Choppies EnterprisesJSE:CHP 41 ROA % is 5.12% as of Dec. 2025, which is 41% above its 10-year median of 3.63. GuruFocus rates JSE:CHP with a GF Score™ of 41/100 and a GF Value™ of R0.83 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 312 Retail - Defensive companies, Choppies Enterprises ranks worse than 57.05% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Choppies Enterprises's annualizedNet Income for the quarter that ended in Dec. 2025 was R186 Mil.
Choppies Enterprises's average Total Assets over the quarter that ended in Dec. 2025 was R3,634 Mil. Therefore, Choppies Enterprises's annualized ROA % for the quarter that ended in Dec. 2025 was 5.12%.
The historical rank and industry rank for Choppies Enterprises's ROA % or its related term are showing as below:
JSE:CHP'
s ROA % Range Over the Past 10 Years
Min: -16.4 Med: 3.63 Max: 7.8
Current: 3.05
During the past 13 years, Choppies Enterprises's highest ROA % was 7.80%. The lowest was -16.40%. And the median was 3.63%.
JSE:CHP's ROA % is ranked worse than 57.05% of 312
companies
in the Retail - Defensive industry
Industry Median: 3.615
vs JSE:CHP: 3.05
Choppies Enterprises (JSE:CHP) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, Choppies Enterprises's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Choppies Enterprises ROA % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Choppies Enterprises's ROA % distribution charts can be found below:
* The bar in red indicates where Choppies Enterprises's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Choppies Enterprises (JSE:CHP) has a ROA % of 5.12% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Choppies Enterprises and its competitors. This is 41% above median its historical median of 3.63. According to the industry distribution chart, Choppies Enterprises ranks #178 out of 312 companies in the Retail - Defensive industry, placing it in the top 57.1%.
Is Choppies Enterprises' ROA % too high?
Choppies Enterprises' current ROA % of 5.12% is 41% above median its 10-year median of 3.63. The Retail - Defensive industry median ROA % is 3.62. Choppies Enterprises' value of 5.12% is 41.6% above this industry median. Based on the distribution chart, Choppies Enterprises ranks #178 out of 312 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Choppies Enterprises has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Choppies Enterprises' ROA % compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Choppies Enterprises ranks #178 out of 312 companies for ROA %. This places Choppies Enterprises in the lower half of its industry. The industry median ROA % is 3.62. Choppies Enterprises' value of 5.12% is 41.6% above this benchmark. While the company's 10-year median is 3.63 vs. the industry median of 3.62, Choppies Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Defensive company?
The median ROA % among Retail - Defensive companies is 3.62, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Choppies Enterprises's current ROA % of 5.12% is 41.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Choppies Enterprises and its competitors. For the Retail - Defensive industry, the median ROA % is 3.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Choppies Enterprises's current ROA % is 5.12%, which is 41% above median its own 10-year median of 3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Choppies Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Choppies Enterprises (JSE:CHP) is currently considered Significantly Overvalued. The stock's GF Value™ is R0.83, compared to a current price of R1.40 — trading 68.7% above its estimated fair value. The current ROA % is 5.12%, which is 41% above median its 10-year median of 3.63 and 41.6% above the Retail - Defensive industry median of 3.62. Choppies Enterprises' overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Choppies Enterprises (JSE:CHP), the current ROA % is 5.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Choppies Enterprises (JSE:CHP) Overvalued in 2026?
Based on GuruFocus' analysis, Choppies Enterprises stock appears to be overvalued.
The current stock price of R1.40 is trading 68.7% above its estimated GF Value™ of R0.83.
GuruFocus considers Choppies Enterprises to be Significantly Overvalued.
Key valuation signals for JSE:CHP:
ROA %: 5.12% (41% above median its 10-year median of 3.63)
GF Value™: R0.83 vs. price of R1.40 (68.7% above fair value)
Industry Position: 41.6% above the Retail - Defensive median (#178 of 312)
No single metric tells the full story. See the JSE:CHP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Choppies Enterprises Ltd operates a supermarket chain in Botswana. The company's supermarkets offer international food brands, fast-moving consumer goods products, and Choppies private label products. Its product offerings include groceries, fresh fruit and vegetables, bakery goods, butchery items, takeaways, and value-added financial services. The company's segments include Botswana, Zambia, Zimbabwe, Kamoso Liquor, Rest of Kamoso, and Namibia, with the majority of its revenue derived from Botswana.
41GF Score
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