Calgro M3 HoldingsJSE:CGR +0.22%60 ROA % is 4.49% as of Feb. 2026, which is 10% below its 10-year median of 4.99. GuruFocus rates JSE:CGR with a GF Score™ of 60/100 and a GF Value™ of R4.19 (Fairly Valued). The stock has 6 warning signs investors should review. Among 96 Homebuilding & Construction companies, Calgro M3 Holdings ranks better than 66.67% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Calgro M3 Holdings's annualizedNet Income for the quarter that ended in Feb. 2026 was R160.6 Mil.
Calgro M3 Holdings's average Total Assets over the quarter that ended in Feb. 2026 was R3,578.7 Mil. Therefore, Calgro M3 Holdings's annualized ROA % for the quarter that ended in Feb. 2026 was 4.49%.
The historical rank and industry rank for Calgro M3 Holdings's ROA % or its related term are showing as below:
JSE:CGR'
s ROA % Range Over the Past 10 Years
Min: 0.11 Med: 4.99 Max: 7.3
Current: 4.61
During the past 13 years, Calgro M3 Holdings's highest ROA % was 7.30%. The lowest was 0.11%. And the median was 4.99%.
JSE:CGR's ROA % is ranked better than 66.67% of 96
companies
in the Homebuilding & Construction industry
Industry Median: 3.1
vs JSE:CGR: 4.61
Calgro M3 Holdings (JSE:CGR) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Feb. 2026) net income data. The Revenue data used here is two times the semi-annual (Feb. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Calgro M3 Holdings ROA % Related Terms
Calgro M3 Holdings ROA % Historical Data
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The historical data trend for Calgro M3 Holdings's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Calgro M3 Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calgro M3 Holdings ROA % vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Calgro M3 Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Calgro M3 Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Feb. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Calgro M3 Holdings (JSE:CGR) has a ROA % of 4.49% as of Feb. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Calgro M3 Holdings and its competitors. This is 10% below median its historical median of 4.99. Over the past decade, Calgro M3 Holdings' ROA % has ranged from 0.11 to 7.30. According to the industry distribution chart, Calgro M3 Holdings ranks #32 out of 96 companies in the Homebuilding & Construction industry, placing it in the top 33.3%.
Is Calgro M3 Holdings' ROA % too high?
Calgro M3 Holdings' current ROA % of 4.49% is 10% below median its 10-year median of 4.99. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 7.30. The Homebuilding & Construction industry median ROA % is 3.10. Calgro M3 Holdings' value of 4.49% is 44.8% above this industry median. Based on the distribution chart, Calgro M3 Holdings ranks #32 out of 96 companies in the Homebuilding & Construction industry, which is above the industry midpoint. Overall, Calgro M3 Holdings has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calgro M3 Holdings' ROA % compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Calgro M3 Holdings ranks #32 out of 96 companies for ROA %. This puts Calgro M3 Holdings in the upper half of its industry. The industry median ROA % is 3.10. Calgro M3 Holdings' value of 4.49% is 44.8% above this benchmark. Historically, Calgro M3 Holdings' own ROA % has ranged from 0.11 to 7.30 over the past decade. While the company's 10-year median is 4.99 vs. the industry median of 3.10, Calgro M3 Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Homebuilding & Construction company?
The median ROA % among Homebuilding & Construction companies is 3.10, based on 96 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calgro M3 Holdings's current ROA % of 4.49% is 44.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Calgro M3 Holdings and its competitors. For the Homebuilding & Construction industry, the median ROA % is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calgro M3 Holdings's current ROA % is 4.49%, which is 10% below median its own 10-year median of 4.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calgro M3 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Calgro M3 Holdings (JSE:CGR) is currently considered Fairly Valued. The stock's GF Value™ is R4.19, compared to a current price of R4.49 — trading 7.2% above its estimated fair value. The current ROA % is 4.49%, which is 10% below median its 10-year median of 4.99 and 44.8% above the Homebuilding & Construction industry median of 3.10. Calgro M3 Holdings' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Calgro M3 Holdings (JSE:CGR), the current ROA % is 4.49% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calgro M3 Holdings (JSE:CGR) Overvalued in 2026?
Based on GuruFocus' analysis, Calgro M3 Holdings stock appears to be overvalued.
The current stock price of R4.49 is trading 7.2% above its estimated GF Value™ of R4.19.
GuruFocus considers Calgro M3 Holdings to be Fairly Valued.
Key valuation signals for JSE:CGR:
ROA %: 4.49% (10% below median its 10-year median of 4.99)
GF Value™: R4.19 vs. price of R4.49 (7.2% above fair value)
Industry Position: 44.8% above the Homebuilding & Construction median (#32 of 96)
No single metric tells the full story. See the JSE:CGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calgro M3 Holdings Ltd is a property and property-related investment company that specializes in the development of Integrated Residential Developments and the development and management of Memorial Parks, focusing on its operations in Gauteng, Western Cape, Free State and Northwest. The group develops integrated housing developments consisting of subsidized, social, Grassroots Affordable or First Home Finance and Affordable Housing. Its segments include Residential Property Development segment consists of development of integrated housing developments and mid to high income housing projects and Memorial Parks consist of burial rights and the associated burial and maintenance services.
60GF Score
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