Grupo Mundial Tenedora (XPTY:GMUN) ROA %: 9.44% (As of Mar. 2026) — 2761% Above Median


XPTY:GMUN Grupo Mundial Tenedora SA XPTY:GMUN
41 GF Score
Price $0.99
! 4 Warning Signs
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What is Grupo Mundial Tenedora ROA %?

Grupo Mundial Tenedora XPTY:GMUN 41 ROA % is 9.44% as of Mar. 2026, which is 2761% above its 10-year median of 0.33. GuruFocus rates XPTY:GMUN with a GF Score™ of 41/100. The stock has 4 warning signs investors should review.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grupo Mundial Tenedora's annualized Net Income for the quarter that ended in Mar. 2026 was $2.55 Mil. Grupo Mundial Tenedora's average Total Assets over the quarter that ended in Mar. 2026 was $27.02 Mil. Therefore, Grupo Mundial Tenedora's annualized ROA % for the quarter that ended in Mar. 2026 was 9.44%.

The historical rank and industry rank for Grupo Mundial Tenedora's ROA % or its related term are showing as below:

XPTY:GMUN' s ROA % Range Over the Past 10 Years
Min: -6.65   Med: 0.33   Max: 7.57
Current: 4.36

During the past 13 years, Grupo Mundial Tenedora's highest ROA % was 7.57%. The lowest was -6.65%. And the median was 0.33%.

XPTY:GMUN's ROA % is not ranked
in the Capital Markets industry.
Industry Median: 1.5 vs XPTY:GMUN: 4.36

Grupo Mundial Tenedora  (XPTY:GMUN) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=2.552/27.0225
=(Net Income / Revenue)*(Revenue / Total Assets)
=(2.552 / 2.916)*(2.916 / 27.0225)
=Net Margin %*Asset Turnover
=87.52 %*0.1079
=9.44 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Grupo Mundial Tenedora ROA % Related Terms


Grupo Mundial Tenedora ROA % Historical Data

* Premium members only.

The historical data trend for Grupo Mundial Tenedora's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Mundial Tenedora ROA % Chart

Grupo Mundial Tenedora Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.22 -6.65 -2.45 -0.67 2.48

Grupo Mundial Tenedora Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.82 0.25 34.54 -26.09 9.44

XPTY:GMUN vs MS, GS, SCHW: ROA % Comparison

For the Capital Markets subindustry, Grupo Mundial Tenedora's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Mundial Tenedora ROA % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Grupo Mundial Tenedora's ROA % distribution charts can be found below:

* The bar in red indicates where Grupo Mundial Tenedora's ROA % falls into.


XPTY:GMUN
41GF Score
Grupo Mundial Tenedora SA XPTY:GMUN
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Mundial Tenedora ROA % Calculation

Grupo Mundial Tenedora's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1.048/( (49.723+34.753)/ 2 )
=1.048/42.238
=2.48 %

Grupo Mundial Tenedora's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=2.552/( (34.753+19.292)/ 2 )
=2.552/27.0225
=9.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 9.44% mean?
Grupo Mundial Tenedora (XPTY:GMUN) has a ROA % of 9.44% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo Mundial Tenedora and its competitors. This is 2761% above median its historical median of 0.33.
Is Grupo Mundial Tenedora's ROA % too high?
Grupo Mundial Tenedora's current ROA % of 9.44% is 2761% above median its 10-year median of 0.33. The Capital Markets industry median ROA % is 1.50. Grupo Mundial Tenedora's value of 9.44% is 529.3% above this industry median. Overall, Grupo Mundial Tenedora has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Grupo Mundial Tenedora's ROA % compare to MS and GS?
Grupo Mundial Tenedora's ROA % of 9.44% can be compared against companies in the Capital Markets industry. The industry median ROA % is 1.50. Grupo Mundial Tenedora's value of 9.44% is 529.3% above this benchmark. While the company's 10-year median is 0.33 vs. the industry median of 1.50, Grupo Mundial Tenedora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Mundial Tenedora's current ROA % of 9.44% is 529.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo Mundial Tenedora and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Mundial Tenedora's current ROA % is 9.44%, which is 2761% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Mundial Tenedora stock overvalued right now?
Grupo Mundial Tenedora (XPTY:GMUN) has a current ROA % of 9.44%. The current ROA % is 9.44%, which is 2761% above median its 10-year median of 0.33 and 529.3% above the Capital Markets industry median of 1.50. Grupo Mundial Tenedora's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grupo Mundial Tenedora (XPTY:GMUN), the current ROA % is 9.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Grupo Mundial Tenedora Business Description

Address Avenida La Rotonda Boulevard and East Coast, PH GMT Building, Fifth Floor, PO Box 0830-01433, La Rotonda Boulevard Avenue, Panama, PAN, 5
Grupo Mundial Tenedora SA through its subsidiaries provides banking and financial services. The company's products and services include mortgage loans; personal, commercial, specialized, and agricultural banking services; consumer credits, personal loans, and leasing and factoring services; real estate trust and guarantee trust services for the financing of vehicles and high-valued residences; credit facility lines for the commercial and agricultural industries; and asset management services.
41GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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