Access Financial Services (XJAM:AFS) ROC (Joel Greenblatt) %: % (As of . 20)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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What is Access Financial Services ROC (Joel Greenblatt) %?

Access Financial Services XJAM:AFS ROC (Joel Greenblatt) % is % as of . 20.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

What does a ROC (Joel Greenblatt) % of % mean?
Access Financial Services (XJAM:AFS) has a ROC (Joel Greenblatt) % of % as of . 20. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Access Financial Services and its competitors.
Is Access Financial Services' ROC (Joel Greenblatt) % too high?
Access Financial Services' current ROC (Joel Greenblatt) % is %.
How does Access Financial Services' ROC (Joel Greenblatt) % compare to competitors?
Access Financial Services' ROC (Joel Greenblatt) % of % can be compared against companies in the Credit Services industry. The industry median ROC (Joel Greenblatt) % is 34.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 34.05, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Access Financial Services and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 34.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Financial Services's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Financial Services stock overvalued right now?
Access Financial Services (XJAM:AFS) has a current ROC (Joel Greenblatt) % of %. The current ROC (Joel Greenblatt) % is %. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Access Financial Services (XJAM:AFS), the current ROC (Joel Greenblatt) % is % as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Access Financial Services Business Description

Address 41b Half Way Tree Road, Kingston, JAM, 5
Access Financial Services Ltd is a financial services provider company. The principal activity of the Group is retail lending to the micro-enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services.