TPIsoftware (ROCO:7781) ROA %: -37.97% (As of Dec. 2025)

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ROCO:7781 TPIsoftware Corp ROCO:7781
8 GF Score
Price NT$23.80
! 2 Warning Signs
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What is TPIsoftware ROA %?

TPIsoftware ROCO:7781 -1.04% 8 ROA % is -37.97% as of Dec. 2025. GuruFocus rates ROCO:7781 with a GF Score™ of 8/100. The stock has 2 warning signs investors should review. Among 2,892 Software companies, TPIsoftware ranks worse than 83.92% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. TPIsoftware's annualized Net Income for the quarter that ended in Dec. 2025 was NT$-343.5 Mil. TPIsoftware's average Total Assets over the quarter that ended in Dec. 2025 was NT$904.8 Mil. Therefore, TPIsoftware's annualized ROA % for the quarter that ended in Dec. 2025 was -37.97%.

The historical rank and industry rank for TPIsoftware's ROA % or its related term are showing as below:

ROCO:7781' s ROA % Range Over the Past 10 Years
Min: -53.12   Med: -38.13   Max: -2.87
Current: -27.5

During the past 5 years, TPIsoftware's highest ROA % was -2.87%. The lowest was -53.12%. And the median was -38.13%.

ROCO:7781's ROA % is ranked worse than
83.92% of 2892 companies
in the Software industry
Industry Median: 1.7 vs ROCO:7781: -27.50

TPIsoftware  (ROCO:7781) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-343.504/904.7895
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-343.504 / 680.724)*(680.724 / 904.7895)
=Net Margin %*Asset Turnover
=-50.46 %*0.7524
=-37.97 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


TPIsoftware ROA % Related Terms


TPIsoftware ROA % Historical Data

* Premium members only.

The historical data trend for TPIsoftware's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TPIsoftware ROA % Chart

TPIsoftware Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
0.00 -53.12 -2.87 -48.89 -27.37

TPIsoftware Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial 28.97 -47.11 -40.72 -17.33 -37.97

ROCO:7781 vs UBER, SHOP, CRM: ROA % Comparison

For the Software - Application subindustry, TPIsoftware's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TPIsoftware ROA % vs Software Industry

For the Software industry and Technology sector, TPIsoftware's ROA % distribution charts can be found below:

* The bar in red indicates where TPIsoftware's ROA % falls into.


ROCO:7781
8GF Score
TPIsoftware Corp ROCO:7781
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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TPIsoftware ROA % Calculation

TPIsoftware's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-251.403/( (932.645+904.271)/ 2 )
=-251.403/918.458
=-27.37 %

TPIsoftware's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-343.504/( (905.308+904.271)/ 2 )
=-343.504/904.7895
=-37.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -37.97% mean?
TPIsoftware (ROCO:7781) has a ROA % of -37.97% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on TPIsoftware and its competitors. According to the industry distribution chart, TPIsoftware ranks #2427 out of 2892 companies in the Software industry, placing it in the top 83.9%.
Is TPIsoftware's ROA % too high?
TPIsoftware's current ROA % is -37.97%. Based on the distribution chart, TPIsoftware ranks #2427 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, TPIsoftware has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does TPIsoftware's ROA % compare to UBER and SHOP?
According to the Software industry distribution chart, TPIsoftware ranks #2427 out of 2892 companies for ROA %. This places TPIsoftware in the lower half of its industry. The industry median ROA % is 1.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.70, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on TPIsoftware and its competitors. For the Software industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TPIsoftware's current ROA % is -37.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TPIsoftware stock overvalued right now?
TPIsoftware (ROCO:7781) has a current ROA % of -37.97%. The current ROA % is -37.97%. TPIsoftware's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For TPIsoftware (ROCO:7781), the current ROA % is -37.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TPIsoftware Business Description

Address Ruiguang Road, 10th Floor - 2, No. 335, Taipei, TWN, 11492
TPIsoftware Corp is a digital transformation software company in Taiwan. It engaged in software development, modular design, and AI-driven technologies. The group provides compliant, dynamic, and reliable state of the art AI-powered software products and solutions. Its products are SysTalk.ai, DigiFusion, and ESG Swift.
8GF Score

Get the complete analysis for ROCO:7781

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$23.80
Price