Hypothekarbank Lenzburg AG (CHIX:HBLNZ) ROC %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:HBLNZ Hypothekarbank Lenzburg AG CHIX:HBLNZ
60 GF Score
Price CHF4,160.00
GF Value CHF5,063.35
! 1 Warning Sign
View Full Analysis

What is Hypothekarbank Lenzburg AG ROC %?

Hypothekarbank Lenzburg AG CHIX:HBLNZ 60 ROC % is % as of Dec. 2025. GuruFocus rates CHIX:HBLNZ with a GF Score™ of 60/100 and a GF Value™ of CHF5,063.35. The stock has 1 warning sign investors should review.

ROC %does not apply to banks.

CHIX:HBLNZ
60GF Score
Hypothekarbank Lenzburg AG CHIX:HBLNZ
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Hypothekarbank Lenzburg AG (CHIX:HBLNZ) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Hypothekarbank Lenzburg AG and its competitors.
Is Hypothekarbank Lenzburg AG's ROC % too high?
Hypothekarbank Lenzburg AG's current ROC % is %. Overall, Hypothekarbank Lenzburg AG has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Hypothekarbank Lenzburg AG's ROC % compare to RKT and FNMA?
Hypothekarbank Lenzburg AG's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.76, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Hypothekarbank Lenzburg AG and its competitors. For the Banks industry, the median ROC % is 1.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypothekarbank Lenzburg AG's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypothekarbank Lenzburg AG stock overvalued right now?
Hypothekarbank Lenzburg AG (CHIX:HBLNZ) has a current ROC % of %. The stock's GF Value™ is CHF5,063.35, compared to a current price of CHF4,160.00 — trading 17.8% below its estimated fair value. The current ROC % is %. Hypothekarbank Lenzburg AG's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Hypothekarbank Lenzburg AG (CHIX:HBLNZ), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypothekarbank Lenzburg AG (CHIX:HBLNZ) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,160.00 is trading 17.8% below its estimated GF Value™ of CHF5,063.35.

Key valuation signals for CHIX:HBLNZ:

  • ROC %: %
  • GF Value™: CHF5,063.35 vs. price of CHF4,160.00 (17.8% below fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the CHIX:HBLNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hypothekarbank Lenzburg AG Business Description

Other Exchanges HBLN:Switzerland
Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600
Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.
60GF Score

Get the complete analysis for CHIX:HBLNZ

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF4,160.00
Price
CHF5,063.35
GF Value