ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (. 20) net income data. The Revenue data used here is one times the annual (. 20) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Matribhumi Laghubitta Bittiyanstha ROA % Related Terms
Matribhumi Laghubitta Bittiyanstha ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Matribhumi Laghubitta Bittiyanstha ROA % Chart
Matribhumi Laghubitta Bittiyanstha Annual Data
Trend
ROA %
Matribhumi Laghubitta Bittiyanstha Semi-Annual Data
For the Banks - Regional subindustry, Matribhumi Laghubitta Bittiyanstha's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Matribhumi Laghubitta Bittiyanstha ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Matribhumi Laghubitta Bittiyanstha's ROA % distribution charts can be found below:
* The bar in red indicates where Matribhumi Laghubitta Bittiyanstha's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (. 20) net income data.
ROA % is displayed in the 30-year financial page.
Matribhumi Laghubitta Bittiyanstha (XNEP:MATRI) has a ROA % of 0.00% as of . 20. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Matribhumi Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Matribhumi Laghubitta Bittiyanstha ranks #999999 out of 1532 companies in the Banks industry.
Is Matribhumi Laghubitta Bittiyanstha's ROA % too high?
Matribhumi Laghubitta Bittiyanstha's current ROA % is 0.00%. Based on the distribution chart, Matribhumi Laghubitta Bittiyanstha ranks #999999 out of 1532 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Matribhumi Laghubitta Bittiyanstha has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Matribhumi Laghubitta Bittiyanstha's ROA % compare to competitors?
According to the Banks industry distribution chart, Matribhumi Laghubitta Bittiyanstha ranks #999999 out of 1532 companies for ROA %. This places Matribhumi Laghubitta Bittiyanstha in the lower half of its industry. The industry median ROA % is 0.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Matribhumi Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matribhumi Laghubitta Bittiyanstha's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matribhumi Laghubitta Bittiyanstha stock overvalued right now?
Matribhumi Laghubitta Bittiyanstha (XNEP:MATRI) has a current ROA % of 0.00%. The current ROA % is 0.00%. Matribhumi Laghubitta Bittiyanstha's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Matribhumi Laghubitta Bittiyanstha (XNEP:MATRI), the current ROA % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Matribhumi Laghubitta Bittiyanstha Business Description
Matribhumi Laghubitta Bittiya Sanstha Ltd is a national-level microfinance institution. The main objective of this institution is to provide financial services such as loans, deposits, microinsurance, and remittance services to low-income people. Its products include MatriBhumi Loan, MatriBhumi Saving, MatriBhumi Remittance, and MatriBhumi Insurance.
37GF Score
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