Alkami Technology (STU:9J3) ROCE %: -2.63% (As of Mar. 2026)

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STU:9J3 Alkami Technology Inc STU:9J3
53 GF Score
Price €14.70
GF Value €32.88
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Alkami Technology ROCE %?

Alkami Technology STU:9J3 +2.80% 53 ROCE % is -2.63% as of Mar. 2026. GuruFocus rates STU:9J3 with a GF Score™ of 53/100 and a GF Value™ of €32.88 (Significantly Undervalued). The stock has 3 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Alkami Technology's annualized ROCE % for the quarter that ended in Mar. 2026 was -2.63%.

Alkami Technology  (STU:9J3) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Alkami Technology ROCE % Related Terms

Alkami Technology ROCE % Historical Data

* Premium members only.

The historical data trend for Alkami Technology's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alkami Technology ROCE % Chart

Alkami Technology Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial -14.77 -13.38 -13.52 -10.86 -8.28

Alkami Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.71 -7.35 -6.15 -4.57 -2.63
STU:9J3
53GF Score
Alkami Technology Inc STU:9J3
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alkami Technology ROCE % Calculation

Alkami Technology's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-42.253/( ( (417.6 - 43.519) + (723.532 - 76.473) )/ 2 )
=-42.253/( (374.081+647.059)/ 2 )
=-42.253/510.57
=-8.28 %

Alkami Technology's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-17.104/( ( (723.532 - 76.473) + (717.378 - 63.802) )/ 2 )
=-17.104/( ( 647.059 + 653.576 )/ 2 )
=-17.104/650.3175
=-2.63 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of -2.63% mean?
Alkami Technology (STU:9J3) has a ROCE % of -2.63% as of Mar. 2026.
Is Alkami Technology's ROCE % too high?
Alkami Technology's current ROCE % is -2.63%. Overall, Alkami Technology has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's ROCE % compare to NCNO and WRD?
Alkami Technology's ROCE % of -2.63% can be compared against companies in the Software industry. The industry median ROCE % is 5.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Software company?
The median ROCE % among Software companies is 5.29, based on 2,725 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median ROCE % is 5.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current ROCE % is -2.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (STU:9J3) is currently considered Significantly Undervalued. The stock's GF Value™ is €32.88, compared to a current price of €14.70 — trading 55.3% below its estimated fair value. The current ROCE % is -2.63%. Alkami Technology's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Alkami Technology (STU:9J3), the current ROCE % is -2.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alkami Technology (STU:9J3) Overvalued in 2026?

Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued. The current stock price of €14.70 is trading 55.3% below its estimated GF Value™ of €32.88. GuruFocus considers Alkami Technology to be Significantly Undervalued.

Key valuation signals for STU:9J3:

  • ROCE %: -2.63%
  • GF Value™: €32.88 vs. price of €14.70 (55.3% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the STU:9J3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alkami Technology Business Description

Other Exchanges ALKT:USAALKT:Mexico
Address 5601 Granite Parkway, Suite 120, Plano, TX, USA, 75204
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
53GF Score

Get the complete analysis for STU:9J3

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.70
Price
€32.88
GF Value