Profile Systems & Software (LTS:0N1C) ROA %: 8.18% (As of Dec. 2025) — 58% Above Median


LTS:0N1C Profile Systems & Software SA LTS:0N1C
100 GF Score
Price €7.51
GF Value €9.09
! 4 Warning Signs
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What is Profile Systems & Software ROA %?

Profile Systems & Software LTS:0N1C 100 ROA % is 8.18% as of Dec. 2025, which is 58% above its 10-year median of 5.19. GuruFocus rates LTS:0N1C with a GF Score™ of 100/100 and a GF Value™ of €9.09. The stock has 4 warning signs investors should review. Among 2,883 Software companies, Profile Systems & Software ranks better than 76.83% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Profile Systems & Software's annualized Net Income for the quarter that ended in Dec. 2025 was €6.63 Mil. Profile Systems & Software's average Total Assets over the quarter that ended in Dec. 2025 was €81.03 Mil. Therefore, Profile Systems & Software's annualized ROA % for the quarter that ended in Dec. 2025 was 8.18%.

The historical rank and industry rank for Profile Systems & Software's ROA % or its related term are showing as below:

LTS:0N1C' s ROA % Range Over the Past 10 Years
Min: 1.68   Med: 5.19   Max: 9.61
Current: 8.3

During the past 13 years, Profile Systems & Software's highest ROA % was 9.61%. The lowest was 1.68%. And the median was 5.19%.

LTS:0N1C's ROA % is ranked better than
76.83% of 2883 companies
in the Software industry
Industry Median: 1.65 vs LTS:0N1C: 8.30

Profile Systems & Software  (LTS:0N1C) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=6.632/81.0345
=(Net Income / Revenue)*(Revenue / Total Assets)
=(6.632 / 54.864)*(54.864 / 81.0345)
=Net Margin %*Asset Turnover
=12.09 %*0.677
=8.18 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Profile Systems & Software ROA % Related Terms


Profile Systems & Software ROA % Historical Data

* Premium members only.

The historical data trend for Profile Systems & Software's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Profile Systems & Software ROA % Chart

Profile Systems & Software Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.46 9.61 7.48 9.06 8.18

Profile Systems & Software Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.98 8.95 9.67 8.56 8.18

LTS:0N1C vs UBER, SHOP, CRM: ROA % Comparison

For the Software - Application subindustry, Profile Systems & Software's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Profile Systems & Software ROA % vs Software Industry

For the Software industry and Technology sector, Profile Systems & Software's ROA % distribution charts can be found below:

* The bar in red indicates where Profile Systems & Software's ROA % falls into.


LTS:0N1C
100GF Score
Profile Systems & Software SA LTS:0N1C
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Profile Systems & Software ROA % Calculation

Profile Systems & Software's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=6.352/( (67.612+87.725)/ 2 )
=6.352/77.6685
=8.18 %

Profile Systems & Software's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=6.632/( (74.344+87.725)/ 2 )
=6.632/81.0345
=8.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 8.18% mean?
Profile Systems & Software (LTS:0N1C) has a ROA % of 8.18% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Profile Systems & Software and its competitors. This is 58% above median its historical median of 5.19. Over the past decade, Profile Systems & Software's ROA % has ranged from 1.68 to 9.61. According to the industry distribution chart, Profile Systems & Software ranks #668 out of 2883 companies in the Software industry, placing it in the top 23.2%.
Is Profile Systems & Software's ROA % too high?
Profile Systems & Software's current ROA % of 8.18% is 58% above median its 10-year median of 5.19. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 9.61. The Software industry median ROA % is 1.65. Profile Systems & Software's value of 8.18% is 395.8% above this industry median. Based on the distribution chart, Profile Systems & Software ranks #668 out of 2883 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Profile Systems & Software has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's ROA % compare to UBER and SHOP?
According to the Software industry distribution chart, Profile Systems & Software ranks #668 out of 2883 companies for ROA %. This places Profile Systems & Software in the top 23% of its industry — outperforming the majority of peers. The industry median ROA % is 1.65. Profile Systems & Software's value of 8.18% is 395.8% above this benchmark. Historically, Profile Systems & Software's own ROA % has ranged from 1.68 to 9.61 over the past decade. While the company's 10-year median is 5.19 vs. the industry median of 1.65, Profile Systems & Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Profile Systems & Software's current ROA % of 8.18% is 395.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Profile Systems & Software and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Profile Systems & Software's current ROA % is 8.18%, which is 58% above median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Profile Systems & Software (LTS:0N1C) has a current ROA % of 8.18%. The stock's GF Value™ is €9.09, compared to a current price of €7.51 — trading 17.4% below its estimated fair value. The current ROA % is 8.18%, which is 58% above median its 10-year median of 5.19 and 395.8% above the Software industry median of 1.65. Profile Systems & Software's overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Profile Systems & Software (LTS:0N1C), the current ROA % is 8.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Profile Systems & Software (LTS:0N1C) Overvalued in 2026?

Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued. The current stock price of €7.51 is trading 17.4% below its estimated GF Value™ of €9.09.

Key valuation signals for LTS:0N1C:

  • ROA %: 8.18% (58% above median its 10-year median of 5.19)
  • GF Value™: €9.09 vs. price of €7.51 (17.4% below fair value)
  • GF Score™: 100/100 with 4 warning signs
  • Industry Position: 395.8% above the Software median (#668 of 2883)

No single metric tells the full story. See the LTS:0N1C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Profile Systems & Software Business Description

Other Exchanges PROF:GreeceNB6:Germany
Address 199 Syngrou Ave. N. Smyrni, Athens, GRC, 17121
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
100GF Score

Get the complete analysis for LTS:0N1C

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.51
Price
€9.09
GF Value