Zenobe Gramme Cert (XBRU:ZEN) ROA %: 12.31% (As of Jun. 2025)

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XBRU:ZEN Zenobe Gramme Cert XBRU:ZEN
60 GF Score
Price €218.00
GF Value €219.45
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Zenobe Gramme Cert ROA %?

Zenobe Gramme Cert XBRU:ZEN 60 ROA % is 12.31% as of Jun. 2025. GuruFocus rates XBRU:ZEN with a GF Score™ of 60/100 and a GF Value™ of €219.45 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,801 Real Estate companies, Zenobe Gramme Cert ranks worse than 69.68% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Zenobe Gramme Cert's annualized Net Income for the quarter that ended in Jun. 2025 was €1.09 Mil. Zenobe Gramme Cert's average Total Assets over the quarter that ended in Jun. 2025 was €8.87 Mil. Therefore, Zenobe Gramme Cert's annualized ROA % for the quarter that ended in Jun. 2025 was 12.31%.

The historical rank and industry rank for Zenobe Gramme Cert's ROA % or its related term are showing as below:

XBRU:ZEN' s ROA % Range Over the Past 10 Years
Min: -0.26   Med: -0.02   Max: 0.05
Current: -0.26

During the past 13 years, Zenobe Gramme Cert's highest ROA % was 0.05%. The lowest was -0.26%. And the median was -0.02%.

XBRU:ZEN's ROA % is ranked worse than
69.68% of 1801 companies
in the Real Estate industry
Industry Median: 1.69 vs XBRU:ZEN: -0.26

Zenobe Gramme Cert  (XBRU:ZEN) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Jun. 2025 )
=Net Income/Total Assets
=1.092/8.8685
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1.092 / 2.344)*(2.344 / 8.8685)
=Net Margin %*Asset Turnover
=46.59 %*0.2643
=12.31 %

Note: The Net Income data used here is two times the semi-annual (Jun. 2025) net income data. The Revenue data used here is two times the semi-annual (Jun. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Zenobe Gramme Cert ROA % Related Terms


Zenobe Gramme Cert ROA % Historical Data

* Premium members only.

The historical data trend for Zenobe Gramme Cert's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zenobe Gramme Cert ROA % Chart

Zenobe Gramme Cert Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -0.04 0.00 0.00 0.00

Zenobe Gramme Cert Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.82 -10.85 12.57 -12.63 12.31

XBRU:ZEN vs CBRE, BEKE, JLL: ROA % Comparison

For the Real Estate Services subindustry, Zenobe Gramme Cert's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zenobe Gramme Cert ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Zenobe Gramme Cert's ROA % distribution charts can be found below:

* The bar in red indicates where Zenobe Gramme Cert's ROA % falls into.


XBRU:ZEN
60GF Score
Zenobe Gramme Cert XBRU:ZEN
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zenobe Gramme Cert ROA % Calculation

Zenobe Gramme Cert's annualized ROA % for the fiscal year that ended in Dec. 2024 is calculated as:

ROA %=Net Income (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=0/( (9.143+9.052)/ 2 )
=0/9.0975
=0.00 %

Zenobe Gramme Cert's annualized ROA % for the quarter that ended in Jun. 2025 is calculated as:

ROA %=Net Income (Q: Jun. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Jun. 2025 ))/ count )
=1.092/( (9.052+8.685)/ 2 )
=1.092/8.8685
=12.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Jun. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 12.31% mean?
Zenobe Gramme Cert (XBRU:ZEN) has a ROA % of 12.31% as of Jun. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zenobe Gramme Cert and its competitors. According to the industry distribution chart, Zenobe Gramme Cert ranks #1255 out of 1801 companies in the Real Estate industry, placing it in the top 69.7%.
Is Zenobe Gramme Cert's ROA % too high?
Zenobe Gramme Cert's current ROA % is 12.31%. The Real Estate industry median ROA % is 1.69. Zenobe Gramme Cert's value of 12.31% is 628.4% above this industry median. Based on the distribution chart, Zenobe Gramme Cert ranks #1255 out of 1801 companies in the Real Estate industry, which is below the industry midpoint. Overall, Zenobe Gramme Cert has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zenobe Gramme Cert's ROA % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Zenobe Gramme Cert ranks #1255 out of 1801 companies for ROA %. This places Zenobe Gramme Cert in the lower half of its industry. The industry median ROA % is 1.69. Zenobe Gramme Cert's value of 12.31% is 628.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.69, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zenobe Gramme Cert's current ROA % of 12.31% is 628.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zenobe Gramme Cert and its competitors. For the Real Estate industry, the median ROA % is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zenobe Gramme Cert's current ROA % is 12.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zenobe Gramme Cert stock overvalued right now?
Based on GuruFocus' analysis, Zenobe Gramme Cert (XBRU:ZEN) is currently considered Fairly Valued. The stock's GF Value™ is €219.45, compared to a current price of €218.00 — trading 0.7% below its estimated fair value. The current ROA % is 12.31% and 628.4% above the Real Estate industry median of 1.69. Zenobe Gramme Cert's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Zenobe Gramme Cert (XBRU:ZEN), the current ROA % is 12.31% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zenobe Gramme Cert (XBRU:ZEN) Overvalued in 2026?

Based on GuruFocus' analysis, Zenobe Gramme Cert stock appears to be undervalued. The current stock price of €218.00 is trading 0.7% below its estimated GF Value™ of €219.45. GuruFocus considers Zenobe Gramme Cert to be Fairly Valued.

Key valuation signals for XBRU:ZEN:

  • ROA %: 12.31%
  • GF Value™: €219.45 vs. price of €218.00 (0.7% below fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 628.4% above the Real Estate median (#1255 of 1801)

No single metric tells the full story. See the XBRU:ZEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zenobe Gramme Cert Business Description

Address Magali Istas, Petercam sa, Place Sainte Gudule 19, Brussels, BEL, 1000
Zenobe Gramme Cert provides real estate services. It offers certificates to finance a building.
60GF Score

Get the complete analysis for XBRU:ZEN

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€218.00
Price
€219.45
GF Value