Shaheen Insurance Co (KAR:SHNI) ROA %: 0.00% (As of . 20)

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Director of Data and Quant Analytics at GuruFocus
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What is Shaheen Insurance Co ROA %?

Shaheen Insurance Co KAR:SHNI -1.14% ROA % is 0.00% as of . 20.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Shaheen Insurance Co's annualized Net Income for the quarter that ended in . 20 was ₨ Mil. Shaheen Insurance Co's average Total Assets over the quarter that ended in . 20 was ₨ 0 Mil. Therefore, Shaheen Insurance Co's annualized ROA % for the quarter that ended in . 20 was Not Available.

The historical rank and industry rank for Shaheen Insurance Co's ROA % or its related term are showing as below:

KAR:SHNI's ROA % is not ranked *
in the Insurance industry.
Industry Median: 2.75
* Ranked among companies with meaningful ROA % only.

Shaheen Insurance Co  (KAR:SHNI) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

Note: The Net Income data used here is four times the quarterly (. 20) net income data. The Revenue data used here is four times the quarterly (. 20) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Shaheen Insurance Co ROA % Related Terms


Shaheen Insurance Co ROA % Historical Data

* Premium members only.

The historical data trend for Shaheen Insurance Co's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shaheen Insurance Co ROA % Chart

Shaheen Insurance Co Annual Data
Trend
ROA %

Shaheen Insurance Co Quarterly Data
ROA %

KAR:SHNI vs ASIN, AFH, NSEC: ROA % Comparison

For the Insurance - Property & Casualty subindustry, Shaheen Insurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shaheen Insurance Co ROA % vs Insurance Industry

For the Insurance industry and Financial Services sector, Shaheen Insurance Co's ROA % distribution charts can be found below:

* The bar in red indicates where Shaheen Insurance Co's ROA % falls into.



Shaheen Insurance Co ROA % Calculation

Shaheen Insurance Co's annualized ROA % for the fiscal year that ended in . 20 is calculated as:

ROA %=Net Income (A: . 20 )/( (Total Assets (A: . 20 )+Total Assets (A: . 20 ))/ count )
=/( (+)/ )
=/
= %

Shaheen Insurance Co's annualized ROA % for the quarter that ended in . 20 is calculated as:

ROA %=Net Income (Q: . 20 )/( (Total Assets (Q: . 20 )+Total Assets (Q: . 20 ))/ count )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (. 20) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.00% mean?
Shaheen Insurance Co (KAR:SHNI) has a ROA % of 0.00% as of . 20. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Shaheen Insurance Co and its competitors.
Is Shaheen Insurance Co's ROA % too high?
Shaheen Insurance Co's current ROA % is 0.00%.
How does Shaheen Insurance Co's ROA % compare to ASIN and AFH?
Shaheen Insurance Co's ROA % of 0.00% can be compared against companies in the Insurance industry. The industry median ROA % is 2.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.75, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Shaheen Insurance Co and its competitors. For the Insurance industry, the median ROA % is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shaheen Insurance Co's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shaheen Insurance Co stock overvalued right now?
Shaheen Insurance Co (KAR:SHNI) has a current ROA % of 0.00%. The current ROA % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Shaheen Insurance Co (KAR:SHNI), the current ROA % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Shaheen Insurance Co Business Description

Address 10th Floor, M.R. Kayani Road, Shaheen Complex, Karachi, SD, PAK, 74200
Shaheen Insurance Co Ltd provides general insurance products and services. There are five business operating segments of the company are Fire, Marine, Motor Aviation and Transport, Accident and Health, and Miscellaneous. Fire insurance segment provides insurance covers against damages caused by fire, riot and strike, explosion, earthquake, atmospheric damage, flood, electric Fluctuation and impact. The marine insurance segment provides coverage against cargo risk, war risk and damages occurring in inland transit. Motor aviation and transport insurance provides comprehensive vehicle coverage and indemnity against third-party loss. Accident and health insurance provides cover against loss due to accidental injury or sickness.