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Humana ABFRA:47H +0.91%67 ROC (Joel Greenblatt) % is 5.61% as of Jun. 2026, which is 70% below its 10-year median of 18.67. GuruFocus rates FRA:47H with a GF Score™ of 67/100 and a GF Value™ of €3.38. The stock has 7 warning signs investors should review. Among 665 Healthcare Providers & Services companies, Humana AB ranks better than 51.43% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Humana AB's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 5.61%.
The historical rank and industry rank for Humana AB's ROC (Joel Greenblatt) % or its related term are showing as below:
FRA:47H'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 13.32 Med: 18.67 Max: 117.49
Current: 13.32
During the past 13 years, Humana AB's highest ROC (Joel Greenblatt) % was 117.49%. The lowest was 13.32%. And the median was 18.67%.
FRA:47H's ROC (Joel Greenblatt) % is ranked better than 51.43% of 665
companies
in the Healthcare Providers & Services industry
Industry Median: 12.49
vs FRA:47H: 13.32
Humana AB's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was -5.90% per year.
Humana AB (FRA:47H) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
The historical data trend for Humana AB's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:47H vs HCA, THC, DVA: ROC (Joel Greenblatt) % Comparison
For the Medical Care Facilities subindustry, Humana AB's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humana AB ROC (Joel Greenblatt) % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Humana AB's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Humana AB's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 5.61% mean?
Humana AB (FRA:47H) has a ROC (Joel Greenblatt) % of 5.61% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Humana AB and its competitors. This is 70% below median its historical median of 18.67. Over the past decade, Humana AB's ROC (Joel Greenblatt) % has ranged from 13.32 to 117.49. According to the industry distribution chart, Humana AB ranks #323 out of 665 companies in the Healthcare Providers & Services industry, placing it in the top 48.6%.
Is Humana AB's ROC (Joel Greenblatt) % too high?
Humana AB's current ROC (Joel Greenblatt) % of 5.61% is 70% below median its 10-year median of 18.67. Over the past 10 years, this metric has ranged from a low of 13.32 to a high of 117.49. The Healthcare Providers & Services industry median ROC (Joel Greenblatt) % is 12.49. Humana AB's value of 5.61% is 55.1% below this industry median. Based on the distribution chart, Humana AB ranks #323 out of 665 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Humana AB has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Humana AB's ROC (Joel Greenblatt) % compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Humana AB ranks #323 out of 665 companies for ROC (Joel Greenblatt) %. This puts Humana AB in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 12.49. Humana AB's value of 5.61% is 55.1% below this benchmark. Historically, Humana AB's own ROC (Joel Greenblatt) % has ranged from 13.32 to 117.49 over the past decade. While the company's 10-year median is 18.67 vs. the industry median of 12.49, Humana AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Healthcare Providers & Services company?
The median ROC (Joel Greenblatt) % among Healthcare Providers & Services companies is 12.49, based on 665 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Humana AB's current ROC (Joel Greenblatt) % of 5.61% is 55.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Humana AB and its competitors. For the Healthcare Providers & Services industry, the median ROC (Joel Greenblatt) % is 12.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Humana AB's current ROC (Joel Greenblatt) % is 5.61%, which is 70% below median its own 10-year median of 18.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humana AB stock overvalued right now?
Humana AB (FRA:47H) has a current ROC (Joel Greenblatt) % of 5.61%. The stock's GF Value™ is €3.38, compared to a current price of €5.55 — trading 64.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is 5.61%, which is 70% below median its 10-year median of 18.67 and 55.1% below the Healthcare Providers & Services industry median of 12.49. Humana AB's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Humana AB (FRA:47H), the current ROC (Joel Greenblatt) % is 5.61% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Humana AB (FRA:47H) Overvalued in 2026?
Based on GuruFocus' analysis, Humana AB stock appears to be overvalued.
The current stock price of €5.55 is trading 64.2% above its estimated GF Value™ of €3.38.
Key valuation signals for FRA:47H:
ROC (Joel Greenblatt) %: 5.61% (70% below median its 10-year median of 18.67)
GF Value™: €3.38 vs. price of €5.55 (64.2% above fair value)
Industry Position: 55.1% below the Healthcare Providers & Services median (#323 of 665)
No single metric tells the full story. See the FRA:47H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Humana AB is a provider of private care services in the Nordic region. The company offers services including individual and family care, personal assistance, elderly care and housing with special services. Geographically, the company operates in Sweden, Norway, Finland, Denmark, and others. It derives maximum revenue from Sweden.
67GF Score
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