Shanghai Rural Commercial Bank Co (SHSE:601825) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601825 Shanghai Rural Commercial Bank Co Ltd SHSE:601825
51 GF Score
Price ¥8.34
GF Value ¥7.93
Valuation Fairly Valued
! 4 Warning Signs
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What is Shanghai Rural Commercial Bank Co ROC %?

Shanghai Rural Commercial Bank Co SHSE:601825 -0.24% 51 ROC % is % as of Mar. 2026. GuruFocus rates SHSE:601825 with a GF Score™ of 51/100 and a GF Value™ of ¥7.93 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

SHSE:601825
51GF Score
Shanghai Rural Commercial Bank Co Ltd SHSE:601825
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Shanghai Rural Commercial Bank Co (SHSE:601825) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Shanghai Rural Commercial Bank Co and its competitors.
Is Shanghai Rural Commercial Bank Co's ROC % too high?
Shanghai Rural Commercial Bank Co's current ROC % is %. Overall, Shanghai Rural Commercial Bank Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Shanghai Rural Commercial Bank Co's ROC % compare to competitors?
Shanghai Rural Commercial Bank Co's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Shanghai Rural Commercial Bank Co and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shanghai Rural Commercial Bank Co's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shanghai Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Shanghai Rural Commercial Bank Co (SHSE:601825) is currently considered Fairly Valued. The stock's GF Value™ is ¥7.93, compared to a current price of ¥8.34 — trading 5.2% above its estimated fair value. The current ROC % is %. Shanghai Rural Commercial Bank Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Shanghai Rural Commercial Bank Co (SHSE:601825), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shanghai Rural Commercial Bank Co (SHSE:601825) Overvalued in 2026?

Based on GuruFocus' analysis, Shanghai Rural Commercial Bank Co stock appears to be overvalued. The current stock price of ¥8.34 is trading 5.2% above its estimated GF Value™ of ¥7.93. GuruFocus considers Shanghai Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601825:

  • ROC %: %
  • GF Value™: ¥7.93 vs. price of ¥8.34 (5.2% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the SHSE:601825 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shanghai Rural Commercial Bank Co Business Description

Address No. 70, Zhongshan East 2nd Road, Huangpu District, Shanghai, CHN, 200002
Shanghai Rural Commercial Bank Co Ltd is engaged in the corporate banking, personal banking, and financial market business. The Corporate Banking Business segment serves corporate clients by offering deposits, lending, investment banking, settlement and cash management, bill services, and trade finance solutions. The Personal Banking Business segment caters to individual customers, providing services such as personal deposits, personal loans, bank card operations, settlement, agency services, and various other offerings. The Financial Market Business segment covers activities including money market dealings, repurchase agreements, bond investments, interest rate and precious metals derivatives transactions, and wealth management services.
51GF Score

Get the complete analysis for SHSE:601825

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥8.34
Price
¥7.93
GF Value