Hirogin Holdings (TSE:7337) ROA %: 0.35% (As of Mar. 2026) — 59% Above Median


TSE:7337 Hirogin Holdings Inc TSE:7337
63 GF Score
Price 円2,100.50
GF Value 円1,453.39
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hirogin Holdings ROA %?

Hirogin Holdings TSE:7337 +1.28% 63 ROA % is 0.35% as of Mar. 2026, which is 59% above its 10-year median of 0.22. GuruFocus rates TSE:7337 with a GF Score™ of 63/100 and a GF Value™ of 円1,453.39 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,532 Banks companies, Hirogin Holdings ranks worse than 84.66% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Hirogin Holdings's annualized Net Income for the quarter that ended in Mar. 2026 was 円43,128 Mil. Hirogin Holdings's average Total Assets over the quarter that ended in Mar. 2026 was 円12,456,282 Mil. Therefore, Hirogin Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 0.35%.

The historical rank and industry rank for Hirogin Holdings's ROA % or its related term are showing as below:

TSE:7337' s ROA % Range Over the Past 10 Years
Min: 0.11   Med: 0.22   Max: 0.36
Current: 0.35

During the past 6 years, Hirogin Holdings's highest ROA % was 0.36%. The lowest was 0.11%. And the median was 0.22%.

TSE:7337's ROA % is ranked worse than
84.66% of 1532 companies
in the Banks industry
Industry Median: 0.98 vs TSE:7337: 0.35

Hirogin Holdings  (TSE:7337) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=43128/12456281.5
=(Net Income / Revenue)*(Revenue / Total Assets)
=(43128 / 231740)*(231740 / 12456281.5)
=Net Margin %*Asset Turnover
=18.61 %*0.0186
=0.35 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Hirogin Holdings ROA % Related Terms


Hirogin Holdings ROA % Historical Data

* Premium members only.

The historical data trend for Hirogin Holdings's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hirogin Holdings ROA % Chart

Hirogin Holdings Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
Get a 7-Day Free Trial 0.20 0.11 0.23 0.29 0.36

Hirogin Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.38 0.28 0.40 0.35

Hirogin Holdings ROA % Competitor Comparison

For the Banks - Regional subindustry, Hirogin Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hirogin Holdings ROA % vs Banks Industry

For the Banks industry and Financial Services sector, Hirogin Holdings's ROA % distribution charts can be found below:

* The bar in red indicates where Hirogin Holdings's ROA % falls into.


TSE:7337
63GF Score
Hirogin Holdings Inc TSE:7337
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hirogin Holdings ROA % Calculation

Hirogin Holdings's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=43734/( (12131905+12210589)/ 2 )
=43734/12171247
=0.36 %

Hirogin Holdings's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=43128/( (12701974+12210589)/ 2 )
=43128/12456281.5
=0.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.35% mean?
Hirogin Holdings (TSE:7337) has a ROA % of 0.35% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Hirogin Holdings and its competitors. This is 59% above median its historical median of 0.22. Over the past decade, Hirogin Holdings' ROA % has ranged from 0.11 to 0.36. According to the industry distribution chart, Hirogin Holdings ranks #1297 out of 1532 companies in the Banks industry, placing it in the top 84.7%.
Is Hirogin Holdings' ROA % too high?
Hirogin Holdings' current ROA % of 0.35% is 59% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.36. The Banks industry median ROA % is 0.98. Hirogin Holdings' value of 0.35% is 64.3% below this industry median. Based on the distribution chart, Hirogin Holdings ranks #1297 out of 1532 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hirogin Holdings has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hirogin Holdings' ROA % compare to competitors?
According to the Banks industry distribution chart, Hirogin Holdings ranks #1297 out of 1532 companies for ROA %. This places Hirogin Holdings in the lower half of its industry. The industry median ROA % is 0.98. Hirogin Holdings' value of 0.35% is 64.3% below this benchmark. Historically, Hirogin Holdings' own ROA % has ranged from 0.11 to 0.36 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.98, Hirogin Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hirogin Holdings's current ROA % of 0.35% is 64.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Hirogin Holdings and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hirogin Holdings's current ROA % is 0.35%, which is 59% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hirogin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hirogin Holdings (TSE:7337) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,453.39, compared to a current price of 円2,100.50 — trading 44.5% above its estimated fair value. The current ROA % is 0.35%, which is 59% above median its 10-year median of 0.22 and 64.3% below the Banks industry median of 0.98. Hirogin Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Hirogin Holdings (TSE:7337), the current ROA % is 0.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hirogin Holdings (TSE:7337) Overvalued in 2026?

Based on GuruFocus' analysis, Hirogin Holdings stock appears to be overvalued. The current stock price of 円2,100.50 is trading 44.5% above its estimated GF Value™ of 円1,453.39. GuruFocus considers Hirogin Holdings to be Significantly Overvalued.

Key valuation signals for TSE:7337:

  • ROA %: 0.35% (59% above median its 10-year median of 0.22)
  • GF Value™: 円1,453.39 vs. price of 円2,100.50 (44.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 64.3% below the Banks median (#1297 of 1532)

No single metric tells the full story. See the TSE:7337 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hirogin Holdings Business Description

Address 1-3-8 Kamiyacho, Naka-ku, Hiroshima, JPN, 730-0031
Hirogin Holdings Inc is a Japan-based company engaged in providing banking and financial services. The group operates through three segments: the Banking Business, which provides deposit, loan, securities investment, and foreign exchange services; the Leasing Business, which focuses on leasing operations; and the Others Business, which includes financial instruments transactions, receivables management and collection services, and IT-related operations.
63GF Score

Get the complete analysis for TSE:7337

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,100.50
Price
円1,453.39
GF Value