Credit Agricole Alpes Provence (XPAR:CRAP) ROE % Adjusted to Book Value: 7.04% (As of Dec. 2025)

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XPAR:CRAP Credit Agricole Alpes Provence XPAR:CRAP
44 GF Score
Price €143.50
GF Value €80.96
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Credit Agricole Alpes Provence ROE % Adjusted to Book Value?

Credit Agricole Alpes Provence XPAR:CRAP 44 ROE % Adjusted to Book Value is 7.04% as of Dec. 2025. GuruFocus rates XPAR:CRAP with a GF Score™ of 44/100 and a GF Value™ of €80.96 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Credit Agricole Alpes Provence's ROE % for the quarter that ended in Dec. 2025 was 1.76%. Credit Agricole Alpes Provence's PB Ratio for the quarter that ended in Dec. 2025 was 0.25. Credit Agricole Alpes Provence's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.04%.


Credit Agricole Alpes Provence ROE % Adjusted to Book Value Related Terms


Credit Agricole Alpes Provence ROE % Adjusted to Book Value Historical Data

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The historical data trend for Credit Agricole Alpes Provence's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Alpes Provence ROE % Adjusted to Book Value Chart

Credit Agricole Alpes Provence Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.45 30.81 22.41 22.44 14.76

Credit Agricole Alpes Provence Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.41 35.69 13.72 30.26 7.04

Credit Agricole Alpes Provence ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Alpes Provence's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Alpes Provence ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Alpes Provence's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Credit Agricole Alpes Provence's ROE % Adjusted to Book Value falls into.


XPAR:CRAP
44GF Score
Credit Agricole Alpes Provence XPAR:CRAP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Alpes Provence ROE % Adjusted to Book Value Calculation

Credit Agricole Alpes Provence's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.69% / 0.25
=14.76%

Credit Agricole Alpes Provence's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.76% / 0.25
=7.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.04% mean?
Credit Agricole Alpes Provence (XPAR:CRAP) has a ROE % Adjusted to Book Value of 7.04% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Agricole Alpes Provence and its competitors.
Is Credit Agricole Alpes Provence's ROE % Adjusted to Book Value too high?
Credit Agricole Alpes Provence's current ROE % Adjusted to Book Value is 7.04%. Overall, Credit Agricole Alpes Provence has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Alpes Provence's ROE % Adjusted to Book Value compare to competitors?
Credit Agricole Alpes Provence's ROE % Adjusted to Book Value of 7.04% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Agricole Alpes Provence and its competitors. Credit Agricole Alpes Provence's current ROE % Adjusted to Book Value is 7.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Alpes Provence stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Alpes Provence (XPAR:CRAP) is currently considered Significantly Overvalued. The stock's GF Value™ is €80.96, compared to a current price of €143.50 — trading 77.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.04%. Credit Agricole Alpes Provence's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Credit Agricole Alpes Provence (XPAR:CRAP), the current ROE % Adjusted to Book Value is 7.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Alpes Provence (XPAR:CRAP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Alpes Provence stock appears to be overvalued. The current stock price of €143.50 is trading 77.2% above its estimated GF Value™ of €80.96. GuruFocus considers Credit Agricole Alpes Provence to be Significantly Overvalued.

Key valuation signals for XPAR:CRAP:

  • ROE % Adjusted to Book Value: 7.04%
  • GF Value™: €80.96 vs. price of €143.50 (77.2% above fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the XPAR:CRAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Alpes Provence Business Description

Other Exchanges 8U40:Germany
Address 25 Chemin des Trois Cypres, Aix-en-Provence, FRA, 13097
Credit Agricole Alpes Provence is engaged in providing banking and financial services in France. It offers services to farmers, individuals and companies. It also offers insurance services such as life insurance and auto insurance.
44GF Score

Get the complete analysis for XPAR:CRAP

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€143.50
Price
€80.96
GF Value