Main Street CapitalHAM:13M -0.46%68 ROA % is 3.43% as of Mar. 2026, which is 54% below its 10-year median of 7.45. GuruFocus rates HAM:13M with a GF Score™ of 68/100 and a GF Value™ of €41.57 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,635 Asset Management companies, Main Street Capital ranks better than 66.97% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Main Street Capital's annualizedNet Income for the quarter that ended in Mar. 2026 was €169.5 Mil.
Main Street Capital's average Total Assets over the quarter that ended in Mar. 2026 was €4,946.9 Mil. Therefore, Main Street Capital's annualized ROA % for the quarter that ended in Mar. 2026 was 3.43%.
The historical rank and industry rank for Main Street Capital's ROA % or its related term are showing as below:
HAM:13M'
s ROA % Range Over the Past 10 Years
Min: 1.07 Med: 7.45 Max: 10.62
Current: 7.79
During the past 13 years, Main Street Capital's highest ROA % was 10.62%. The lowest was 1.07%. And the median was 7.45%.
HAM:13M's ROA % is ranked better than 66.97% of 1635
companies
in the Asset Management industry
Industry Median: 3.97
vs HAM:13M: 7.79
Main Street Capital (HAM:13M) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Main Street Capital ROA % Related Terms
Main Street Capital ROA % Historical Data
* Premium members only.
The historical data trend for Main Street Capital's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Main Street Capital's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Main Street Capital ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Main Street Capital's ROA % distribution charts can be found below:
* The bar in red indicates where Main Street Capital's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Main Street Capital (HAM:13M) has a ROA % of 3.43% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Main Street Capital and its competitors. This is 54% below median its historical median of 7.45. Over the past decade, Main Street Capital's ROA % has ranged from 1.07 to 10.62. According to the industry distribution chart, Main Street Capital ranks #540 out of 1635 companies in the Asset Management industry, placing it in the top 33%.
Is Main Street Capital's ROA % too high?
Main Street Capital's current ROA % of 3.43% is 54% below median its 10-year median of 7.45. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 10.62. The Asset Management industry median ROA % is 3.97. Main Street Capital's value of 3.43% is 13.6% below this industry median. Based on the distribution chart, Main Street Capital ranks #540 out of 1635 companies in the Asset Management industry, which is above the industry midpoint. Overall, Main Street Capital has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Main Street Capital's ROA % compare to OTF and HASI?
According to the Asset Management industry distribution chart, Main Street Capital ranks #540 out of 1635 companies for ROA %. This puts Main Street Capital in the upper half of its industry. The industry median ROA % is 3.97. Main Street Capital's value of 3.43% is 13.6% below this benchmark. Historically, Main Street Capital's own ROA % has ranged from 1.07 to 10.62 over the past decade. While the company's 10-year median is 7.45 vs. the industry median of 3.97, Main Street Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 3.97, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Main Street Capital's current ROA % of 3.43% is 13.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Main Street Capital and its competitors. For the Asset Management industry, the median ROA % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Main Street Capital's current ROA % is 3.43%, which is 54% below median its own 10-year median of 7.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Main Street Capital stock overvalued right now?
Based on GuruFocus' analysis, Main Street Capital (HAM:13M) is currently considered Fairly Valued. The stock's GF Value™ is €41.57, compared to a current price of €43.30 — trading 4.2% above its estimated fair value. The current ROA % is 3.43%, which is 54% below median its 10-year median of 7.45 and 13.6% below the Asset Management industry median of 3.97. Main Street Capital's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Main Street Capital (HAM:13M), the current ROA % is 3.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Main Street Capital (HAM:13M) Overvalued in 2026?
Based on GuruFocus' analysis, Main Street Capital stock appears to be overvalued.
The current stock price of €43.30 is trading 4.2% above its estimated GF Value™ of €41.57.
GuruFocus considers Main Street Capital to be Fairly Valued.
Key valuation signals for HAM:13M:
ROA %: 3.43% (54% below median its 10-year median of 7.45)
GF Value™: €41.57 vs. price of €43.30 (4.2% above fair value)
Industry Position: 13.6% below the Asset Management median (#540 of 1635)
No single metric tells the full story. See the HAM:13M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Main Street Capital Corp is a principal investment firm focused on providing customized long-term debt and equity capital solutions to lower middle market ("LMM") companies and debt capital to private ("Private Loan") companies owned by or in the process of being acquired by a private equity fund. The group invests principally in secured debt investments, equity investments, warrants, and other securities of LMM companies, typically based in the U.S. The company operates as a single segment with a principal investment objective to maximize total return by generating current income from debt investments and current income and capital appreciation from equity and equity-related investments.
68GF Score
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