Amrapali Fincap (BOM:539265) ROA %: 0.73% (As of Mar. 2026) — 103% Above Median


BOM:539265 Amrapali Fincap Ltd BOM:539265
41 GF Score
Price ₹29.04
GF Value ₹8.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Amrapali Fincap ROA %?

Amrapali Fincap BOM:539265 41 ROA % is 0.73% as of Mar. 2026, which is 103% above its 10-year median of 0.36. GuruFocus rates BOM:539265 with a GF Score™ of 41/100 and a GF Value™ of ₹8.93 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 819 Capital Markets companies, Amrapali Fincap ranks worse than 62.76% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Amrapali Fincap's annualized Net Income for the quarter that ended in Mar. 2026 was ₹11.0 Mil. Amrapali Fincap's average Total Assets over the quarter that ended in Mar. 2026 was ₹1,498.6 Mil. Therefore, Amrapali Fincap's annualized ROA % for the quarter that ended in Mar. 2026 was 0.73%.

The historical rank and industry rank for Amrapali Fincap's ROA % or its related term are showing as below:

BOM:539265' s ROA % Range Over the Past 10 Years
Min: 0.05   Med: 0.36   Max: 1.9
Current: 0.52

During the past 12 years, Amrapali Fincap's highest ROA % was 1.90%. The lowest was 0.05%. And the median was 0.36%.

BOM:539265's ROA % is ranked worse than
62.76% of 819 companies
in the Capital Markets industry
Industry Median: 1.5 vs BOM:539265: 0.52

Amrapali Fincap  (BOM:539265) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=10.952/1498.599
=(Net Income / Revenue)*(Revenue / Total Assets)
=(10.952 / 319.974)*(319.974 / 1498.599)
=Net Margin %*Asset Turnover
=3.42 %*0.2135
=0.73 %

Note: The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Amrapali Fincap ROA % Related Terms


Amrapali Fincap ROA % Historical Data

* Premium members only.

The historical data trend for Amrapali Fincap's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amrapali Fincap ROA % Chart

Amrapali Fincap Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.40 0.05 0.22 0.52

Amrapali Fincap Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.24 0.38 0.05 0.31 0.73

BOM:539265 vs MS, GS, SCHW: ROA % Comparison

For the Capital Markets subindustry, Amrapali Fincap's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amrapali Fincap ROA % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Amrapali Fincap's ROA % distribution charts can be found below:

* The bar in red indicates where Amrapali Fincap's ROA % falls into.


BOM:539265
41GF Score
Amrapali Fincap Ltd BOM:539265
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amrapali Fincap ROA % Calculation

Amrapali Fincap's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=7.829/( (1492.89+1501.032)/ 2 )
=7.829/1496.961
=0.52 %

Amrapali Fincap's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=10.952/( (1496.166+1501.032)/ 2 )
=10.952/1498.599
=0.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.73% mean?
Amrapali Fincap (BOM:539265) has a ROA % of 0.73% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Amrapali Fincap and its competitors. This is 103% above median its historical median of 0.36. Over the past decade, Amrapali Fincap's ROA % has ranged from 0.05 to 1.90. According to the industry distribution chart, Amrapali Fincap ranks #514 out of 819 companies in the Capital Markets industry, placing it in the top 62.8%.
Is Amrapali Fincap's ROA % too high?
Amrapali Fincap's current ROA % of 0.73% is 103% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1.90. The Capital Markets industry median ROA % is 1.50. Amrapali Fincap's value of 0.73% is 51.3% below this industry median. Based on the distribution chart, Amrapali Fincap ranks #514 out of 819 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Amrapali Fincap has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amrapali Fincap's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Amrapali Fincap ranks #514 out of 819 companies for ROA %. This places Amrapali Fincap in the lower half of its industry. The industry median ROA % is 1.50. Amrapali Fincap's value of 0.73% is 51.3% below this benchmark. Historically, Amrapali Fincap's own ROA % has ranged from 0.05 to 1.90 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.50, Amrapali Fincap has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amrapali Fincap's current ROA % of 0.73% is 51.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Amrapali Fincap and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amrapali Fincap's current ROA % is 0.73%, which is 103% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amrapali Fincap stock overvalued right now?
Based on GuruFocus' analysis, Amrapali Fincap (BOM:539265) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹8.93, compared to a current price of ₹29.04 — trading 225.2% above its estimated fair value. The current ROA % is 0.73%, which is 103% above median its 10-year median of 0.36 and 51.3% below the Capital Markets industry median of 1.50. Amrapali Fincap's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Amrapali Fincap (BOM:539265), the current ROA % is 0.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amrapali Fincap (BOM:539265) Overvalued in 2026?

Based on GuruFocus' analysis, Amrapali Fincap stock appears to be overvalued. The current stock price of ₹29.04 is trading 225.2% above its estimated GF Value™ of ₹8.93. GuruFocus considers Amrapali Fincap to be Significantly Overvalued.

Key valuation signals for BOM:539265:

  • ROA %: 0.73% (103% above median its 10-year median of 0.36)
  • GF Value™: ₹8.93 vs. price of ₹29.04 (225.2% above fair value)
  • GF Score™: 41/100 with 6 warning signs
  • Industry Position: 51.3% below the Capital Markets median (#514 of 819)

No single metric tells the full story. See the BOM:539265 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amrapali Fincap Business Description

Address Ashram Road, 19/20/21, Narayan Chambers, 3rd Floor, Behind Patang Hotel, Ellisbridge, Ahmedabad, GJ, IND, 380009
Amrapali Fincap Ltd engages in providing loans and advances. It is also engaged in the business of trading in commodities and shares. It mainly trades in shares and securities in the future and options. The firm generates revenue through share and commodity trading.
41GF Score

Get the complete analysis for BOM:539265

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹29.04
Price
₹8.93
GF Value