BRB Banco de BrasiliaBSP:BSLI4 -4.00%46 ROE % is 27.14% as of Jun. 2025, which is 49% above its 10-year median of 18.25. GuruFocus rates BSP:BSLI4 with a GF Score™ of 46/100 and a GF Value™ of R$16.37 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, BRB Banco de Brasilia ranks better than 95.55% on this metric.
The historical rank and industry rank for BRB Banco de Brasilia's ROE % or its related term are showing as below:
BSP:BSLI4'
s ROE % Range Over the Past 10 Years
Min: 1.65 Med: 18.25 Max: 27.31
Current: 24.39
During the past 13 years, BRB Banco de Brasilia's highest ROE % was 27.31%. The lowest was 1.65%. And the median was 18.25%.
BSP:BSLI4's ROE % is ranked better than 95.55% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs BSP:BSLI4: 24.39
BRB Banco de Brasilia (BSP:BSLI4) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Jun. 2025) net income data. The Revenue data used here is two times the semi-annual (Jun. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BRB Banco de Brasilia's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRB Banco de Brasilia ROE % vs Banks Industry
For the Banks industry and Financial Services sector, BRB Banco de Brasilia's ROE % distribution charts can be found below:
* The bar in red indicates where BRB Banco de Brasilia's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2025) net income data.
ROE % is displayed in the 30-year financial page.
BRB Banco de Brasilia (BSP:BSLI4) has a ROE % of 27.14% as of Jun. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BRB Banco de Brasilia and its competitors. This is 49% above median its historical median of 18.25. Over the past decade, BRB Banco de Brasilia's ROE % has ranged from 1.65 to 27.31. According to the industry distribution chart, BRB Banco de Brasilia ranks #68 out of 1527 companies in the Banks industry, placing it in the top 4.5%.
Is BRB Banco de Brasilia's ROE % too high?
BRB Banco de Brasilia's current ROE % of 27.14% is 49% above median its 10-year median of 18.25. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 27.31. The Banks industry median ROE % is 10.23. BRB Banco de Brasilia's value of 27.14% is 165.3% above this industry median. Based on the distribution chart, BRB Banco de Brasilia ranks #68 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BRB Banco de Brasilia has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BRB Banco de Brasilia's ROE % compare to competitors?
According to the Banks industry distribution chart, BRB Banco de Brasilia ranks #68 out of 1527 companies for ROE %. This places BRB Banco de Brasilia in the top 5% of its industry — outperforming the majority of peers. The industry median ROE % is 10.23. BRB Banco de Brasilia's value of 27.14% is 165.3% above this benchmark. Historically, BRB Banco de Brasilia's own ROE % has ranged from 1.65 to 27.31 over the past decade. While the company's 10-year median is 18.25 vs. the industry median of 10.23, BRB Banco de Brasilia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRB Banco de Brasilia's current ROE % of 27.14% is 165.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BRB Banco de Brasilia and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRB Banco de Brasilia's current ROE % is 27.14%, which is 49% above median its own 10-year median of 18.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRB Banco de Brasilia stock overvalued right now?
Based on GuruFocus' analysis, BRB Banco de Brasilia (BSP:BSLI4) is currently considered Significantly Undervalued. The stock's GF Value™ is R$16.37, compared to a current price of R$3.12 — trading 80.9% below its estimated fair value. The current ROE % is 27.14%, which is 49% above median its 10-year median of 18.25 and 165.3% above the Banks industry median of 10.23. BRB Banco de Brasilia's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For BRB Banco de Brasilia (BSP:BSLI4), the current ROE % is 27.14% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRB Banco de Brasilia (BSP:BSLI4) Overvalued in 2026?
Based on GuruFocus' analysis, BRB Banco de Brasilia stock appears to be undervalued.
The current stock price of R$3.12 is trading 80.9% below its estimated GF Value™ of R$16.37.
GuruFocus considers BRB Banco de Brasilia to be Significantly Undervalued.
Key valuation signals for BSP:BSLI4:
ROE %: 27.14% (49% above median its 10-year median of 18.25)
GF Value™: R$16.37 vs. price of R$3.12 (80.9% below fair value)
Industry Position: 165.3% above the Banks median (#68 of 1527)
No single metric tells the full story. See the BSP:BSLI4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRB Banco de Brasilia SA provides commercial banking products and solutions to individuals and corporates. The company offers current accounts, loans and financing facilities, investment products, and debit and prepaid cards. It also offers insurance products, such as company, car, residence, life, and condominium insurance.
46GF Score
Get the complete analysis for BSP:BSLI4
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:BSLI4 has been successfully added to your 
