TNLIF (Trainline) ROA %: 8.89% (As of Feb. 2026)


TNLIF Trainline PLC TNLIF
70 GF Score
Price $2.97
GF Value $5.61
! 2 Warning Signs
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What is Trainline ROA %?

Trainline TNLIF 70 ROA % is 8.89% as of Feb. 2026. GuruFocus rates TNLIF with a GF Score™ of 70/100 and a GF Value™ of $5.61. The stock has 2 warning signs investors should review. Among 858 Travel & Leisure companies, Trainline ranks better than 91.26% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Trainline's annualized Net Income for the quarter that ended in Feb. 2026 was $84.2 Mil. Trainline's average Total Assets over the quarter that ended in Feb. 2026 was $948.0 Mil. Therefore, Trainline's annualized ROA % for the quarter that ended in Feb. 2026 was 8.89%.

The historical rank and industry rank for Trainline's ROA % or its related term are showing as below:

TNLIF' s ROA % Range Over the Past 10 Years
Min: -14.11   Med: -1.96   Max: 11.74
Current: 11.61

During the past 10 years, Trainline's highest ROA % was 11.74%. The lowest was -14.11%. And the median was -1.96%.

TNLIF's ROA % is ranked better than
91.26% of 858 companies
in the Travel & Leisure industry
Industry Median: 2.345 vs TNLIF: 11.61

Trainline  (OTCPK:TNLIF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Feb. 2026 )
=Net Income/Total Assets
=84.248/947.965
=(Net Income / Revenue)*(Revenue / Total Assets)
=(84.248 / 592.258)*(592.258 / 947.965)
=Net Margin %*Asset Turnover
=14.22 %*0.6248
=8.89 %

Note: The Net Income data used here is two times the semi-annual (Feb. 2026) net income data. The Revenue data used here is two times the semi-annual (Feb. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Trainline ROA % Related Terms


Trainline ROA % Historical Data

* Premium members only.

The historical data trend for Trainline's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trainline ROA % Chart

Trainline Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.90 3.09 5.20 8.67 12.19

Trainline Semi-Annual Data
Feb17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.84 9.83 6.94 14.81 8.89

TNLIF vs BKNG, ABNB, RCL: ROA % Comparison

For the Travel Services subindustry, Trainline's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trainline ROA % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Trainline's ROA % distribution charts can be found below:

* The bar in red indicates where Trainline's ROA % falls into.


TNLIF
70GF Score
Trainline PLC TNLIF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trainline ROA % Calculation

Trainline's annualized ROA % for the fiscal year that ended in Feb. 2026 is calculated as:

ROA %=Net Income (A: Feb. 2026 )/( (Total Assets (A: Feb. 2025 )+Total Assets (A: Feb. 2026 ))/ count )
=108.442/( (828.424+950.618)/ 2 )
=108.442/889.521
=12.19 %

Trainline's annualized ROA % for the quarter that ended in Feb. 2026 is calculated as:

ROA %=Net Income (Q: Feb. 2026 )/( (Total Assets (Q: Aug. 2025 )+Total Assets (Q: Feb. 2026 ))/ count )
=84.248/( (945.312+950.618)/ 2 )
=84.248/947.965
=8.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Feb. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 8.89% mean?
Trainline (TNLIF) has a ROA % of 8.89% as of Feb. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Trainline and its competitors. According to the industry distribution chart, Trainline ranks #75 out of 858 companies in the Travel & Leisure industry, placing it in the top 8.7%.
Is Trainline's ROA % too high?
Trainline's current ROA % is 8.89%. The Travel & Leisure industry median ROA % is 2.35. Trainline's value of 8.89% is 279.1% above this industry median. Based on the distribution chart, Trainline ranks #75 out of 858 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Trainline has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Trainline's ROA % compare to BKNG and ABNB?
According to the Travel & Leisure industry distribution chart, Trainline ranks #75 out of 858 companies for ROA %. This places Trainline in the top 9% of its industry — outperforming the majority of peers. The industry median ROA % is 2.35. Trainline's value of 8.89% is 279.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Travel & Leisure company?
The median ROA % among Travel & Leisure companies is 2.35, based on 858 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trainline's current ROA % of 8.89% is 279.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Trainline and its competitors. For the Travel & Leisure industry, the median ROA % is 2.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trainline's current ROA % is 8.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trainline stock overvalued right now?
Trainline (TNLIF) has a current ROA % of 8.89%. The stock's GF Value™ is $5.61, compared to a current price of $2.97 — trading 47.1% below its estimated fair value. The current ROA % is 8.89% and 279.1% above the Travel & Leisure industry median of 2.35. Trainline's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Trainline (TNLIF), the current ROA % is 8.89% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trainline (TNLIF) Overvalued in 2026?

Based on GuruFocus' analysis, Trainline stock appears to be undervalued. The current stock price of $2.97 is trading 47.1% below its estimated GF Value™ of $5.61.

Key valuation signals for TNLIF:

  • ROA %: 8.89%
  • GF Value™: $5.61 vs. price of $2.97 (47.1% below fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 279.1% above the Travel & Leisure median (#75 of 858)

No single metric tells the full story. See the TNLIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trainline Business Description

Address 1 Stonecutter Street, London, GBR, EC4A 4AH
Trainline PLC are the main independent rail and coach travel platform selling rail and coach tickets world'wide. The Group has three operating segments UK Consumer includes Travel apps and websites for individual travellers for journeys within the UK; International Consumer includes Travel apps and websites for individual travellers for journeys outside the UK including journeys between the UK and outside the UK, and Trainline Solutions1 includes Travel portal platforms for Trainline's own branded business units, in addition to external corporates, travel management companies and whitelabel ecommerce platforms for Train Operating Companies. It generates majority of revenue from UK Consumer. It has presence in UK and Rest of world of which majority of revenue comes from UK.
70GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.97
Price
$5.61
GF Value