4.7% above fair value)
Industry Position: 67.3% above the Capital Markets median (#234 of 819)
No single metric tells the full story. See the BOM:532285 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Geojit Financial Services Ltd is an investment services company. The company's operating segments include Financial services and Software services. The Financial services segment consists of brokerage services, depository services, financial products distribution services, portfolio management services, and other allied activities. The Software services segment consists of income from the development and maintenance of software. It generates maximum revenue from the Financial Services segment. The geographical segments of the group are India and other countries.
74GF Score
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