Credicorp (LIM:BAP) ROE % Adjusted to Book Value: 9.32% (As of Mar. 2026)


LIM:BAP Credicorp Ltd LIM:BAP
51 GF Score
Price $390.10
GF Value $221.18
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Credicorp ROE % Adjusted to Book Value?

Credicorp LIM:BAP +2.57% 51 ROE % Adjusted to Book Value is 9.32% as of Mar. 2026. GuruFocus rates LIM:BAP with a GF Score™ of 51/100 and a GF Value™ of $221.18 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Credicorp's ROE % for the quarter that ended in Mar. 2026 was 21.06%. Credicorp's PB Ratio for the quarter that ended in Mar. 2026 was 2.26. Credicorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.32%.

Credicorp ROE % Adjusted to Book Value Related Terms

Credicorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Credicorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credicorp ROE % Adjusted to Book Value Chart

Credicorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.02 13.34 12.77 11.60 9.43

Credicorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.47 11.78 10.31 8.39 9.32

LIM:BAP vs CFG, RF, KEY: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Credicorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credicorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Credicorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Credicorp's ROE % Adjusted to Book Value falls into.


LIM:BAP
51GF Score
Credicorp Ltd LIM:BAP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Credicorp ROE % Adjusted to Book Value Calculation

Credicorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.05% / 2.02
=9.43%

Credicorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.06% / 2.26
=9.32%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.32% mean?
Credicorp (LIM:BAP) has a ROE % Adjusted to Book Value of 9.32% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credicorp and its competitors.
Is Credicorp's ROE % Adjusted to Book Value too high?
Credicorp's current ROE % Adjusted to Book Value is 9.32%. Overall, Credicorp has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credicorp's ROE % Adjusted to Book Value compare to CFG and RF?
Credicorp's ROE % Adjusted to Book Value of 9.32% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credicorp and its competitors. Credicorp's current ROE % Adjusted to Book Value is 9.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credicorp stock overvalued right now?
Based on GuruFocus' analysis, Credicorp (LIM:BAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $221.18, compared to a current price of $390.10 — trading 76.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.32%. Credicorp's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Credicorp (LIM:BAP), the current ROE % Adjusted to Book Value is 9.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credicorp (LIM:BAP) Overvalued in 2026?

Based on GuruFocus' analysis, Credicorp stock appears to be overvalued. The current stock price of $390.10 is trading 76.4% above its estimated GF Value™ of $221.18. GuruFocus considers Credicorp to be Significantly Overvalued.

Key valuation signals for LIM:BAP:

  • ROE % Adjusted to Book Value: 9.32%
  • GF Value™: $221.18 vs. price of $390.10 (76.4% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the LIM:BAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credicorp Business Description

Address Calle Centenario 156, La Molina, Lima, PER, 15026
Credicorp Ltd is a Peruvian financial services company. The company operates in four business lines, including Universal Banking, Insurance and Retirement, Microfinance, and Investment Banking and Asset Management. Its subsidiaries include Banco de Credito del Peru, Prima AFP, Credicorp Capital, and others. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
51GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$390.10
Price
$221.18
GF Value