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Sai CapitalBOM:531931 +0.46%53 ROE % is 2.48% as of Mar. 2026, which is 12% above its 10-year median of 2.22. GuruFocus rates BOM:531931 with a GF Score™ of 53/100 and a GF Value™ of ₹227.41 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 792 Capital Markets companies, Sai Capital ranks worse than 58.96% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Sai Capital's annualized net income for the quarter that ended in Mar. 2026 was ₹90.9 Mil. Sai Capital's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹3,662.8 Mil. Therefore, Sai Capital's annualized ROE % for the quarter that ended in Mar. 2026 was 2.48%.
The historical rank and industry rank for Sai Capital's ROE % or its related term are showing as below:
BOM:531931'
s ROE % Range Over the Past 10 Years
Min: -67.8 Med: 2.22 Max: 10.34
Current: 3.42
During the past 13 years, Sai Capital's highest ROE % was 10.34%. The lowest was -67.80%. And the median was 2.22%.
BOM:531931's ROE % is ranked worse than 58.96% of 792
companies
in the Capital Markets industry
Industry Median: 6.065
vs BOM:531931: 3.42
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Sai Capital ROE % Related Terms
Sai Capital ROE % Historical Data
* Premium members only.
The historical data trend for Sai Capital's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Sai Capital's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sai Capital ROE % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sai Capital's ROE % distribution charts can be found below:
* The bar in red indicates where Sai Capital's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Sai Capital (BOM:531931) has a ROE % of 2.48% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sai Capital and its competitors. This is 12% above median its historical median of 2.22. According to the industry distribution chart, Sai Capital ranks #467 out of 792 companies in the Capital Markets industry, placing it in the top 59%.
Is Sai Capital's ROE % too high?
Sai Capital's current ROE % of 2.48% is 12% above median its 10-year median of 2.22. The Capital Markets industry median ROE % is 6.07. Sai Capital's value of 2.48% is 59.1% below this industry median. Based on the distribution chart, Sai Capital ranks #467 out of 792 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Sai Capital has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Capital's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Sai Capital ranks #467 out of 792 companies for ROE %. This places Sai Capital in the lower half of its industry. The industry median ROE % is 6.07. Sai Capital's value of 2.48% is 59.1% below this benchmark. While the company's 10-year median is 2.22 vs. the industry median of 6.07, Sai Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.07, based on 792 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sai Capital's current ROE % of 2.48% is 59.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sai Capital and its competitors. For the Capital Markets industry, the median ROE % is 6.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Capital's current ROE % is 2.48%, which is 12% above median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Capital stock overvalued right now?
Based on GuruFocus' analysis, Sai Capital (BOM:531931) is currently considered Possible Value Trap. The stock's GF Value™ is ₹227.41, compared to a current price of ₹143.40 — trading 36.9% below its estimated fair value. The current ROE % is 2.48%, which is 12% above median its 10-year median of 2.22 and 59.1% below the Capital Markets industry median of 6.07. Sai Capital's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Sai Capital (BOM:531931), the current ROE % is 2.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sai Capital (BOM:531931) Overvalued in 2026?
Based on GuruFocus' analysis, Sai Capital stock appears to be undervalued.
The current stock price of ₹143.40 is trading 36.9% below its estimated GF Value™ of ₹227.41.
GuruFocus considers Sai Capital to be Possible Value Trap.
Key valuation signals for BOM:531931:
ROE %: 2.48% (12% above median its 10-year median of 2.22)
GF Value™: ₹227.41 vs. price of ₹143.40 (36.9% below fair value)
Industry Position: 59.1% below the Capital Markets median (#467 of 792)
No single metric tells the full story. See the BOM:531931 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sai Capital Ltd is an India-based company which provides finance and investment. The firm is engaged in undertaking various kinds of business of buying, selling or otherwise dealing in shares, debentures, and securities of various kinds. The Subsidiary company is engaged mainly in the business of manufacturing and supplying of supplementary nutrition foods to the government sponsored nutritive programme for infant, preschool children, adolescent girl etc.
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