NamSysNMYSF 57 ROA % is 24.05% as of Apr. 2026, which is 2% above its 10-year median of 23.64. GuruFocus rates NMYSF with a GF Score™ of 57/100 and a GF Value™ of $0.92 (Modestly Undervalued). Among 2,877 Software companies, NamSys ranks better than 96.52% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. NamSys's annualizedNet Income for the quarter that ended in Apr. 2026 was $1.90 Mil.
NamSys's average Total Assets over the quarter that ended in Apr. 2026 was $7.92 Mil. Therefore, NamSys's annualized ROA % for the quarter that ended in Apr. 2026 was 24.05%.
The historical rank and industry rank for NamSys's ROA % or its related term are showing as below:
NMYSF'
s ROA % Range Over the Past 10 Years
Min: -16.05 Med: 23.64 Max: 53.43
Current: 22.91
During the past 13 years, NamSys's highest ROA % was 53.43%. The lowest was -16.05%. And the median was 23.64%.
NMYSF's ROA % is ranked better than 96.52% of 2877
companies
in the Software industry
Industry Median: 1.69
vs NMYSF: 22.91
NamSys (OTCPK:NMYSF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
NamSys ROA % Related Terms
NamSys ROA % Historical Data
* Premium members only.
The historical data trend for NamSys's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, NamSys's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NamSys ROA % vs Software Industry
For the Software industry and Technology sector, NamSys's ROA % distribution charts can be found below:
* The bar in red indicates where NamSys's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
ROA % is displayed in the 30-year financial page.
NamSys (NMYSF) has a ROA % of 24.05% as of Apr. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on NamSys and its competitors. This is near median its historical median of 23.64. According to the industry distribution chart, NamSys ranks #100 out of 2877 companies in the Software industry, placing it in the top 3.5%.
Is NamSys' ROA % too high?
NamSys' current ROA % of 24.05% is near median its 10-year median of 23.64. The Software industry median ROA % is 1.69. NamSys' value of 24.05% is 1323.1% above this industry median. Based on the distribution chart, NamSys ranks #100 out of 2877 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, NamSys has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NamSys' ROA % compare to UBER and SHOP?
According to the Software industry distribution chart, NamSys ranks #100 out of 2877 companies for ROA %. This places NamSys in the top 4% of its industry — outperforming the majority of peers. The industry median ROA % is 1.69. NamSys' value of 24.05% is 1323.1% above this benchmark. While the company's 10-year median is 23.64 vs. the industry median of 1.69, NamSys has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.69, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NamSys's current ROA % of 24.05% is 1323.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on NamSys and its competitors. For the Software industry, the median ROA % is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NamSys's current ROA % is 24.05%, which is near median its own 10-year median of 23.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NamSys stock overvalued right now?
Based on GuruFocus' analysis, NamSys (NMYSF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.92, compared to a current price of $0.75 — trading 18.5% below its estimated fair value. The current ROA % is 24.05%, which is near median its 10-year median of 23.64 and 1323.1% above the Software industry median of 1.69. NamSys' overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For NamSys (NMYSF), the current ROA % is 24.05% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NamSys (NMYSF) Overvalued in 2026?
Based on GuruFocus' analysis, NamSys stock appears to be undervalued.
The current stock price of $0.75 is trading 18.5% below its estimated GF Value™ of $0.92.
GuruFocus considers NamSys to be Modestly Undervalued.
Key valuation signals for NMYSF:
ROA %: 24.05% (near median its 10-year median of 23.64)
GF Value™: $0.92 vs. price of $0.75 (18.5% below fair value)
Industry Position: 1323.1% above the Software median (#100 of 2877)
No single metric tells the full story. See the NMYSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NamSys Inc offers software solutions for currency management and processing for the banking and merchant industries principally in North America. The company generates its revenue in the form of software license fees, maintenance, and professional services. The majority of the revenue is generated from the United States and the rest from Mexico, Puerto Rico, Dominican Republic, Canada and other regions.
57GF Score
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