Talanx AG (XTER:TLX) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:TLX Talanx AG XTER:TLX
71 GF Score
Price €115.10
GF Value €103.15
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Talanx AG ROCE %?

Talanx AG XTER:TLX +1.59% 71 ROCE % is % as of Mar. 2026. GuruFocus rates XTER:TLX with a GF Score™ of 71/100 and a GF Value™ of €103.15 (Modestly Overvalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

XTER:TLX
71GF Score
Talanx AG XTER:TLX
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Talanx AG (XTER:TLX) has a ROCE % of % as of Mar. 2026.
Is Talanx AG's ROCE % too high?
Talanx AG's current ROCE % is %. Overall, Talanx AG has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's ROCE % compare to BRK.A and AIG?
Talanx AG's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 7.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.53, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (XTER:TLX) is currently considered Modestly Overvalued. The stock's GF Value™ is €103.15, compared to a current price of €115.10 — trading 11.6% above its estimated fair value. The current ROCE % is %. Talanx AG's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Talanx AG (XTER:TLX), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Talanx AG (XTER:TLX) Overvalued in 2026?

Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued. The current stock price of €115.10 is trading 11.6% above its estimated GF Value™ of €103.15. GuruFocus considers Talanx AG to be Modestly Overvalued.

Key valuation signals for XTER:TLX:

  • ROCE %: %
  • GF Value™: €103.15 vs. price of €115.10 (11.6% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the XTER:TLX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Talanx AG Business Description

Address HDI-Platz 1, Hannover, NI, DEU, 30659
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
71GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€115.10
Price
€103.15
GF Value