Kalyan CapitalsBOM:538778 -1.47%74 ROA % is 0.94% as of Mar. 2026, which is 71% below its 10-year median of 3.19. GuruFocus rates BOM:538778 with a GF Score™ of 74/100 and a GF Value™ of ₹13.38 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 815 Capital Markets companies, Kalyan Capitals ranks better than 50.31% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Kalyan Capitals's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹28.5 Mil.
Kalyan Capitals's average Total Assets over the quarter that ended in Mar. 2026 was ₹3,034.9 Mil. Therefore, Kalyan Capitals's annualized ROA % for the quarter that ended in Mar. 2026 was 0.94%.
The historical rank and industry rank for Kalyan Capitals's ROA % or its related term are showing as below:
BOM:538778'
s ROA % Range Over the Past 10 Years
Min: 1.17 Med: 3.19 Max: 6.99
Current: 1.54
During the past 13 years, Kalyan Capitals's highest ROA % was 6.99%. The lowest was 1.17%. And the median was 3.19%.
BOM:538778's ROA % is ranked better than 50.31% of 815
companies
in the Capital Markets industry
Industry Median: 1.51
vs BOM:538778: 1.54
Kalyan Capitals (BOM:538778) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Kalyan Capitals ROA % Related Terms
Kalyan Capitals ROA % Historical Data
* Premium members only.
The historical data trend for Kalyan Capitals's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Kalyan Capitals's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalyan Capitals ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Kalyan Capitals's ROA % distribution charts can be found below:
* The bar in red indicates where Kalyan Capitals's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Kalyan Capitals (BOM:538778) has a ROA % of 0.94% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kalyan Capitals and its competitors. This is 71% below median its historical median of 3.19. Over the past decade, Kalyan Capitals' ROA % has ranged from 1.17 to 6.99. According to the industry distribution chart, Kalyan Capitals ranks #405 out of 815 companies in the Capital Markets industry, placing it in the top 49.7%.
Is Kalyan Capitals' ROA % too high?
Kalyan Capitals' current ROA % of 0.94% is 71% below median its 10-year median of 3.19. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 6.99. The Capital Markets industry median ROA % is 1.51. Kalyan Capitals' value of 0.94% is 37.7% below this industry median. Based on the distribution chart, Kalyan Capitals ranks #405 out of 815 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Kalyan Capitals has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kalyan Capitals' ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Kalyan Capitals ranks #405 out of 815 companies for ROA %. This puts Kalyan Capitals in the upper half of its industry. The industry median ROA % is 1.51. Kalyan Capitals' value of 0.94% is 37.7% below this benchmark. Historically, Kalyan Capitals' own ROA % has ranged from 1.17 to 6.99 over the past decade. While the company's 10-year median is 3.19 vs. the industry median of 1.51, Kalyan Capitals has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.51, based on 815 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kalyan Capitals's current ROA % of 0.94% is 37.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kalyan Capitals and its competitors. For the Capital Markets industry, the median ROA % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalyan Capitals's current ROA % is 0.94%, which is 71% below median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalyan Capitals stock overvalued right now?
Based on GuruFocus' analysis, Kalyan Capitals (BOM:538778) is currently considered Possible Value Trap. The stock's GF Value™ is ₹13.38, compared to a current price of ₹8.04 — trading 39.9% below its estimated fair value. The current ROA % is 0.94%, which is 71% below median its 10-year median of 3.19 and 37.7% below the Capital Markets industry median of 1.51. Kalyan Capitals' overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Kalyan Capitals (BOM:538778), the current ROA % is 0.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalyan Capitals (BOM:538778) Overvalued in 2026?
Based on GuruFocus' analysis, Kalyan Capitals stock appears to be undervalued.
The current stock price of ₹8.04 is trading 39.9% below its estimated GF Value™ of ₹13.38.
GuruFocus considers Kalyan Capitals to be Possible Value Trap.
Key valuation signals for BOM:538778:
ROA %: 0.94% (71% below median its 10-year median of 3.19)
GF Value™: ₹13.38 vs. price of ₹8.04 (39.9% below fair value)
Industry Position: 37.7% below the Capital Markets median (#405 of 815)
No single metric tells the full story. See the BOM:538778 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalyan Capitals Ltd is an India-based Investment & Credit Company (NBFC-ICC). The Company currently operates only in one segment, Retail Loans. Its products are SME Loan, Gold Loan, and Retail Loan.
74GF Score
Get the complete analysis for BOM:538778
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:538778 has been successfully added to your 
