Lumo Kodit Oyj (FRA:V4OC) ROE % Adjusted to Book Value: -3.58% (As of Mar. 2026)


FRA:V4OC Lumo Kodit Oyj FRA:V4OC
66 GF Score
Price €7.26
GF Value €10.12
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Lumo Kodit Oyj ROE % Adjusted to Book Value?

Lumo Kodit Oyj FRA:V4OC +1.33% 66 ROE % Adjusted to Book Value is -3.58% as of Mar. 2026. GuruFocus rates FRA:V4OC with a GF Score™ of 66/100 and a GF Value™ of €10.12 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Lumo Kodit Oyj's ROE % for the quarter that ended in Mar. 2026 was -1.86%. Lumo Kodit Oyj's PB Ratio for the quarter that ended in Mar. 2026 was 0.52. Lumo Kodit Oyj's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -3.58%.

Lumo Kodit Oyj ROE % Adjusted to Book Value Related Terms

Lumo Kodit Oyj ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Lumo Kodit Oyj's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumo Kodit Oyj ROE % Adjusted to Book Value Chart

Lumo Kodit Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.16 -10.96 -2.90 0.91 0.85

Lumo Kodit Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.71 -1.51 4.01 2.28 -3.58

FRA:V4OC vs CBRE, BEKE, JLL: ROE % Adjusted to Book Value Comparison

For the Real Estate Services subindustry, Lumo Kodit Oyj's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lumo Kodit Oyj ROE % Adjusted to Book Value vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lumo Kodit Oyj's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Lumo Kodit Oyj's ROE % Adjusted to Book Value falls into.


FRA:V4OC
66GF Score
Lumo Kodit Oyj FRA:V4OC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Lumo Kodit Oyj ROE % Adjusted to Book Value Calculation

Lumo Kodit Oyj's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.58% / 0.68
=0.85%

Lumo Kodit Oyj's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-1.86% / 0.52
=-3.58%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -3.58% mean?
Lumo Kodit Oyj (FRA:V4OC) has a ROE % Adjusted to Book Value of -3.58% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Lumo Kodit Oyj and its competitors.
Is Lumo Kodit Oyj's ROE % Adjusted to Book Value too high?
Lumo Kodit Oyj's current ROE % Adjusted to Book Value is -3.58%. Overall, Lumo Kodit Oyj has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lumo Kodit Oyj's ROE % Adjusted to Book Value compare to CBRE and BEKE?
Lumo Kodit Oyj's ROE % Adjusted to Book Value of -3.58% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Real Estate company?
A good ROE % Adjusted to Book Value depends on the Real Estate industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Lumo Kodit Oyj and its competitors. Lumo Kodit Oyj's current ROE % Adjusted to Book Value is -3.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumo Kodit Oyj stock overvalued right now?
Based on GuruFocus' analysis, Lumo Kodit Oyj (FRA:V4OC) is currently considered Modestly Undervalued. The stock's GF Value™ is €10.12, compared to a current price of €7.26 — trading 28.3% below its estimated fair value. The current ROE % Adjusted to Book Value is -3.58%. Lumo Kodit Oyj's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Lumo Kodit Oyj (FRA:V4OC), the current ROE % Adjusted to Book Value is -3.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumo Kodit Oyj (FRA:V4OC) Overvalued in 2026?

Based on GuruFocus' analysis, Lumo Kodit Oyj stock appears to be undervalued. The current stock price of €7.26 is trading 28.3% below its estimated GF Value™ of €10.12. GuruFocus considers Lumo Kodit Oyj to be Modestly Undervalued.

Key valuation signals for FRA:V4OC:

  • ROE % Adjusted to Book Value: -3.58%
  • GF Value™: €10.12 vs. price of €7.26 (28.3% below fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the FRA:V4OC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lumo Kodit Oyj Business Description

Other Exchanges LUMOh:UK0A0E:UKLUMO:Finland
Address Mannerheimintie 168a, P.O. Box 40, Helsinki, FIN, 00300
Lumo Kodit Oyj is a housing investment company that owns and manages residential properties in Finland. Its portfolio is located in various urban areas with access to transport and services. The company focuses on rental housing and incorporates digital and operational solutions to support property management and tenant services.
66GF Score

Get the complete analysis for FRA:V4OC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.26
Price
€10.12
GF Value