Pioneer Insurance (DHA:PIONEERINS) ROA %: 0.00% (As of . 20)


DHA:PIONEERINS Pioneer Insurance PLC DHA:PIONEERINS
20 GF Score
Price BDT71.90
! 1 Warning Sign
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What is Pioneer Insurance ROA %?

Pioneer Insurance DHA:PIONEERINS -2.44% 20 ROA % is 0.00% as of . 20. GuruFocus rates DHA:PIONEERINS with a GF Score™ of 20/100. The stock has 1 warning sign investors should review. Among 508 Insurance companies, Pioneer Insurance ranks worse than 196850.2% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Pioneer Insurance's annualized Net Income for the quarter that ended in . 20 was BDT Mil. Pioneer Insurance's average Total Assets over the quarter that ended in . 20 was BDT 0 Mil. Therefore, Pioneer Insurance's annualized ROA % for the quarter that ended in . 20 was Not Available.

The historical rank and industry rank for Pioneer Insurance's ROA % or its related term are showing as below:

DHA:PIONEERINS's ROA % is not ranked *
in the Insurance industry.
Industry Median: 2.68
* Ranked among companies with meaningful ROA % only.

Pioneer Insurance  (DHA:PIONEERINS) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

Note: The Net Income data used here is one times the annual (. 20) net income data. The Revenue data used here is one times the annual (. 20) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Pioneer Insurance ROA % Related Terms


Pioneer Insurance ROA % Historical Data

* Premium members only.

The historical data trend for Pioneer Insurance's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Insurance ROA % Chart

Pioneer Insurance Annual Data
Trend
ROA %

Pioneer Insurance Semi-Annual Data
ROA %

DHA:PIONEERINS vs ASIN, AFH, NSEC: ROA % Comparison

For the Insurance - Property & Casualty subindustry, Pioneer Insurance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Insurance ROA % vs Insurance Industry

For the Insurance industry and Financial Services sector, Pioneer Insurance's ROA % distribution charts can be found below:

* The bar in red indicates where Pioneer Insurance's ROA % falls into.


DHA:PIONEERINS
20GF Score
Pioneer Insurance PLC DHA:PIONEERINS
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Insurance ROA % Calculation

Pioneer Insurance's annualized ROA % for the fiscal year that ended in . 20 is calculated as:

ROA %=Net Income (A: . 20 )/( (Total Assets (A: . 20 )+Total Assets (A: . 20 ))/ count )
=/( (+)/ )
=/
= %

Pioneer Insurance's annualized ROA % for the quarter that ended in . 20 is calculated as:

ROA %=Net Income (Q: . 20 )/( (Total Assets (Q: . 20 )+Total Assets (Q: . 20 ))/ count )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (. 20) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.00% mean?
Pioneer Insurance (DHA:PIONEERINS) has a ROA % of 0.00% as of . 20. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Pioneer Insurance and its competitors. According to the industry distribution chart, Pioneer Insurance ranks #999999 out of 508 companies in the Insurance industry.
Is Pioneer Insurance's ROA % too high?
Pioneer Insurance's current ROA % is 0.00%. Based on the distribution chart, Pioneer Insurance ranks #999999 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Pioneer Insurance has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Pioneer Insurance's ROA % compare to ASIN and AFH?
According to the Insurance industry distribution chart, Pioneer Insurance ranks #999999 out of 508 companies for ROA %. This places Pioneer Insurance in the lower half of its industry. The industry median ROA % is 2.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.68, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Pioneer Insurance and its competitors. For the Insurance industry, the median ROA % is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Insurance's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Insurance stock overvalued right now?
Pioneer Insurance (DHA:PIONEERINS) has a current ROA % of 0.00%. The current ROA % is 0.00%. Pioneer Insurance's overall GF Score™ is 20/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Pioneer Insurance (DHA:PIONEERINS), the current ROA % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pioneer Insurance Business Description

Address 246, Bir Uttam Mir Shawkat Sarak, Rangs Babylonia, 5th Floor, Tejgaon, Dhaka, BGD, 1208
Pioneer Insurance PLC, formerly Pioneer Insurance Co Ltd is a Bangladesh based company engages in the non-life insurance business. Its product portfolio includes fire insurance, marine insurance, motor insurance, and aviation insurance. It provides its services to prominent national and multinational companies operating in the Pharmaceutical, Chemical, Textile, Cement, Energy, Manufacturing, Engineering, Banking, and Financial sectors.
20GF Score

Get the complete analysis for DHA:PIONEERINS

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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