UOB-Kay Hian HoldingsFRA:4LJ -2.44%65 ROA % is 4.88% as of Dec. 2025, which is 69% above its 10-year median of 2.89. GuruFocus rates FRA:4LJ with a GF Score™ of 65/100 and a GF Value™ of €1.35 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 819 Capital Markets companies, UOB-Kay Hian Holdings ranks better than 71.31% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. UOB-Kay Hian Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was €185.4 Mil.
UOB-Kay Hian Holdings's average Total Assets over the quarter that ended in Dec. 2025 was €3,798.1 Mil. Therefore, UOB-Kay Hian Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 4.88%.
The historical rank and industry rank for UOB-Kay Hian Holdings's ROA % or its related term are showing as below:
FRA:4LJ'
s ROA % Range Over the Past 10 Years
Min: 1.98 Med: 2.89 Max: 5.22
Current: 4.5
During the past 13 years, UOB-Kay Hian Holdings's highest ROA % was 5.22%. The lowest was 1.98%. And the median was 2.89%.
FRA:4LJ's ROA % is ranked better than 71.31% of 819
companies
in the Capital Markets industry
Industry Median: 1.5
vs FRA:4LJ: 4.50
UOB-Kay Hian Holdings (FRA:4LJ) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, UOB-Kay Hian Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UOB-Kay Hian Holdings ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, UOB-Kay Hian Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where UOB-Kay Hian Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
UOB-Kay Hian Holdings (FRA:4LJ) has a ROA % of 4.88% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on UOB-Kay Hian Holdings and its competitors. This is 69% above median its historical median of 2.89. Over the past decade, UOB-Kay Hian Holdings' ROA % has ranged from 1.98 to 5.22. According to the industry distribution chart, UOB-Kay Hian Holdings ranks #235 out of 819 companies in the Capital Markets industry, placing it in the top 28.7%.
Is UOB-Kay Hian Holdings' ROA % too high?
UOB-Kay Hian Holdings' current ROA % of 4.88% is 69% above median its 10-year median of 2.89. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 5.22. The Capital Markets industry median ROA % is 1.50. UOB-Kay Hian Holdings' value of 4.88% is 225.3% above this industry median. Based on the distribution chart, UOB-Kay Hian Holdings ranks #235 out of 819 companies in the Capital Markets industry, which is above the industry midpoint. Overall, UOB-Kay Hian Holdings has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UOB-Kay Hian Holdings' ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, UOB-Kay Hian Holdings ranks #235 out of 819 companies for ROA %. This puts UOB-Kay Hian Holdings in the upper half of its industry. The industry median ROA % is 1.50. UOB-Kay Hian Holdings' value of 4.88% is 225.3% above this benchmark. Historically, UOB-Kay Hian Holdings' own ROA % has ranged from 1.98 to 5.22 over the past decade. While the company's 10-year median is 2.89 vs. the industry median of 1.50, UOB-Kay Hian Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UOB-Kay Hian Holdings's current ROA % of 4.88% is 225.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on UOB-Kay Hian Holdings and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UOB-Kay Hian Holdings's current ROA % is 4.88%, which is 69% above median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UOB-Kay Hian Holdings stock overvalued right now?
Based on GuruFocus' analysis, UOB-Kay Hian Holdings (FRA:4LJ) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.35, compared to a current price of €2.40 — trading 77.8% above its estimated fair value. The current ROA % is 4.88%, which is 69% above median its 10-year median of 2.89 and 225.3% above the Capital Markets industry median of 1.50. UOB-Kay Hian Holdings' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For UOB-Kay Hian Holdings (FRA:4LJ), the current ROA % is 4.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UOB-Kay Hian Holdings (FRA:4LJ) Overvalued in 2026?
Based on GuruFocus' analysis, UOB-Kay Hian Holdings stock appears to be overvalued.
The current stock price of €2.40 is trading 77.8% above its estimated GF Value™ of €1.35.
GuruFocus considers UOB-Kay Hian Holdings to be Significantly Overvalued.
Key valuation signals for FRA:4LJ:
ROA %: 4.88% (69% above median its 10-year median of 2.89)
GF Value™: €1.35 vs. price of €2.40 (77.8% above fair value)
Industry Position: 225.3% above the Capital Markets median (#235 of 819)
No single metric tells the full story. See the FRA:4LJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UOB-Kay Hian Holdings Ltd is a regional financial services group engaged in providing securities and futures broking and related services. The Group offers a wide multiple products, including bonds, contracts for difference, equities, exchange traded funds, futures and options, as well as other investment instruments, alongside wealth management services. It also provides corporate finance and advisory services such as IPO execution, secondary placements, fund raising, investor education, corporate access, and business partnerships, leveraging its distribution network and corporate relationships. The Group operates across multiple geographical segments, with Singapore generating the majority of revenue, followed by Hong Kong, Thailand, Malaysia, and other countries.
65GF Score
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