Top Wealth Group HoldingTWG -2.69%21 ROA % is 6.12% as of Dec. 2025, which is 53% below its 10-year median of 12.96. GuruFocus rates TWG with a GF Score™ of 21/100. The stock has 5 warning signs investors should review. Among 312 Retail - Defensive companies, Top Wealth Group Holding ranks better than 93.59% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Top Wealth Group Holding's annualizedNet Income for the quarter that ended in Dec. 2025 was $1.58 Mil.
Top Wealth Group Holding's average Total Assets over the quarter that ended in Dec. 2025 was $25.80 Mil. Therefore, Top Wealth Group Holding's annualized ROA % for the quarter that ended in Dec. 2025 was 6.12%.
The historical rank and industry rank for Top Wealth Group Holding's ROA % or its related term are showing as below:
TWG'
s ROA % Range Over the Past 10 Years
Min: -14.89 Med: 12.96 Max: 101.7
Current: 13.41
During the past 5 years, Top Wealth Group Holding's highest ROA % was 101.70%. The lowest was -14.89%. And the median was 12.96%.
TWG's ROA % is ranked better than 93.59% of 312
companies
in the Retail - Defensive industry
Industry Median: 3.56
vs TWG: 13.41
Top Wealth Group Holding (NAS:TWG) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Food Distribution subindustry, Top Wealth Group Holding's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Top Wealth Group Holding ROA % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Top Wealth Group Holding's ROA % distribution charts can be found below:
* The bar in red indicates where Top Wealth Group Holding's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Top Wealth Group Holding (TWG) has a ROA % of 6.12% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Top Wealth Group Holding and its competitors. This is 53% below median its historical median of 12.96. According to the industry distribution chart, Top Wealth Group Holding ranks #20 out of 312 companies in the Retail - Defensive industry, placing it in the top 6.4%.
Is Top Wealth Group Holding's ROA % too high?
Top Wealth Group Holding's current ROA % of 6.12% is 53% below median its 10-year median of 12.96. The Retail - Defensive industry median ROA % is 3.56. Top Wealth Group Holding's value of 6.12% is 71.9% above this industry median. Based on the distribution chart, Top Wealth Group Holding ranks #20 out of 312 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Top Wealth Group Holding has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Top Wealth Group Holding's ROA % compare to HCIL and DIT?
According to the Retail - Defensive industry distribution chart, Top Wealth Group Holding ranks #20 out of 312 companies for ROA %. This places Top Wealth Group Holding in the top 6% of its industry — outperforming the majority of peers. The industry median ROA % is 3.56. Top Wealth Group Holding's value of 6.12% is 71.9% above this benchmark. While the company's 10-year median is 12.96 vs. the industry median of 3.56, Top Wealth Group Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Defensive company?
The median ROA % among Retail - Defensive companies is 3.56, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Top Wealth Group Holding's current ROA % of 6.12% is 71.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Top Wealth Group Holding and its competitors. For the Retail - Defensive industry, the median ROA % is 3.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Top Wealth Group Holding's current ROA % is 6.12%, which is 53% below median its own 10-year median of 12.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Top Wealth Group Holding stock overvalued right now?
Top Wealth Group Holding (TWG) has a current ROA % of 6.12%. The current ROA % is 6.12%, which is 53% below median its 10-year median of 12.96 and 71.9% above the Retail - Defensive industry median of 3.56. Top Wealth Group Holding's overall GF Score™ is 21/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Top Wealth Group Holding (TWG), the current ROA % is 6.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Top Wealth Group Holding Ltd is engaged in the supply of caviar and caviar-based gourmet products. The company specializes in high-quality sturgeon caviar and related gourmet food offerings.
21GF Score
Get the complete analysis for TWG
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TWG has been successfully added to your 
