Citizens Financial Group (BSP:C1FG34) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:C1FG34 Citizens Financial Group Inc BSP:C1FG34
67 GF Score
Price R$346.90
GF Value R$235.93
! 6 Warning Signs
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What is Citizens Financial Group ROC %?

Citizens Financial Group BSP:C1FG34 67 ROC % is % as of Mar. 2026. GuruFocus rates BSP:C1FG34 with a GF Score™ of 67/100 and a GF Value™ of R$235.93. The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

BSP:C1FG34
67GF Score
Citizens Financial Group Inc BSP:C1FG34
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Citizens Financial Group (BSP:C1FG34) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Citizens Financial Group and its competitors.
Is Citizens Financial Group's ROC % too high?
Citizens Financial Group's current ROC % is %. Overall, Citizens Financial Group has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's ROC % compare to BAP and RF?
Citizens Financial Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Citizens Financial Group and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Financial Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Citizens Financial Group (BSP:C1FG34) has a current ROC % of %. The stock's GF Value™ is R$235.93, compared to a current price of R$346.90 — trading 47% above its estimated fair value. The current ROC % is %. Citizens Financial Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Citizens Financial Group (BSP:C1FG34), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial Group (BSP:C1FG34) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued. The current stock price of R$346.90 is trading 47% above its estimated GF Value™ of R$235.93.

Key valuation signals for BSP:C1FG34:

  • ROC %: %
  • GF Value™: R$235.93 vs. price of R$346.90 (47% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the BSP:C1FG34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Financial Group Business Description

Address One Citizens Plaza, Providence, RI, USA, 02903
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
67GF Score

Get the complete analysis for BSP:C1FG34

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$346.90
Price
R$235.93
GF Value