Credo Brands Marketing (BOM:544058) ROE %: 13.89% (As of Mar. 2026) — 20% Below Median


BOM:544058 Credo Brands Marketing Ltd BOM:544058
48 GF Score
Price ₹88.17
! 4 Warning Signs
View Full Analysis

What is Credo Brands Marketing ROE %?

Credo Brands Marketing BOM:544058 -1.23% 48 ROE % is 13.89% as of Mar. 2026, which is 20% below its 10-year median of 17.45. GuruFocus rates BOM:544058 with a GF Score™ of 48/100. The stock has 4 warning signs investors should review. Among 1,090 Retail - Cyclical companies, Credo Brands Marketing ranks better than 64.68% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Credo Brands Marketing's annualized net income for the quarter that ended in Mar. 2026 was ₹609 Mil. Credo Brands Marketing's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹4,386 Mil. Therefore, Credo Brands Marketing's annualized ROE % for the quarter that ended in Mar. 2026 was 13.89%.

The historical rank and industry rank for Credo Brands Marketing's ROE % or its related term are showing as below:

BOM:544058' s ROE % Range Over the Past 10 Years
Min: 1.79   Med: 17.45   Max: 29.98
Current: 11.25

During the past 6 years, Credo Brands Marketing's highest ROE % was 29.98%. The lowest was 1.79%. And the median was 17.45%.

BOM:544058's ROE % is ranked better than
64.68% of 1090 companies
in the Retail - Cyclical industry
Industry Median: 6.475 vs BOM:544058: 11.25

Credo Brands Marketing  (BOM:544058) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=609.2/4386
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(609.2 / 6492.16)*(6492.16 / 8019.34)*(8019.34 / 4386)
=Net Margin %*Asset Turnover*Equity Multiplier
=9.38 %*0.8096*1.8284
=ROA %*Equity Multiplier
=7.59 %*1.8284
=13.89 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=609.2/4386
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (609.2 / 824.28) * (824.28 / 909.2) * (909.2 / 6492.16) * (6492.16 / 8019.34) * (8019.34 / 4386)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7391 * 0.9066 * 14 % * 0.8096 * 1.8284
=13.89 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Credo Brands Marketing ROE % Related Terms


Credo Brands Marketing ROE % Historical Data

* Premium members only.

The historical data trend for Credo Brands Marketing's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credo Brands Marketing ROE % Chart

Credo Brands Marketing Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial 16.70 29.98 19.00 18.20 11.17

Credo Brands Marketing Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.48 6.15 18.14 6.75 13.89

BOM:544058 vs TJX, ROST, BURL: ROE % Comparison

For the Apparel Retail subindustry, Credo Brands Marketing's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credo Brands Marketing ROE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Credo Brands Marketing's ROE % distribution charts can be found below:

* The bar in red indicates where Credo Brands Marketing's ROE % falls into.


BOM:544058
48GF Score
Credo Brands Marketing Ltd BOM:544058
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credo Brands Marketing ROE % Calculation

Credo Brands Marketing's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=474.24/( (4101.78+4386)/ 2 )
=474.24/4243.89
=11.17 %

Credo Brands Marketing's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=609.2/( (0+4386)/ 1 )
=609.2/4386
=13.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 13.89% mean?
Credo Brands Marketing (BOM:544058) has a ROE % of 13.89% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Credo Brands Marketing and its competitors. This is 20% below median its historical median of 17.45. Over the past decade, Credo Brands Marketing's ROE % has ranged from 1.79 to 29.98. According to the industry distribution chart, Credo Brands Marketing ranks #385 out of 1090 companies in the Retail - Cyclical industry, placing it in the top 35.3%.
Is Credo Brands Marketing's ROE % too high?
Credo Brands Marketing's current ROE % of 13.89% is 20% below median its 10-year median of 17.45. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 29.98. The Retail - Cyclical industry median ROE % is 6.48. Credo Brands Marketing's value of 13.89% is 114.5% above this industry median. Based on the distribution chart, Credo Brands Marketing ranks #385 out of 1090 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Credo Brands Marketing has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Credo Brands Marketing's ROE % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Credo Brands Marketing ranks #385 out of 1090 companies for ROE %. This puts Credo Brands Marketing in the upper half of its industry. The industry median ROE % is 6.48. Credo Brands Marketing's value of 13.89% is 114.5% above this benchmark. Historically, Credo Brands Marketing's own ROE % has ranged from 1.79 to 29.98 over the past decade. While the company's 10-year median is 17.45 vs. the industry median of 6.48, Credo Brands Marketing has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.48, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credo Brands Marketing's current ROE % of 13.89% is 114.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Credo Brands Marketing and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credo Brands Marketing's current ROE % is 13.89%, which is 20% below median its own 10-year median of 17.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credo Brands Marketing stock overvalued right now?
Credo Brands Marketing (BOM:544058) has a current ROE % of 13.89%. The current ROE % is 13.89%, which is 20% below median its 10-year median of 17.45 and 114.5% above the Retail - Cyclical industry median of 6.48. Credo Brands Marketing's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Credo Brands Marketing (BOM:544058), the current ROE % is 13.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credo Brands Marketing Business Description

Other Exchanges MUFTI:India
Address B-8, MIDC Central Road, Marol, Next to MIDC Police Station, Andheri East, Mumbai, MH, IND, 400093
Credo Brands Marketing Ltd is a homegrown brand in the mid-premium and premium men's casual wear market in India. The product offerings range from shirts to t-shirts to jeans to chinos, which cater to all year-round clothing. The company is principally engaged in the business of retailing of Men's casual wear under its Brand MUFTI. The company generates the majority of its revenue from the sale of its products.
48GF Score

Get the complete analysis for BOM:544058

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹88.17
Price