Bien Sparebank ASA (STU:JX0) ROC %: % (As of Mar. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:JX0 Bien Sparebank ASA STU:JX0
70 GF Score
Price €12.30
GF Value €11.70
! 2 Warning Signs
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What is Bien Sparebank ASA ROC %?

Bien Sparebank ASA STU:JX0 70 ROC % is % as of Mar. 2026. GuruFocus rates STU:JX0 with a GF Score™ of 70/100 and a GF Value™ of €11.70. The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

STU:JX0
70GF Score
Bien Sparebank ASA STU:JX0
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bien Sparebank ASA (STU:JX0) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bien Sparebank ASA and its competitors.
Is Bien Sparebank ASA's ROC % too high?
Bien Sparebank ASA's current ROC % is %. Overall, Bien Sparebank ASA has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Bien Sparebank ASA's ROC % compare to competitors?
Bien Sparebank ASA's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bien Sparebank ASA and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bien Sparebank ASA's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bien Sparebank ASA stock overvalued right now?
Bien Sparebank ASA (STU:JX0) has a current ROC % of %. The stock's GF Value™ is €11.70, compared to a current price of €12.30 — trading 5.1% above its estimated fair value. The current ROC % is %. Bien Sparebank ASA's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bien Sparebank ASA (STU:JX0), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bien Sparebank ASA (STU:JX0) Overvalued in 2026?

Based on GuruFocus' analysis, Bien Sparebank ASA stock appears to be overvalued. The current stock price of €12.30 is trading 5.1% above its estimated GF Value™ of €11.70.

Key valuation signals for STU:JX0:

  • ROC %: %
  • GF Value™: €11.70 vs. price of €12.30 (5.1% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the STU:JX0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bien Sparebank ASA Business Description

Other Exchanges BIEN:Norway
Address Dronning Mauds gate 11, Oslo, NOR, 0250
Bien Sparebank ASA is a independent savings bank. It is a close and accessible bank for individuals and businesses in the Oslo area. The company offers various services namely daily banking, saving, pension, insurance and others.
70GF Score

Get the complete analysis for STU:JX0

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.30
Price
€11.70
GF Value