Bernard Loiseau (XPAR:ALDBL) ROA %: 16.97% (As of Oct. 2025)

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XPAR:ALDBL Bernard Loiseau SA XPAR:ALDBL
54 GF Score
Price €3.64
GF Value €4.14
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Bernard Loiseau ROA %?

Bernard Loiseau XPAR:ALDBL +2.25% 54 ROA % is 16.97% as of Oct. 2025. GuruFocus rates XPAR:ALDBL with a GF Score™ of 54/100 and a GF Value™ of €4.14 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 363 Restaurants companies, Bernard Loiseau ranks better than 91.18% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Bernard Loiseau's annualized Net Income for the quarter that ended in Oct. 2025 was €2.24 Mil. Bernard Loiseau's average Total Assets over the quarter that ended in Oct. 2025 was €13.21 Mil. Therefore, Bernard Loiseau's annualized ROA % for the quarter that ended in Oct. 2025 was 16.97%.

The historical rank and industry rank for Bernard Loiseau's ROA % or its related term are showing as below:

XPAR:ALDBL' s ROA % Range Over the Past 10 Years
Min: -13.02   Med: -1.04   Max: 14.23
Current: 12.36

During the past 13 years, Bernard Loiseau's highest ROA % was 14.23%. The lowest was -13.02%. And the median was -1.04%.

XPAR:ALDBL's ROA % is ranked better than
91.18% of 363 companies
in the Restaurants industry
Industry Median: 2.25 vs XPAR:ALDBL: 12.36

Bernard Loiseau  (XPAR:ALDBL) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Oct. 2025 )
=Net Income/Total Assets
=2.242/13.2095
=(Net Income / Revenue)*(Revenue / Total Assets)
=(2.242 / 10.18)*(10.18 / 13.2095)
=Net Margin %*Asset Turnover
=22.02 %*0.7707
=16.97 %

Note: The Net Income data used here is two times the semi-annual (Oct. 2025) net income data. The Revenue data used here is two times the semi-annual (Oct. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Bernard Loiseau ROA % Related Terms


Bernard Loiseau ROA % Historical Data

* Premium members only.

The historical data trend for Bernard Loiseau's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bernard Loiseau ROA % Chart

Bernard Loiseau Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.02 3.52 -7.35 0.97 14.23

Bernard Loiseau Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Oct25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.18 11.48 20.80 7.77 16.97

XPAR:ALDBL vs MCD, SBUX, YUM: ROA % Comparison

For the Restaurants subindustry, Bernard Loiseau's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bernard Loiseau ROA % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Bernard Loiseau's ROA % distribution charts can be found below:

* The bar in red indicates where Bernard Loiseau's ROA % falls into.


XPAR:ALDBL
54GF Score
Bernard Loiseau SA XPAR:ALDBL
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bernard Loiseau ROA % Calculation

Bernard Loiseau's annualized ROA % for the fiscal year that ended in Dec. 2024 is calculated as:

ROA %=Net Income (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=1.891/( (13.378+13.202)/ 2 )
=1.891/13.29
=14.23 %

Bernard Loiseau's annualized ROA % for the quarter that ended in Oct. 2025 is calculated as:

ROA %=Net Income (Q: Oct. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Oct. 2025 ))/ count )
=2.242/( (13.202+13.217)/ 2 )
=2.242/13.2095
=16.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Oct. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 16.97% mean?
Bernard Loiseau (XPAR:ALDBL) has a ROA % of 16.97% as of Oct. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bernard Loiseau and its competitors. According to the industry distribution chart, Bernard Loiseau ranks #32 out of 363 companies in the Restaurants industry, placing it in the top 8.8%.
Is Bernard Loiseau's ROA % too high?
Bernard Loiseau's current ROA % is 16.97%. The Restaurants industry median ROA % is 2.25. Bernard Loiseau's value of 16.97% is 654.2% above this industry median. Based on the distribution chart, Bernard Loiseau ranks #32 out of 363 companies in the Restaurants industry, which is in the top quartile — a strong position relative to peers. Overall, Bernard Loiseau has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bernard Loiseau's ROA % compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Bernard Loiseau ranks #32 out of 363 companies for ROA %. This places Bernard Loiseau in the top 9% of its industry — outperforming the majority of peers. The industry median ROA % is 2.25. Bernard Loiseau's value of 16.97% is 654.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Restaurants company?
The median ROA % among Restaurants companies is 2.25, based on 363 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bernard Loiseau's current ROA % of 16.97% is 654.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bernard Loiseau and its competitors. For the Restaurants industry, the median ROA % is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bernard Loiseau's current ROA % is 16.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bernard Loiseau stock overvalued right now?
Based on GuruFocus' analysis, Bernard Loiseau (XPAR:ALDBL) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.14, compared to a current price of €3.64 — trading 12.1% below its estimated fair value. The current ROA % is 16.97% and 654.2% above the Restaurants industry median of 2.25. Bernard Loiseau's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Bernard Loiseau (XPAR:ALDBL), the current ROA % is 16.97% as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bernard Loiseau (XPAR:ALDBL) Overvalued in 2026?

Based on GuruFocus' analysis, Bernard Loiseau stock appears to be undervalued. The current stock price of €3.64 is trading 12.1% below its estimated GF Value™ of €4.14. GuruFocus considers Bernard Loiseau to be Modestly Undervalued.

Key valuation signals for XPAR:ALDBL:

  • ROA %: 16.97%
  • GF Value™: €4.14 vs. price of €3.64 (12.1% below fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 654.2% above the Restaurants median (#32 of 363)

No single metric tells the full story. See the XPAR:ALDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bernard Loiseau Business Description

Address 2 avenue Bernard Loiseau, Saulieu, FRA, 21210
Bernard Loiseau SA operates in the hotel industry. The company is engaged in the operation of hotels and restaurants. It also sells grocery products, wines, cookbooks, kitchenware, cosmetics, among others.
54GF Score

Get the complete analysis for XPAR:ALDBL

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.64
Price
€4.14
GF Value