Can Fin Homes (BOM:511196) ROE %: 23.12% (As of Mar. 2026) — 22% Above Median


BOM:511196 Can Fin Homes Ltd BOM:511196
75 GF Score
Price ₹885.85
GF Value ₹1,057.51
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Can Fin Homes ROE %?

Can Fin Homes BOM:511196 +0.14% 75 ROE % is 23.12% as of Mar. 2026, which is 22% above its 10-year median of 18.96. GuruFocus rates BOM:511196 with a GF Score™ of 75/100 and a GF Value™ of ₹1,057.51 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,524 Banks companies, Can Fin Homes ranks better than 91.54% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Can Fin Homes's annualized net income for the quarter that ended in Mar. 2026 was ₹13,827 Mil. Can Fin Homes's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹59,804 Mil. Therefore, Can Fin Homes's annualized ROE % for the quarter that ended in Mar. 2026 was 23.12%.

The historical rank and industry rank for Can Fin Homes's ROE % or its related term are showing as below:

BOM:511196' s ROE % Range Over the Past 10 Years
Min: 16.6   Med: 18.96   Max: 22.6
Current: 19.73

During the past 13 years, Can Fin Homes's highest ROE % was 22.60%. The lowest was 16.60%. And the median was 18.96%.

BOM:511196's ROE % is ranked better than
91.54% of 1524 companies
in the Banks industry
Industry Median: 10.22 vs BOM:511196: 19.73

Can Fin Homes  (BOM:511196) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=13826.856/59804.045
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(13826.856 / 17502.188)*(17502.188 / 443810.565)*(443810.565 / 59804.045)
=Net Margin %*Asset Turnover*Equity Multiplier
=79 %*0.0394*7.4211
=ROA %*Equity Multiplier
=3.11 %*7.4211
=23.12 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=13826.856/59804.045
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (13826.856 / 14119.264) * (14119.264 / 17502.188) * (17502.188 / 443810.565) * (443810.565 / 59804.045)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.9793 * 80.67 % * 0.0394 * 7.4211
=23.12 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Can Fin Homes ROE % Related Terms


Can Fin Homes ROE % Historical Data

* Premium members only.

The historical data trend for Can Fin Homes's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Can Fin Homes ROE % Chart

Can Fin Homes Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.60 18.51 18.79 18.22 19.66

Can Fin Homes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.46 17.67 18.41 19.39 23.12

BOM:511196 vs RKT, FNMA, PFSI: ROE % Comparison

For the Mortgage Finance subindustry, Can Fin Homes's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Can Fin Homes ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Can Fin Homes's ROE % distribution charts can be found below:

* The bar in red indicates where Can Fin Homes's ROE % falls into.


BOM:511196
75GF Score
Can Fin Homes Ltd BOM:511196
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Can Fin Homes ROE % Calculation

Can Fin Homes's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=10857.523/( (50674.937+59804.045)/ 2 )
=10857.523/55239.491
=19.66 %

Can Fin Homes's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=13826.856/( (0+59804.045)/ 1 )
=13826.856/59804.045
=23.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 23.12% mean?
Can Fin Homes (BOM:511196) has a ROE % of 23.12% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Can Fin Homes and its competitors. This is 22% above median its historical median of 18.96. Over the past decade, Can Fin Homes' ROE % has ranged from 16.60 to 22.60. According to the industry distribution chart, Can Fin Homes ranks #129 out of 1524 companies in the Banks industry, placing it in the top 8.5%.
Is Can Fin Homes' ROE % too high?
Can Fin Homes' current ROE % of 23.12% is 22% above median its 10-year median of 18.96. Over the past 10 years, this metric has ranged from a low of 16.60 to a high of 22.60. The Banks industry median ROE % is 10.22. Can Fin Homes' value of 23.12% is 126.2% above this industry median. Based on the distribution chart, Can Fin Homes ranks #129 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Can Fin Homes has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Can Fin Homes' ROE % compare to RKT and FNMA?
According to the Banks industry distribution chart, Can Fin Homes ranks #129 out of 1524 companies for ROE %. This places Can Fin Homes in the top 9% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Can Fin Homes' value of 23.12% is 126.2% above this benchmark. Historically, Can Fin Homes' own ROE % has ranged from 16.60 to 22.60 over the past decade. While the company's 10-year median is 18.96 vs. the industry median of 10.22, Can Fin Homes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Can Fin Homes's current ROE % of 23.12% is 126.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Can Fin Homes and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Can Fin Homes's current ROE % is 23.12%, which is 22% above median its own 10-year median of 18.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Can Fin Homes stock overvalued right now?
Based on GuruFocus' analysis, Can Fin Homes (BOM:511196) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,057.51, compared to a current price of ₹885.85 — trading 16.2% below its estimated fair value. The current ROE % is 23.12%, which is 22% above median its 10-year median of 18.96 and 126.2% above the Banks industry median of 10.22. Can Fin Homes' overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Can Fin Homes (BOM:511196), the current ROE % is 23.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Can Fin Homes (BOM:511196) Overvalued in 2026?

Based on GuruFocus' analysis, Can Fin Homes stock appears to be undervalued. The current stock price of ₹885.85 is trading 16.2% below its estimated GF Value™ of ₹1,057.51. GuruFocus considers Can Fin Homes to be Modestly Undervalued.

Key valuation signals for BOM:511196:

  • ROE %: 23.12% (22% above median its 10-year median of 18.96)
  • GF Value™: ₹1,057.51 vs. price of ₹885.85 (16.2% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 126.2% above the Banks median (#129 of 1524)

No single metric tells the full story. See the BOM:511196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Can Fin Homes Business Description

Other Exchanges CANFINHOME:India
Address No. 29/1, Sir M N Krishna Rao Road, 1st Floor, Lalbagh West Gate, Basavanagudi, Bengaluru, KA, IND, 560004
Can Fin Homes Ltd is an Indian housing finance institution. The company offers a range of loan products, housing loans as well as non-housing loans. It provides Housing loans to individuals, to Builders/developers, and against Property. The company categorized its business into two structures such as housing loans and non-housing loans. It provides loans for various purposes such as the construction of a house, purchase of ready-built houses/flats, repairs, renovation, and an extension of a house as well as for the purchase of the site from development authorities and private developers/parties. In addition, it also accepts deposits from the public such as Fixed deposits and Cumulative deposits. The revenue generated by the company mainly consists of the interest received.
75GF Score

Get the complete analysis for BOM:511196

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹885.85
Price
₹1,057.51
GF Value