Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Wethaq Takaful Insurance Co KCSC's annualizedNet Income for the quarter that ended in Jun. 2026 was KWD1.64 Mil.
Wethaq Takaful Insurance Co KCSC's average Total Assets over the quarter that ended in Jun. 2026 was KWD5.80 Mil. Therefore, Wethaq Takaful Insurance Co KCSC's annualized ROA % for the quarter that ended in Jun. 2026 was 28.29%.
Wethaq Takaful Insurance Co KCSC (KUW:WETHAQ) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Wethaq Takaful Insurance Co KCSC ROA % Related Terms
Wethaq Takaful Insurance Co KCSC ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Wethaq Takaful Insurance Co KCSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wethaq Takaful Insurance Co KCSC ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Wethaq Takaful Insurance Co KCSC's ROA % distribution charts can be found below:
* The bar in red indicates where Wethaq Takaful Insurance Co KCSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Wethaq Takaful Insurance Co KCSC (KUW:WETHAQ) has a ROA % of 28.29% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Wethaq Takaful Insurance Co KCSC and its competitors. This is 2594% above median its historical median of 1.05. According to the industry distribution chart, Wethaq Takaful Insurance Co KCSC ranks #10 out of 504 companies in the Insurance industry, placing it in the top 2%.
Is Wethaq Takaful Insurance Co KCSC's ROA % too high?
Wethaq Takaful Insurance Co KCSC's current ROA % of 28.29% is 2594% above median its 10-year median of 1.05. The Insurance industry median ROA % is 2.61. Wethaq Takaful Insurance Co KCSC's value of 28.29% is 983.9% above this industry median. Based on the distribution chart, Wethaq Takaful Insurance Co KCSC ranks #10 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Wethaq Takaful Insurance Co KCSC has a GF Score™ of 16/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wethaq Takaful Insurance Co KCSC's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Wethaq Takaful Insurance Co KCSC ranks #10 out of 504 companies for ROA %. This places Wethaq Takaful Insurance Co KCSC in the top 2% of its industry — outperforming the majority of peers. The industry median ROA % is 2.61. Wethaq Takaful Insurance Co KCSC's value of 28.29% is 983.9% above this benchmark. While the company's 10-year median is 1.05 vs. the industry median of 2.61, Wethaq Takaful Insurance Co KCSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.61, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wethaq Takaful Insurance Co KCSC's current ROA % of 28.29% is 983.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Wethaq Takaful Insurance Co KCSC and its competitors. For the Insurance industry, the median ROA % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wethaq Takaful Insurance Co KCSC's current ROA % is 28.29%, which is 2594% above median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wethaq Takaful Insurance Co KCSC stock overvalued right now?
Based on GuruFocus' analysis, Wethaq Takaful Insurance Co KCSC (KUW:WETHAQ) is currently considered Significantly Undervalued. The stock's GF Value™ is KWD0.46, compared to a current price of KWD0.12 — trading 73.9% below its estimated fair value. The current ROA % is 28.29%, which is 2594% above median its 10-year median of 1.05 and 983.9% above the Insurance industry median of 2.61. Wethaq Takaful Insurance Co KCSC's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Wethaq Takaful Insurance Co KCSC (KUW:WETHAQ), the current ROA % is 28.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wethaq Takaful Insurance Co KCSC (KUW:WETHAQ) Overvalued in 2026?
Based on GuruFocus' analysis, Wethaq Takaful Insurance Co KCSC stock appears to be undervalued.
The current stock price of KWD0.12 is trading 73.9% below its estimated GF Value™ of KWD0.46.
GuruFocus considers Wethaq Takaful Insurance Co KCSC to be Significantly Undervalued.
Key valuation signals for KUW:WETHAQ:
ROA %: 28.29% (2594% above median its 10-year median of 1.05)
GF Value™: KWD0.46 vs. price of KWD0.12 (73.9% below fair value)
Industry Position: 983.9% above the Insurance median (#10 of 504)
No single metric tells the full story. See the KUW:WETHAQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wethaq Takaful Insurance Co KCSC company's objectives are Carry on all Takaful, mutual and reinsurance business of all forms in accordance with the provisions of Islamic Sharia and governing laws' The company's core business activities are categorized into two key segments - Investment and Takaful Insurance. The majority of its revenue is derived from the Investment segment.
16GF Score
Get the complete analysis for KUW:WETHAQ
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KUW:WETHAQ has been successfully added to your 
