Walker & DunlopFRA:5WD -2.64%61 ROC (Joel Greenblatt) % is 13.51% as of Mar. 2026, which is 89% below its 10-year median of 121.02. GuruFocus rates FRA:5WD with a GF Score™ of 61/100 and a GF Value™ of €86.90 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 46 Banks companies, Walker & Dunlop ranks worse than 67.39% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Walker & Dunlop's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 13.51%.
The historical rank and industry rank for Walker & Dunlop's ROC (Joel Greenblatt) % or its related term are showing as below:
FRA:5WD'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 13.4 Med: 121.02 Max: 1569.88
Current: 18.7
During the past 13 years, Walker & Dunlop's highest ROC (Joel Greenblatt) % was 1569.88%. The lowest was 13.40%. And the median was 121.02%.
FRA:5WD's ROC (Joel Greenblatt) % is ranked worse than 67.39% of 46
companies
in the Banks industry
Industry Median: 63.625
vs FRA:5WD: 18.70
Walker & Dunlop's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was -41.60% per year.
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Walker & Dunlop ROC (Joel Greenblatt) % Related Terms
Walker & Dunlop ROC (Joel Greenblatt) % Historical Data
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The historical data trend for Walker & Dunlop's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5WD vs UWMC, VEL, LDI: ROC (Joel Greenblatt) % Comparison
For the Mortgage Finance subindustry, Walker & Dunlop's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Walker & Dunlop ROC (Joel Greenblatt) % vs Banks Industry
For the Banks industry and Financial Services sector, Walker & Dunlop's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Walker & Dunlop's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 13.51% mean?
Walker & Dunlop (FRA:5WD) has a ROC (Joel Greenblatt) % of 13.51% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Walker & Dunlop and its competitors. This is 89% below median its historical median of 121.02. Over the past decade, Walker & Dunlop's ROC (Joel Greenblatt) % has ranged from 13.40 to 1,569.88. According to the industry distribution chart, Walker & Dunlop ranks #31 out of 46 companies in the Banks industry, placing it in the top 67.4%.
Is Walker & Dunlop's ROC (Joel Greenblatt) % too high?
Walker & Dunlop's current ROC (Joel Greenblatt) % of 13.51% is 89% below median its 10-year median of 121.02. Over the past 10 years, this metric has ranged from a low of 13.40 to a high of 1,569.88. The Banks industry median ROC (Joel Greenblatt) % is 63.63. Walker & Dunlop's value of 13.51% is 78.8% below this industry median. Based on the distribution chart, Walker & Dunlop ranks #31 out of 46 companies in the Banks industry, which is below the industry midpoint. Overall, Walker & Dunlop has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Walker & Dunlop's ROC (Joel Greenblatt) % compare to UWMC and VEL?
According to the Banks industry distribution chart, Walker & Dunlop ranks #31 out of 46 companies for ROC (Joel Greenblatt) %. This places Walker & Dunlop in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. Walker & Dunlop's value of 13.51% is 78.8% below this benchmark. Historically, Walker & Dunlop's own ROC (Joel Greenblatt) % has ranged from 13.40 to 1,569.88 over the past decade. While the company's 10-year median is 121.02 vs. the industry median of 63.63, Walker & Dunlop has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Walker & Dunlop's current ROC (Joel Greenblatt) % of 13.51% is 78.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Walker & Dunlop and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Walker & Dunlop's current ROC (Joel Greenblatt) % is 13.51%, which is 89% below median its own 10-year median of 121.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Walker & Dunlop stock overvalued right now?
Based on GuruFocus' analysis, Walker & Dunlop (FRA:5WD) is currently considered Possible Value Trap. The stock's GF Value™ is €86.90, compared to a current price of €44.20 — trading 49.1% below its estimated fair value. The current ROC (Joel Greenblatt) % is 13.51%, which is 89% below median its 10-year median of 121.02 and 78.8% below the Banks industry median of 63.63. Walker & Dunlop's overall GF Score™ is 61/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Walker & Dunlop (FRA:5WD), the current ROC (Joel Greenblatt) % is 13.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Walker & Dunlop (FRA:5WD) Overvalued in 2026?
Based on GuruFocus' analysis, Walker & Dunlop stock appears to be undervalued.
The current stock price of €44.20 is trading 49.1% below its estimated GF Value™ of €86.90.
GuruFocus considers Walker & Dunlop to be Possible Value Trap.
Key valuation signals for FRA:5WD:
ROC (Joel Greenblatt) %: 13.51% (89% below median its 10-year median of 121.02)
GF Value™: €86.90 vs. price of €44.20 (49.1% below fair value)
Industry Position: 78.8% below the Banks median (#31 of 46)
No single metric tells the full story. See the FRA:5WD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Walker & Dunlop Inc is a United States-based commercial real estate finance company. It is principally engaged in originating, selling, and servicing a number of multifamily and other commercial real estate financing products that are sold under the programs of Freddie Mac, Fannie Mae, Ginnie Mae, and the Federal Housing Administration. The company is managed based on three reportable segments: Capital Markets (CM), Servicing & Asset Management (SAM), and Corporate. The company generates a majority of its total revenue from gains from mortgage banking activities and servicing fees. It conducts business solely in the United States.
61GF Score
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