SpareBank 1 SMN (STU:SJI) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:SJI SpareBank 1 SMN STU:SJI
75 GF Score
Price €17.62
GF Value €17.05
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is SpareBank 1 SMN ROCE %?

SpareBank 1 SMN STU:SJI -1.78% 75 ROCE % is % as of Mar. 2026. GuruFocus rates STU:SJI with a GF Score™ of 75/100 and a GF Value™ of €17.05 (Fairly Valued). The stock has 7 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

STU:SJI
75GF Score
SpareBank 1 SMN STU:SJI
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
SpareBank 1 SMN (STU:SJI) has a ROCE % of % as of Mar. 2026.
Is SpareBank 1 SMN's ROCE % too high?
SpareBank 1 SMN's current ROCE % is %. Overall, SpareBank 1 SMN has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 SMN's ROCE % compare to competitors?
SpareBank 1 SMN's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.08, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 SMN's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 SMN stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 SMN (STU:SJI) is currently considered Fairly Valued. The stock's GF Value™ is €17.05, compared to a current price of €17.62 — trading 3.3% above its estimated fair value. The current ROCE % is %. SpareBank 1 SMN's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For SpareBank 1 SMN (STU:SJI), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 SMN (STU:SJI) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 SMN stock appears to be overvalued. The current stock price of €17.62 is trading 3.3% above its estimated GF Value™ of €17.05. GuruFocus considers SpareBank 1 SMN to be Fairly Valued.

Key valuation signals for STU:SJI:

  • ROCE %: %
  • GF Value™: €17.05 vs. price of €17.62 (3.3% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the STU:SJI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 SMN Business Description

Other Exchanges MING:NorwayMINGo:UK0IVM:UK
Address Sondre gate 4, Trondheim, NOR, 7011
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. The services and products of the bank serves real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income. The company has Retail Banking and Corporate Banking as its reportable segment.
75GF Score

Get the complete analysis for STU:SJI

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.62
Price
€17.05
GF Value