ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Miteri Development Bank's annualizedNet Income for the quarter that ended in Apr. 2026 was NPR156.9 Mil.
Miteri Development Bank's average Total Assets over the quarter that ended in Apr. 2026 was NPR10,159.7 Mil. Therefore, Miteri Development Bank's annualized ROA % for the quarter that ended in Apr. 2026 was 0.00%.
The historical rank and industry rank for Miteri Development Bank's ROA % or its related term are showing as below:
XNEP:MDB'
s ROA % Range Over the Past 10 Years
Min: 1.53 Med: 2.52 Max: 4.11
Current: 1.53
During the past 13 years, Miteri Development Bank's highest ROA % was 4.11%. The lowest was 1.53%. And the median was 2.52%.
XNEP:MDB's ROA % is ranked better than 78.07% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs XNEP:MDB: 1.53
Miteri Development Bank (XNEP:MDB) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miteri Development Bank ROA % Competitor Comparison
For the Banks - Regional subindustry, Miteri Development Bank's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miteri Development Bank ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Miteri Development Bank's ROA % distribution charts can be found below:
* The bar in red indicates where Miteri Development Bank's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Miteri Development Bank (XNEP:MDB) has a ROA % of 0.00% as of Apr. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Miteri Development Bank and its competitors. Over the past decade, Miteri Development Bank's ROA % has ranged from 1.53 to 4.11. According to the industry distribution chart, Miteri Development Bank ranks #336 out of 1532 companies in the Banks industry, placing it in the top 21.9%.
Is Miteri Development Bank's ROA % too high?
Miteri Development Bank's current ROA % is 0.00%. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 4.11. Based on the distribution chart, Miteri Development Bank ranks #336 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Miteri Development Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Miteri Development Bank's ROA % compare to competitors?
According to the Banks industry distribution chart, Miteri Development Bank ranks #336 out of 1532 companies for ROA %. This places Miteri Development Bank in the top 22% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Historically, Miteri Development Bank's own ROA % has ranged from 1.53 to 4.11 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Miteri Development Bank and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miteri Development Bank's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miteri Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Miteri Development Bank (XNEP:MDB) is currently considered Fairly Valued. The stock's GF Value™ is NPR581.00, compared to a current price of NPR582.90 — trading 0.3% above its estimated fair value. The current ROA % is 0.00%. Miteri Development Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Miteri Development Bank (XNEP:MDB), the current ROA % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miteri Development Bank (XNEP:MDB) Overvalued in 2026?
Based on GuruFocus' analysis, Miteri Development Bank stock appears to be overvalued.
The current stock price of NPR582.90 is trading 0.3% above its estimated GF Value™ of NPR581.00.
GuruFocus considers Miteri Development Bank to be Fairly Valued.
Key valuation signals for XNEP:MDB:
ROA %: 0.00%
GF Value™: NPR581.00 vs. price of NPR582.90 (0.3% above fair value)
No single metric tells the full story. See the XNEP:MDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miteri Development Bank Ltd provides banking products and services. The company offers services including saving deposits, fixed deposits, and loans including small business loans, term loans, real estate loans, and loans against FD.
69GF Score
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