PZZPF (Paz Retail And Energy) ROA %: 6.27% (As of Mar. 2026) — 140% Above Median


PZZPF Paz Retail And Energy Ltd PZZPF
73 GF Score
Price $109.07
GF Value $50.71
! 9 Warning Signs
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What is Paz Retail And Energy ROA %?

Paz Retail And Energy PZZPF 73 ROA % is 6.27% as of Mar. 2026, which is 140% above its 10-year median of 2.61. GuruFocus rates PZZPF with a GF Score™ of 73/100 and a GF Value™ of $50.71. The stock has 9 warning signs investors should review. Among 1,024 Oil & Gas companies, Paz Retail And Energy ranks better than 72.95% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Paz Retail And Energy's annualized Net Income for the quarter that ended in Mar. 2026 was $217 Mil. Paz Retail And Energy's average Total Assets over the quarter that ended in Mar. 2026 was $3,456 Mil. Therefore, Paz Retail And Energy's annualized ROA % for the quarter that ended in Mar. 2026 was 6.27%.

The historical rank and industry rank for Paz Retail And Energy's ROA % or its related term are showing as below:

PZZPF' s ROA % Range Over the Past 10 Years
Min: -3.31   Med: 2.61   Max: 5.95
Current: 5.57

During the past 13 years, Paz Retail And Energy's highest ROA % was 5.95%. The lowest was -3.31%. And the median was 2.61%.

PZZPF's ROA % is ranked better than
72.95% of 1024 companies
in the Oil & Gas industry
Industry Median: 1.93 vs PZZPF: 5.57

Paz Retail And Energy  (OTCPK:PZZPF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=216.548/3456.438
=(Net Income / Revenue)*(Revenue / Total Assets)
=(216.548 / 3565.708)*(3565.708 / 3456.438)
=Net Margin %*Asset Turnover
=6.07 %*1.0316
=6.27 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Paz Retail And Energy ROA % Related Terms


Paz Retail And Energy ROA % Historical Data

* Premium members only.

The historical data trend for Paz Retail And Energy's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paz Retail And Energy ROA % Chart

Paz Retail And Energy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.94 2.15 -0.04 5.95 5.54

Paz Retail And Energy Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.88 5.22 5.52 5.31 6.27

PZZPF vs VLO, MPC, PSX: ROA % Comparison

For the Oil & Gas Refining & Marketing subindustry, Paz Retail And Energy's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paz Retail And Energy ROA % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Paz Retail And Energy's ROA % distribution charts can be found below:

* The bar in red indicates where Paz Retail And Energy's ROA % falls into.


PZZPF
73GF Score
Paz Retail And Energy Ltd PZZPF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paz Retail And Energy ROA % Calculation

Paz Retail And Energy's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=191.969/( (3484.337+3440.496)/ 2 )
=191.969/3462.4165
=5.54 %

Paz Retail And Energy's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=216.548/( (3440.496+3472.38)/ 2 )
=216.548/3456.438
=6.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 6.27% mean?
Paz Retail And Energy (PZZPF) has a ROA % of 6.27% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Paz Retail And Energy and its competitors. This is 140% above median its historical median of 2.61. According to the industry distribution chart, Paz Retail And Energy ranks #277 out of 1024 companies in the Oil & Gas industry, placing it in the top 27.1%.
Is Paz Retail And Energy's ROA % too high?
Paz Retail And Energy's current ROA % of 6.27% is 140% above median its 10-year median of 2.61. The Oil & Gas industry median ROA % is 1.93. Paz Retail And Energy's value of 6.27% is 224.9% above this industry median. Based on the distribution chart, Paz Retail And Energy ranks #277 out of 1024 companies in the Oil & Gas industry, which is above the industry midpoint. Overall, Paz Retail And Energy has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Paz Retail And Energy's ROA % compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, Paz Retail And Energy ranks #277 out of 1024 companies for ROA %. This puts Paz Retail And Energy in the upper half of its industry. The industry median ROA % is 1.93. Paz Retail And Energy's value of 6.27% is 224.9% above this benchmark. While the company's 10-year median is 2.61 vs. the industry median of 1.93, Paz Retail And Energy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Oil & Gas company?
The median ROA % among Oil & Gas companies is 1.93, based on 1,024 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paz Retail And Energy's current ROA % of 6.27% is 224.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Paz Retail And Energy and its competitors. For the Oil & Gas industry, the median ROA % is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paz Retail And Energy's current ROA % is 6.27%, which is 140% above median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paz Retail And Energy stock overvalued right now?
Paz Retail And Energy (PZZPF) has a current ROA % of 6.27%. The stock's GF Value™ is $50.71, compared to a current price of $109.07 — trading 115.1% above its estimated fair value. The current ROA % is 6.27%, which is 140% above median its 10-year median of 2.61 and 224.9% above the Oil & Gas industry median of 1.93. Paz Retail And Energy's overall GF Score™ is 73/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Paz Retail And Energy (PZZPF), the current ROA % is 6.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paz Retail And Energy (PZZPF) Overvalued in 2026?

Based on GuruFocus' analysis, Paz Retail And Energy stock appears to be overvalued. The current stock price of $109.07 is trading 115.1% above its estimated GF Value™ of $50.71.

Key valuation signals for PZZPF:

  • ROA %: 6.27% (140% above median its 10-year median of 2.61)
  • GF Value™: $50.71 vs. price of $109.07 (115.1% above fair value)
  • GF Score™: 73/100 with 9 warning signs
  • Industry Position: 224.9% above the Oil & Gas median (#277 of 1024)

No single metric tells the full story. See the PZZPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paz Retail And Energy Business Description

Industry EnergyOil & Gas
Other Exchanges PAZ:Israel
Address Euro Park, Holland Building, Kibbutz Yakum, Tel Aviv, ISR, 60972
Paz Retail And Energy Ltd formerly Paz Oil Co Ltd is a energy company that engages in the refining, production, storage, importing and marketing of fuel products. Alongside these operations, Paz has fuel product storage, distribution terminals, and a network of filling stations and convenience stores. The majority of revenue can be traced back to the company's retail and wholesale and refining divisions. The R&W division participates in the marketing, distributing, and transporting of oil at filling stations. This division also is involved in the management, leasing, logistics, and maintenance of many of the filling stations and convenience stores. Operations under the refining division include the import of crude oil and related products, production of oil distillates.
73GF Score

Get the complete analysis for PZZPF

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$109.07
Price
$50.71
GF Value