Barclays BankLSE:47MB ROA % is 0.25% as of Dec. 2025, which is 19% below its 10-year median of 0.31. The stock has 1 warning sign investors should review.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Barclays Bank's annualizedNet Income for the quarter that ended in Dec. 2025 was £3,192.00 Mil.
Barclays Bank's average Total Assets over the quarter that ended in Dec. 2025 was £1,271,391.50 Mil. Therefore, Barclays Bank's annualized ROA % for the quarter that ended in Dec. 2025 was 0.25%.
The historical rank and industry rank for Barclays Bank's ROA % or its related term are showing as below:
LSE:47MB'
s ROA % Range Over the Past 10 Years
Min: -0.1 Med: 0.31 Max: 0.43
Current: 0.38
During the past 13 years, Barclays Bank's highest ROA % was 0.43%. The lowest was -0.10%. And the median was 0.31%.
LSE:47MB's ROA % is not ranked
in the Banks industry.
Industry Median: 0.98
vs LSE:47MB: 0.38
Barclays Bank (LSE:47MB) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Barclays Bank ROA % Related Terms
Barclays Bank ROA % Historical Data
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The historical data trend for Barclays Bank's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Barclays Bank's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Barclays Bank ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Barclays Bank's ROA % distribution charts can be found below:
* The bar in red indicates where Barclays Bank's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Barclays Bank (LSE:47MB) has a ROA % of 0.25% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Barclays Bank and its competitors. This is 19% below median its historical median of 0.31.
Is Barclays Bank's ROA % too high?
Barclays Bank's current ROA % of 0.25% is 19% below median its 10-year median of 0.31. The Banks industry median ROA % is 0.98. Barclays Bank's value of 0.25% is 74.5% below this industry median.
How does Barclays Bank's ROA % compare to USB and PNC?
Barclays Bank's ROA % of 0.25% can be compared against companies in the Banks industry. The industry median ROA % is 0.98. Barclays Bank's value of 0.25% is 74.5% below this benchmark. While the company's 10-year median is 0.31 vs. the industry median of 0.98, Barclays Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Barclays Bank's current ROA % of 0.25% is 74.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Barclays Bank and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Barclays Bank's current ROA % is 0.25%, which is 19% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Barclays Bank stock overvalued right now?
Barclays Bank (LSE:47MB) has a current ROA % of 0.25%. The current ROA % is 0.25%, which is 19% below median its 10-year median of 0.31 and 74.5% below the Banks industry median of 0.98. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Barclays Bank (LSE:47MB), the current ROA % is 0.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Barclays Bank PLC is a financial services provider engaged in retail and commercial banking, credit cards, investment banking, wealth management, and investment management services all over the world. The company's reportable segments are; Barclays UK Corporate Bank, Barclays Private Bank and Wealth Management, Barclays Investment Bank, and Barclays U.S. Consumer Bank. Maximum revenue for the company is generated from its Barclays Investment Bank segment. Geographically, it derives maximum revenue from the United States, followed by the United Kingdom, Europe, Africa, other regions of the Americas, and the Middle East and Asia.
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