YUBCF (Yubico AB) ROA %: 3.87% (As of Mar. 2026) — 61% Below Median


YUBCF Yubico AB YUBCF
39 GF Score
Price $6.05
GF Value $11.57
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Yubico AB ROA %?

Yubico AB YUBCF 39 ROA % is 3.87% as of Mar. 2026, which is 61% below its 10-year median of 10.04. GuruFocus rates YUBCF with a GF Score™ of 39/100 and a GF Value™ of $11.57 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,885 Software companies, Yubico AB ranks better than 63.02% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Yubico AB's annualized Net Income for the quarter that ended in Mar. 2026 was $9.2 Mil. Yubico AB's average Total Assets over the quarter that ended in Mar. 2026 was $238.3 Mil. Therefore, Yubico AB's annualized ROA % for the quarter that ended in Mar. 2026 was 3.87%.

The historical rank and industry rank for Yubico AB's ROA % or its related term are showing as below:

YUBCF' s ROA % Range Over the Past 10 Years
Min: -0.42   Med: 10.04   Max: 20.15
Current: 4.42

During the past 6 years, Yubico AB's highest ROA % was 20.15%. The lowest was -0.42%. And the median was 10.04%.

YUBCF's ROA % is ranked better than
63.02% of 2885 companies
in the Software industry
Industry Median: 1.68 vs YUBCF: 4.42

Yubico AB  (OTCPK:YUBCF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=9.232/238.261
=(Net Income / Revenue)*(Revenue / Total Assets)
=(9.232 / 205.768)*(205.768 / 238.261)
=Net Margin %*Asset Turnover
=4.49 %*0.8636
=3.87 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Yubico AB ROA % Related Terms


Yubico AB ROA % Historical Data

* Premium members only.

The historical data trend for Yubico AB's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yubico AB ROA % Chart

Yubico AB Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial -0.42 10.11 10.09 19.59 6.27

Yubico AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.64 1.65 11.61 0.67 3.87

YUBCF vs MSFT, ORCL, PLTR: ROA % Comparison

For the Software - Infrastructure subindustry, Yubico AB's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yubico AB ROA % vs Software Industry

For the Software industry and Technology sector, Yubico AB's ROA % distribution charts can be found below:

* The bar in red indicates where Yubico AB's ROA % falls into.


YUBCF
39GF Score
Yubico AB YUBCF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Yubico AB ROA % Calculation

Yubico AB's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=13.784/( (201.092+238.274)/ 2 )
=13.784/219.683
=6.27 %

Yubico AB's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=9.232/( (238.274+238.248)/ 2 )
=9.232/238.261
=3.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.87% mean?
Yubico AB (YUBCF) has a ROA % of 3.87% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Yubico AB and its competitors. This is 61% below median its historical median of 10.04. According to the industry distribution chart, Yubico AB ranks #1067 out of 2885 companies in the Software industry, placing it in the top 37%.
Is Yubico AB's ROA % too high?
Yubico AB's current ROA % of 3.87% is 61% below median its 10-year median of 10.04. The Software industry median ROA % is 1.68. Yubico AB's value of 3.87% is 130.4% above this industry median. Based on the distribution chart, Yubico AB ranks #1067 out of 2885 companies in the Software industry, which is above the industry midpoint. Overall, Yubico AB has a GF Score™ of 39/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yubico AB's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Yubico AB ranks #1067 out of 2885 companies for ROA %. This puts Yubico AB in the upper half of its industry. The industry median ROA % is 1.68. Yubico AB's value of 3.87% is 130.4% above this benchmark. While the company's 10-year median is 10.04 vs. the industry median of 1.68, Yubico AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yubico AB's current ROA % of 3.87% is 130.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Yubico AB and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yubico AB's current ROA % is 3.87%, which is 61% below median its own 10-year median of 10.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yubico AB stock overvalued right now?
Based on GuruFocus' analysis, Yubico AB (YUBCF) is currently considered Significantly Undervalued. The stock's GF Value™ is $11.57, compared to a current price of $6.05 — trading 47.7% below its estimated fair value. The current ROA % is 3.87%, which is 61% below median its 10-year median of 10.04 and 130.4% above the Software industry median of 1.68. Yubico AB's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Yubico AB (YUBCF), the current ROA % is 3.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yubico AB (YUBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Yubico AB stock appears to be undervalued. The current stock price of $6.05 is trading 47.7% below its estimated GF Value™ of $11.57. GuruFocus considers Yubico AB to be Significantly Undervalued.

Key valuation signals for YUBCF:

  • ROA %: 3.87% (61% below median its 10-year median of 10.04)
  • GF Value™: $11.57 vs. price of $6.05 (47.7% below fair value)
  • GF Score™: 39/100 with 2 warning signs
  • Industry Position: 130.4% above the Software median (#1067 of 2885)

No single metric tells the full story. See the YUBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yubico AB Business Description

Address Gavlegatan 22, Stockholm, SWE, 113 30
Yubico AB is a cybersecurity company specializing in secure authentication and identification solutions. The company's solutions are used by individuals, businesses, and organizations world-wide to protect against various types of cyberattacks such as phishing and account takeovers. Geographically, the company generates the majority of its revenue from the USA, and a smaller portion of revenue is derived from Germany and Sweden.
39GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.05
Price
$11.57
GF Value