ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Banque Cantonale Vaudoise's annualizedNet Income for the quarter that ended in Dec. 2025 was CHF430 Mil.
Banque Cantonale Vaudoise's average Total Assets over the quarter that ended in Dec. 2025 was CHF61,420 Mil. Therefore, Banque Cantonale Vaudoise's annualized ROA % for the quarter that ended in Dec. 2025 was 0.70%.
The historical rank and industry rank for Banque Cantonale Vaudoise's ROA % or its related term are showing as below:
CHIX:BCVNz'
s ROA % Range Over the Past 10 Years
Min: 0.65 Med: 0.72 Max: 0.79
Current: 0.7
During the past 13 years, Banque Cantonale Vaudoise's highest ROA % was 0.79%. The lowest was 0.65%. And the median was 0.72%.
CHIX:BCVNz's ROA % is ranked worse than 67.69% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs CHIX:BCVNz: 0.70
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banque Cantonale Vaudoise's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale Vaudoise ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale Vaudoise's ROA % distribution charts can be found below:
* The bar in red indicates where Banque Cantonale Vaudoise's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Banque Cantonale Vaudoise (CHIX:BCVNZ) has a ROA % of 0.70% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banque Cantonale Vaudoise and its competitors. This is near median its historical median of 0.72. Over the past decade, Banque Cantonale Vaudoise's ROA % has ranged from 0.65 to 0.79. According to the industry distribution chart, Banque Cantonale Vaudoise ranks #1037 out of 1532 companies in the Banks industry, placing it in the top 67.7%.
Is Banque Cantonale Vaudoise's ROA % too high?
Banque Cantonale Vaudoise's current ROA % of 0.70% is near median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 0.79. The Banks industry median ROA % is 0.98. Banque Cantonale Vaudoise's value of 0.70% is 28.6% below this industry median. Based on the distribution chart, Banque Cantonale Vaudoise ranks #1037 out of 1532 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Cantonale Vaudoise has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale Vaudoise's ROA % compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale Vaudoise ranks #1037 out of 1532 companies for ROA %. This places Banque Cantonale Vaudoise in the lower half of its industry. The industry median ROA % is 0.98. Banque Cantonale Vaudoise's value of 0.70% is 28.6% below this benchmark. Historically, Banque Cantonale Vaudoise's own ROA % has ranged from 0.65 to 0.79 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 0.98, Banque Cantonale Vaudoise has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale Vaudoise's current ROA % of 0.70% is 28.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banque Cantonale Vaudoise and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale Vaudoise's current ROA % is 0.70%, which is near median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale Vaudoise stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale Vaudoise (CHIX:BCVNZ) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF96.77, compared to a current price of CHF119.30 — trading 23.3% above its estimated fair value. The current ROA % is 0.70%, which is near median its 10-year median of 0.72 and 28.6% below the Banks industry median of 0.98. Banque Cantonale Vaudoise's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banque Cantonale Vaudoise (CHIX:BCVNZ), the current ROA % is 0.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale Vaudoise (CHIX:BCVNZ) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale Vaudoise stock appears to be overvalued.
The current stock price of CHF119.30 is trading 23.3% above its estimated GF Value™ of CHF96.77.
GuruFocus considers Banque Cantonale Vaudoise to be Modestly Overvalued.
Key valuation signals for CHIX:BCVNZ:
ROA %: 0.70% (near median its 10-year median of 0.72)
GF Value™: CHF96.77 vs. price of CHF119.30 (23.3% above fair value)
Industry Position: 28.6% below the Banks median (#1037 of 1532)
No single metric tells the full story. See the CHIX:BCVNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale Vaudoise is a universal cantonal, or Swiss government-owned bank. The bank's core businesses include retail banking, private banking, corporate banking, and asset management and trading. It offers a comprehensive range of financial services to all client segments. The majority of the bank's net revenue is net interest income, but it also generates substantial net fee and commission income.
63GF Score
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