TEAR (NGO:2485) ROA %: 3.70% (As of Mar. 2026) — 22% Below Median


NGO:2485 TEAR Corp NGO:2485
59 GF Score
Price 円530.00
GF Value 円689.63
! 7 Warning Signs
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What is TEAR ROA %?

TEAR NGO:2485 59 ROA % is 3.70% as of Mar. 2026, which is 22% below its 10-year median of 4.72. GuruFocus rates NGO:2485 with a GF Score™ of 59/100 and a GF Value™ of 円689.63. The stock has 7 warning signs investors should review. Among 98 Personal Services companies, TEAR ranks worse than 61.22% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. TEAR's annualized Net Income for the quarter that ended in Mar. 2026 was 円1,034 Mil. TEAR's average Total Assets over the quarter that ended in Mar. 2026 was 円27,960 Mil. Therefore, TEAR's annualized ROA % for the quarter that ended in Mar. 2026 was 3.70%.

The historical rank and industry rank for TEAR's ROA % or its related term are showing as below:

NGO:2485' s ROA % Range Over the Past 10 Years
Min: 1.39   Med: 4.72   Max: 7.81
Current: 1.39

During the past 13 years, TEAR's highest ROA % was 7.81%. The lowest was 1.39%. And the median was 4.72%.

NGO:2485's ROA % is ranked worse than
61.22% of 98 companies
in the Personal Services industry
Industry Median: 2.495 vs NGO:2485: 1.39

TEAR  (NGO:2485) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=1034/27959.5
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1034 / 22844)*(22844 / 27959.5)
=Net Margin %*Asset Turnover
=4.53 %*0.817
=3.70 %

Note: The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


TEAR ROA % Related Terms


TEAR ROA % Historical Data

* Premium members only.

The historical data trend for TEAR's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TEAR ROA % Chart

TEAR Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.01 4.10 5.34 3.52 3.23

TEAR Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.93 1.72 7.33 -0.90 3.70

NGO:2485 vs ROL, SCI, HRB: ROA % Comparison

For the Personal Services subindustry, TEAR's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TEAR ROA % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, TEAR's ROA % distribution charts can be found below:

* The bar in red indicates where TEAR's ROA % falls into.


NGO:2485
59GF Score
TEAR Corp NGO:2485
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TEAR ROA % Calculation

TEAR's annualized ROA % for the fiscal year that ended in Sep. 2025 is calculated as:

ROA %=Net Income (A: Sep. 2025 )/( (Total Assets (A: Sep. 2024 )+Total Assets (A: Sep. 2025 ))/ count )
=891/( (27326+27868)/ 2 )
=891/27597
=3.23 %

TEAR's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1034/( (27868+28051)/ 2 )
=1034/27959.5
=3.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.70% mean?
TEAR (NGO:2485) has a ROA % of 3.70% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on TEAR and its competitors. This is 22% below median its historical median of 4.72. Over the past decade, TEAR's ROA % has ranged from 1.39 to 7.81. According to the industry distribution chart, TEAR ranks #60 out of 98 companies in the Personal Services industry, placing it in the top 61.2%.
Is TEAR's ROA % too high?
TEAR's current ROA % of 3.70% is 22% below median its 10-year median of 4.72. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 7.81. The Personal Services industry median ROA % is 2.50. TEAR's value of 3.70% is 48.3% above this industry median. Based on the distribution chart, TEAR ranks #60 out of 98 companies in the Personal Services industry, which is below the industry midpoint. Overall, TEAR has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does TEAR's ROA % compare to ROL and SCI?
According to the Personal Services industry distribution chart, TEAR ranks #60 out of 98 companies for ROA %. This places TEAR in the lower half of its industry. The industry median ROA % is 2.50. TEAR's value of 3.70% is 48.3% above this benchmark. Historically, TEAR's own ROA % has ranged from 1.39 to 7.81 over the past decade. While the company's 10-year median is 4.72 vs. the industry median of 2.50, TEAR has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Personal Services company?
The median ROA % among Personal Services companies is 2.50, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TEAR's current ROA % of 3.70% is 48.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on TEAR and its competitors. For the Personal Services industry, the median ROA % is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TEAR's current ROA % is 3.70%, which is 22% below median its own 10-year median of 4.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TEAR stock overvalued right now?
TEAR (NGO:2485) has a current ROA % of 3.70%. The stock's GF Value™ is 円689.63, compared to a current price of 円530.00 — trading 23.1% below its estimated fair value. The current ROA % is 3.70%, which is 22% below median its 10-year median of 4.72 and 48.3% above the Personal Services industry median of 2.50. TEAR's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For TEAR (NGO:2485), the current ROA % is 3.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TEAR (NGO:2485) Overvalued in 2026?

Based on GuruFocus' analysis, TEAR stock appears to be undervalued. The current stock price of 円530.00 is trading 23.1% below its estimated GF Value™ of 円689.63.

Key valuation signals for NGO:2485:

  • ROA %: 3.70% (22% below median its 10-year median of 4.72)
  • GF Value™: 円689.63 vs. price of 円530.00 (23.1% below fair value)
  • GF Score™: 59/100 with 7 warning signs
  • Industry Position: 48.3% above the Personal Services median (#60 of 98)

No single metric tells the full story. See the NGO:2485 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TEAR Business Description

Other Exchanges 2485:Japan
Address 3-35-1, Kurokawahontori, Kita-ku, Nagoya, Nagoya, JPN, 462-0841
TEAR Corp is engaged in the subcontracting of funeral services and legal requirements. The company also provides follow up according to contents of bereaved families and propose funeral business entrants and know how provided by franchise. Its reportable segments are the funeral business, and franchise business. The funeral business segment derives maximum revenue.
59GF Score

Get the complete analysis for NGO:2485

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円530.00
Price
円689.63
GF Value