ING Groep NV (BSP:INGG34) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:INGG34 ING Groep NV BSP:INGG34
65 GF Score
Price R$164.90
GF Value R$115.00
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ING Groep NV ROC %?

ING Groep NV BSP:INGG34 -0.82% 65 ROC % is % as of Mar. 2026. GuruFocus rates BSP:INGG34 with a GF Score™ of 65/100 and a GF Value™ of R$115.00 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

BSP:INGG34
65GF Score
ING Groep NV BSP:INGG34
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
ING Groep NV (BSP:INGG34) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on ING Groep NV and its competitors.
Is ING Groep NV's ROC % too high?
ING Groep NV's current ROC % is %. Overall, ING Groep NV has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Groep NV's ROC % compare to JPM and BAC?
ING Groep NV's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on ING Groep NV and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Groep NV's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Groep NV stock overvalued right now?
Based on GuruFocus' analysis, ING Groep NV (BSP:INGG34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$115.00, compared to a current price of R$164.90 — trading 43.4% above its estimated fair value. The current ROC % is %. ING Groep NV's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For ING Groep NV (BSP:INGG34), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Groep NV (BSP:INGG34) Overvalued in 2026?

Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued. The current stock price of R$164.90 is trading 43.4% above its estimated GF Value™ of R$115.00. GuruFocus considers ING Groep NV to be Significantly Overvalued.

Key valuation signals for BSP:INGG34:

  • ROC %: %
  • GF Value™: R$115.00 vs. price of R$164.90 (43.4% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the BSP:INGG34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Groep NV Business Description

Address Bijlmerdreef 106, Amsterdam, NLD, 1102 CT
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
65GF Score

Get the complete analysis for BSP:INGG34

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$164.90
Price
R$115.00
GF Value