Coral India Finance & Housing (NSE:CORALFINAC) ROC %: 10.41% (As of Mar. 2026)


NSE:CORALFINAC Coral India Finance & Housing Ltd NSE:CORALFINAC
74 GF Score
Price ₹31.65
GF Value ₹32.59
Valuation Fairly Valued
! 3 Warning Signs
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What is Coral India Finance & Housing ROC %?

Coral India Finance & Housing NSE:CORALFINAC -1.06% 74 ROC % is 10.41% as of Mar. 2026. GuruFocus rates NSE:CORALFINAC with a GF Score™ of 74/100 and a GF Value™ of ₹32.59 (Fairly Valued). The stock has 3 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Coral India Finance & Housing's annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was 10.41%.

As of today (2026-06-28), Coral India Finance & Housing's WACC % is 18.35%. Coral India Finance & Housing's ROC % is 10.41% (calculated using TTM income statement data). Coral India Finance & Housing earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Coral India Finance & Housing  (NSE:CORALFINAC) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Coral India Finance & Housing's WACC % is 18.35%. Coral India Finance & Housing's ROC % is 10.41% (calculated using TTM income statement data). Coral India Finance & Housing earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Coral India Finance & Housing ROC % Related Terms


Coral India Finance & Housing ROC % Historical Data

* Premium members only.

The historical data trend for Coral India Finance & Housing's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coral India Finance & Housing ROC % Chart

Coral India Finance & Housing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.56 17.69 12.27 12.22 10.02

Coral India Finance & Housing Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.08 10.10 11.53 10.83 10.41
NSE:CORALFINAC
74GF Score
Coral India Finance & Housing Ltd NSE:CORALFINAC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Coral India Finance & Housing ROC % Calculation

Coral India Finance & Housing's annualized Return on Capital (ROC %) for the fiscal year that ended in Mar. 2026 is calculated as:

ROC % (A: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Mar. 2025 ) + Invested Capital (A: Mar. 2026 ))/ count )
=121.574 * ( 1 - 14.2% )/( (1241.722 + 840.768)/ 2 )
=104.310492/1041.245
=10.02 %

where

Invested Capital(A: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2340.583 - 2.105 - ( 1096.756 - max(0, 39.633 - 1357.674+1096.756))
=1241.722

Invested Capital(A: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2231.247 - 26.646 - ( 1363.833 - max(0, 32.373 - 1472.702+1363.833))
=840.768

Coral India Finance & Housing's annualized Return on Capital (ROC %) for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=87.52 * ( 1 - 0.01% )/( (0 + 840.768)/ 1 )
=87.511248/840.768
=10.41 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2231.247 - 26.646 - ( 1363.833 - max(0, 32.373 - 1472.702+1363.833))
=840.768

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 10.41% mean?
Coral India Finance & Housing (NSE:CORALFINAC) has a ROC % of 10.41% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Coral India Finance & Housing and its competitors.
Is Coral India Finance & Housing's ROC % too high?
Coral India Finance & Housing's current ROC % is 10.41%. The Real Estate industry median ROC % is 2.19. Coral India Finance & Housing's value of 10.41% is 375.3% above this industry median. Overall, Coral India Finance & Housing has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coral India Finance & Housing's ROC % compare to CBRE and BEKE?
Coral India Finance & Housing's ROC % of 10.41% can be compared against companies in the Real Estate industry. The industry median ROC % is 2.19. Coral India Finance & Housing's value of 10.41% is 375.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Real Estate company?
The median ROC % among Real Estate companies is 2.19, based on 1,760 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coral India Finance & Housing's current ROC % of 10.41% is 375.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Coral India Finance & Housing and its competitors. For the Real Estate industry, the median ROC % is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coral India Finance & Housing's current ROC % is 10.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coral India Finance & Housing stock overvalued right now?
Based on GuruFocus' analysis, Coral India Finance & Housing (NSE:CORALFINAC) is currently considered Fairly Valued. The stock's GF Value™ is ₹32.59, compared to a current price of ₹31.65 — trading 2.9% below its estimated fair value. The current ROC % is 10.41% and 375.3% above the Real Estate industry median of 2.19. Coral India Finance & Housing's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Coral India Finance & Housing (NSE:CORALFINAC), the current ROC % is 10.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coral India Finance & Housing (NSE:CORALFINAC) Overvalued in 2026?

Based on GuruFocus' analysis, Coral India Finance & Housing stock appears to be undervalued. The current stock price of ₹31.65 is trading 2.9% below its estimated GF Value™ of ₹32.59. GuruFocus considers Coral India Finance & Housing to be Fairly Valued.

Key valuation signals for NSE:CORALFINAC:

  • ROC %: 10.41%
  • GF Value™: ₹32.59 vs. price of ₹31.65 (2.9% below fair value)
  • GF Score™: 74/100 with 3 warning signs
  • Industry Position: 375.3% above the Real Estate median

No single metric tells the full story. See the NSE:CORALFINAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coral India Finance & Housing Business Description

Other Exchanges 531556:India
Address Jamnalal Bajaj Marg, Dalamal House, 4th Floor, Nariman Point, Mumbai, MH, IND, 400021
Coral India Finance & Housing Ltd is a housing development company engaged in two main segments: construction and investment. The construction segment focuses on the development, maintenance, and management of residential and commercial properties. The investment segment involves financial services, including funds placement, investment advisory, and financial consultancy. The company operates prominently in India, with several projects in commercial complexes and residential developments. Revenue is generated from property development and sales as well as from its investment activities, with a focus on thoughtful design, engineering, and quality construction.
74GF Score

Get the complete analysis for NSE:CORALFINAC

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹31.65
Price
₹32.59
GF Value