BNA Assurances (XTUN:BNASS) ROC %: 0.00% (As of . 20)

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XTUN:BNASS BNA Assurances XTUN:BNASS
31 GF Score
Price TND3.54
! 1 Warning Sign
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What is BNA Assurances ROC %?

BNA Assurances XTUN:BNASS 31 ROC % is 0.00% as of . 20. GuruFocus rates XTUN:BNASS with a GF Score™ of 31/100. The stock has 1 warning sign investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. BNA Assurances's annualized return on capital (ROC %) for the quarter that ended in . 20 was 0.00%.

As of today (2026-07-25), BNA Assurances's WACC % is 10.06%. BNA Assurances's ROC % is 0.00% (calculated using TTM income statement data). BNA Assurances earns returns that do not match up to its cost of capital. It will destroy value as it grows.

BNA Assurances  (XTUN:BNASS) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, BNA Assurances's WACC % is 10.06%. BNA Assurances's ROC % is 0.00% (calculated using TTM income statement data). BNA Assurances earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

BNA Assurances ROC % Related Terms

BNA Assurances ROC % Historical Data

* Premium members only.

The historical data trend for BNA Assurances's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNA Assurances ROC % Chart

BNA Assurances Annual Data
Trend
ROC %

BNA Assurances Semi-Annual Data
ROC %
XTUN:BNASS
31GF Score
BNA Assurances XTUN:BNASS
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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BNA Assurances ROC % Calculation

BNA Assurances's annualized Return on Capital (ROC %) for the fiscal year that ended in . 20 is calculated as:

ROC % (A: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: . 20 ) + Invested Capital (A: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

BNA Assurances's annualized Return on Capital (ROC %) for the quarter that ended in . 20 is calculated as:

ROC % (Q: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: . 20 ) + Invested Capital (Q: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(Q: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(Q: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Note: The EBIT data used here is one times the annual (. 20) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.00% mean?
BNA Assurances (XTUN:BNASS) has a ROC % of 0.00% as of . 20. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on BNA Assurances and its competitors.
Is BNA Assurances' ROC % too high?
BNA Assurances' current ROC % is 0.00%. Overall, BNA Assurances has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does BNA Assurances' ROC % compare to BRK.A and AIG?
BNA Assurances' ROC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Insurance company?
The median ROC % among Insurance companies is 3.36, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on BNA Assurances and its competitors. For the Insurance industry, the median ROC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNA Assurances's current ROC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNA Assurances stock overvalued right now?
BNA Assurances (XTUN:BNASS) has a current ROC % of 0.00%. The current ROC % is 0.00%. BNA Assurances' overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For BNA Assurances (XTUN:BNASS), the current ROC % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

BNA Assurances Business Description

Address Cite des pins, North East zone les Berges du Lac 2, Tunis, TUN, 1053
BNA Assurances operates within the insurance sector, focusing on multi-line insurance. It engages in the execution and management of insurance and reinsurance contracts or agreements of all kinds, as well as all other operations or contracts that can be legally carried out by insurance companies.
31GF Score

Get the complete analysis for XTUN:BNASS

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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