Doha Insurance Group QPSC (DSMD:DOHI) ROA %: 5.14% (As of Jun. 2026) — 49% Above Median

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DSMD:DOHI Doha Insurance Group QPSC DSMD:DOHI
90 GF Score
Price ر.ق2.86
GF Value ر.ق2.95
Valuation Fairly Valued
! 3 Warning Signs
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What is Doha Insurance Group QPSC ROA %?

Doha Insurance Group QPSC DSMD:DOHI -0.94% 90 ROA % is 5.14% as of Jun. 2026, which is 49% above its 10-year median of 3.44. GuruFocus rates DSMD:DOHI with a GF Score™ of 90/100 and a GF Value™ of ر.ق2.95 (Fairly Valued). The stock has 3 warning signs investors should review. Among 502 Insurance companies, Doha Insurance Group QPSC ranks better than 77.69% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Doha Insurance Group QPSC's annualized Net Income for the quarter that ended in Jun. 2026 was ر.ق218 Mil. Doha Insurance Group QPSC's average Total Assets over the quarter that ended in Jun. 2026 was ر.ق4,232 Mil. Therefore, Doha Insurance Group QPSC's annualized ROA % for the quarter that ended in Jun. 2026 was 5.14%.

The historical rank and industry rank for Doha Insurance Group QPSC's ROA % or its related term are showing as below:

DSMD:DOHI' s ROA % Range Over the Past 10 Years
Min: 2.19   Med: 3.44   Max: 6
Current: 5.46

During the past 13 years, Doha Insurance Group QPSC's highest ROA % was 6.00%. The lowest was 2.19%. And the median was 3.44%.

DSMD:DOHI's ROA % is ranked better than
77.69% of 502 companies
in the Insurance industry
Industry Median: 2.655 vs DSMD:DOHI: 5.46

Doha Insurance Group QPSC  (DSMD:DOHI) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=217.744/4232.4185
=(Net Income / Revenue)*(Revenue / Total Assets)
=(217.744 / 1523.032)*(1523.032 / 4232.4185)
=Net Margin %*Asset Turnover
=14.3 %*0.3598
=5.14 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Doha Insurance Group QPSC ROA % Related Terms


Doha Insurance Group QPSC ROA % Historical Data

* Premium members only.

The historical data trend for Doha Insurance Group QPSC's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Doha Insurance Group QPSC ROA % Chart

Doha Insurance Group QPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 3.67 4.91 6.00 5.56

Doha Insurance Group QPSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.17 4.65 4.45 7.37 5.14

DSMD:DOHI vs BRK.A, AIG, HIG: ROA % Comparison

For the Insurance - Diversified subindustry, Doha Insurance Group QPSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Doha Insurance Group QPSC ROA % vs Insurance Industry

For the Insurance industry and Financial Services sector, Doha Insurance Group QPSC's ROA % distribution charts can be found below:

* The bar in red indicates where Doha Insurance Group QPSC's ROA % falls into.


DSMD:DOHI
90GF Score
Doha Insurance Group QPSC DSMD:DOHI
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Doha Insurance Group QPSC ROA % Calculation

Doha Insurance Group QPSC's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=202.95/( (3288.198+4016.131)/ 2 )
=202.95/3652.1645
=5.56 %

Doha Insurance Group QPSC's annualized ROA % for the quarter that ended in Jun. 2026 is calculated as:

ROA %=Net Income (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=217.744/( (4253.402+4211.435)/ 2 )
=217.744/4232.4185
=5.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 5.14% mean?
Doha Insurance Group QPSC (DSMD:DOHI) has a ROA % of 5.14% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Doha Insurance Group QPSC and its competitors. This is 49% above median its historical median of 3.44. Over the past decade, Doha Insurance Group QPSC's ROA % has ranged from 2.19 to 6.00. According to the industry distribution chart, Doha Insurance Group QPSC ranks #112 out of 502 companies in the Insurance industry, placing it in the top 22.3%.
Is Doha Insurance Group QPSC's ROA % too high?
Doha Insurance Group QPSC's current ROA % of 5.14% is 49% above median its 10-year median of 3.44. Over the past 10 years, this metric has ranged from a low of 2.19 to a high of 6.00. The Insurance industry median ROA % is 2.66. Doha Insurance Group QPSC's value of 5.14% is 93.6% above this industry median. Based on the distribution chart, Doha Insurance Group QPSC ranks #112 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Doha Insurance Group QPSC has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Doha Insurance Group QPSC's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Doha Insurance Group QPSC ranks #112 out of 502 companies for ROA %. This places Doha Insurance Group QPSC in the top 22% of its industry — outperforming the majority of peers. The industry median ROA % is 2.66. Doha Insurance Group QPSC's value of 5.14% is 93.6% above this benchmark. Historically, Doha Insurance Group QPSC's own ROA % has ranged from 2.19 to 6.00 over the past decade. While the company's 10-year median is 3.44 vs. the industry median of 2.66, Doha Insurance Group QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.66, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doha Insurance Group QPSC's current ROA % of 5.14% is 93.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Doha Insurance Group QPSC and its competitors. For the Insurance industry, the median ROA % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doha Insurance Group QPSC's current ROA % is 5.14%, which is 49% above median its own 10-year median of 3.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doha Insurance Group QPSC stock overvalued right now?
Based on GuruFocus' analysis, Doha Insurance Group QPSC (DSMD:DOHI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق2.95, compared to a current price of ر.ق2.86 — trading 3.1% below its estimated fair value. The current ROA % is 5.14%, which is 49% above median its 10-year median of 3.44 and 93.6% above the Insurance industry median of 2.66. Doha Insurance Group QPSC's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Doha Insurance Group QPSC (DSMD:DOHI), the current ROA % is 5.14% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Doha Insurance Group QPSC (DSMD:DOHI) Overvalued in 2026?

Based on GuruFocus' analysis, Doha Insurance Group QPSC stock appears to be undervalued. The current stock price of ر.ق2.86 is trading 3.1% below its estimated GF Value™ of ر.ق2.95. GuruFocus considers Doha Insurance Group QPSC to be Fairly Valued.

Key valuation signals for DSMD:DOHI:

  • ROA %: 5.14% (49% above median its 10-year median of 3.44)
  • GF Value™: ر.ق2.95 vs. price of ر.ق2.86 (3.1% below fair value)
  • GF Score™: 90/100 with 3 warning signs
  • Industry Position: 93.6% above the Insurance median (#112 of 502)

No single metric tells the full story. See the DSMD:DOHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Doha Insurance Group QPSC Business Description

Address 213, C Ring Road, P. O. Box 7171, Doha, QAT
Doha Insurance Group QPSC is engaged in the business of general insurance and reinsurance, including Islamic takaful insurance in the State of Qatar. It offers various insurance products such as motor fleet insurance, aviation insurance, health insurance, marine insurance, travel insurance, etc. The group is organised into five business segments: motor, marine and aviation, fire, general, and accident, group life and health, and investments. It generates maximum revenue from the fire, general, and accident insurance business.
90GF Score

Get the complete analysis for DSMD:DOHI

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.86
Price
ر.ق2.95
GF Value