CTF ServicesNWSZF 71 ROA % is 1.62% as of Dec. 2025, which is 5% above its 10-year median of 1.54. GuruFocus rates NWSZF with a GF Score™ of 71/100 and a GF Value™ of $0.82. The stock has 7 warning signs investors should review. Among 1,782 Construction companies, CTF Services ranks worse than 60.89% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CTF Services's annualizedNet Income for the quarter that ended in Dec. 2025 was $367 Mil.
CTF Services's average Total Assets over the quarter that ended in Dec. 2025 was $22,720 Mil. Therefore, CTF Services's annualized ROA % for the quarter that ended in Dec. 2025 was 1.62%.
The historical rank and industry rank for CTF Services's ROA % or its related term are showing as below:
NWSZF'
s ROA % Range Over the Past 10 Years
Min: 0.71 Med: 1.54 Max: 7.89
Current: 1.47
During the past 13 years, CTF Services's highest ROA % was 7.89%. The lowest was 0.71%. And the median was 1.54%.
NWSZF's ROA % is ranked worse than 60.89% of 1782
companies
in the Construction industry
Industry Median: 2.79
vs NWSZF: 1.47
CTF Services (OTCPK:NWSZF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
CTF Services ROA % Related Terms
CTF Services ROA % Historical Data
* Premium members only.
The historical data trend for CTF Services's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Engineering & Construction subindustry, CTF Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTF Services ROA % vs Construction Industry
For the Construction industry and Industrials sector, CTF Services's ROA % distribution charts can be found below:
* The bar in red indicates where CTF Services's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
CTF Services (NWSZF) has a ROA % of 1.62% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CTF Services and its competitors. This is near median its historical median of 1.54. Over the past decade, CTF Services' ROA % has ranged from 0.71 to 7.89. According to the industry distribution chart, CTF Services ranks #1085 out of 1782 companies in the Construction industry, placing it in the top 60.9%.
Is CTF Services' ROA % too high?
CTF Services' current ROA % of 1.62% is near median its 10-year median of 1.54. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 7.89. The Construction industry median ROA % is 2.79. CTF Services' value of 1.62% is 41.9% below this industry median. Based on the distribution chart, CTF Services ranks #1085 out of 1782 companies in the Construction industry, which is below the industry midpoint. Overall, CTF Services has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does CTF Services' ROA % compare to PWR and FIX?
According to the Construction industry distribution chart, CTF Services ranks #1085 out of 1782 companies for ROA %. This places CTF Services in the lower half of its industry. The industry median ROA % is 2.79. CTF Services' value of 1.62% is 41.9% below this benchmark. Historically, CTF Services' own ROA % has ranged from 0.71 to 7.89 over the past decade. While the company's 10-year median is 1.54 vs. the industry median of 2.79, CTF Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Construction company?
The median ROA % among Construction companies is 2.79, based on 1,782 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTF Services's current ROA % of 1.62% is 41.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CTF Services and its competitors. For the Construction industry, the median ROA % is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTF Services's current ROA % is 1.62%, which is near median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTF Services stock overvalued right now?
CTF Services (NWSZF) has a current ROA % of 1.62%. The stock's GF Value™ is $0.82, compared to a current price of $1.00 — trading 22% above its estimated fair value. The current ROA % is 1.62%, which is near median its 10-year median of 1.54 and 41.9% below the Construction industry median of 2.79. CTF Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CTF Services (NWSZF), the current ROA % is 1.62% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTF Services (NWSZF) Overvalued in 2026?
Based on GuruFocus' analysis, CTF Services stock appears to be overvalued.
The current stock price of $1.00 is trading 22% above its estimated GF Value™ of $0.82.
Key valuation signals for NWSZF:
ROA %: 1.62% (near median its 10-year median of 1.54)
GF Value™: $0.82 vs. price of $1.00 (22% above fair value)
Industry Position: 41.9% below the Construction median (#1085 of 1782)
No single metric tells the full story. See the NWSZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTF Services Ltd is a conglomerate with a diversified portfolio of businesses, predominantly in Hong Kong and the Mainland. The group's businesses include toll roads, construction, insurance, logistics, and facilities management.
71GF Score
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